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ANZ Fileactive is a host-to-host integration solution provided by ANZ for automating business processes such as payments, reporting, and workflow management. It enables organisations to securely exchange financial data, such as payment instructions and account transaction information, directly with ANZ systems. This reduces the need for manual handling of sensitive financial data, thereby improving operational efficiency and reducing errors.
Key features of ANZ Fileactive include:
- Automation: It supports straight-through processing (STP), which allows businesses to automate the sending and receiving of files without manual intervention.
- Connectivity: It can integrate with enterprise systems like ERP, payroll, or supply chain systems, enabling businesses to manage payments, reporting, and other financial operations directly from their existing systems.
- Security: The platform ensures secure file transfers with encryption and supports file validation to protect against unauthorised modifications.
- API Integration: For businesses requiring real-time data exchange, Fileactive supports APIs to allow for faster banking transactions and reporting.
- Customisation: Fileactive provides file translation and workflow solutions tailored to the organisation's specific data formats and processes, enabling bi-directional file exchanges in any standard format.
This solution is primarily aimed at institutional customers seeking to enhance operational efficiency, streamline payment workflows, and ensure secure, automated financial data handling
- A financial transaction file or API message is generated in your internal system. Files can be in any industry standard or custom format.
- The file or message is then encrypted and transferred through a secure connection to ANZ Fileactive for consumption by ANZ’s core systems for processing.
- If required, payments can then be presented in ANZ Transactive – Global for authorisation.
- Upon processing, ANZ Fileactive will provide updates of your request. For example, payments will be identified as being Processed, Partially Processed or Rejected with reasons provided.
ANZ Fileactive Host-to-Host Solutions
The Fileactive Host-to-Host (H2H) connectivity option supports several secure protocols to facilitate the exchange of financial data between your systems and ANZ. These protocols ensure secure, encrypted, and reliable file transfers. Key protocols supported by Fileactive H2H include:
Supported protocols:
- SFTP (Secure File Transfer Protocol): SFTP provides secure file access, transfer, and management over an encrypted data stream. It is widely used for securely exchanging sensitive financial data between systems.
- APIs: Fileactive APIs are designed for scalable, stateless communication between your systems and ANZ's services.
Fileactive customisation allow businesses to tailor the integration with ANZ’s systems according to their specific needs, enabling efficient, automated financial workflows. For example:
- Custom File Format Translation: A business using a proprietary file format for its internal payment systems can customise the Fileactive platform to translate these proprietary formats into standard formats (such as ISO 20022) that ANZ can process. This is achieved through Fileactive’s bi-directional file translation feature, where custom file formats from the business’s system are automatically converted into formats ANZ supports, and vice versa for returning data.
- Workflow Customisation: For businesses with unique financial workflows, Fileactive can be customised to match specific business logic. For example, a company could set custom validation rules or triggers for specific types of transactions. If a payment does not meet a certain threshold (e.g., exceeding a certain amount), Fileactive can flag it for manual review or additional approval within the business’s system.
- Custom Data Enrichment: A business can customise Fileactive to automatically enrich transaction data. For example, payment files sent to ANZ could be augmented with additional metadata, such as cost centre allocations, customer IDs, or transaction tags. This enriched data helps the business with more detailed reporting and reconciliation after the payment process is completed.
For more information, refer to ANZ Fileactive.
For more information on Fileactive APIs, refer to Fileactive Developer Portal.