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進行中 - 建立 BI Fast Payment (印尼)

地理位置: 本文適用於在印尼進行銀行業務的ANZ Transactive - Global客戶。
完整詳細資訊請參閱按地理位置劃分的功能。
使用ANZ Transactive Cash Asia檔案格式指南上傳付款檔案的選項可透過ANZ Fileactive Portal使用。
關於BI Fast Payments

什麼是BI Fast Payment？

BI Fast (Bank Indonesia Fast Payment) 是一種國內付款方式，可讓您從註冊於ANZ Transactive – Global的印尼IDR帳戶，近乎即時地將資金轉帳至收款人在印尼的印尼IDR帳戶。此付款類型也允許您建立薪資付款。
如需更多資訊，請參閱亞洲及太平洋付款類型。

BI Fast Payments的付款方式規則

  • 起息日將預設為當前或下一個營業日。如果今天的付款錯過了截止時間，您的帳戶將不會被扣款，因為付款將在下一個營業日處理。
  • BI Fast payments的截止時間為23:00
  • 付款幣別僅限IDR
  • 每筆交易的最高付款金額為IDR 250M

誰可以建立國內付款？

  • 符合資格且擁有Initiator和帳戶存取權限的使用者，可根據您組織預設的使用者權限和付款設定建立及管理BI Fast payment。這些角色權限可能包括：
    • Initiator
    • Initiate/Authorise
    • Full Access
  • 只有有權進行Payroll Payments的使用者才能在選取Payroll指示時查看、編輯和核准付款。
付款輸入畫面
國內付款畫面
下圖為國內付款畫面的範例，包含部門、扣款帳戶、付款方式、執行日期和收款人詳細資訊等欄位。
BI Fast screen.png
收款人付款詳細資訊畫面
下圖為收款人付款詳細資訊畫面的範例，包含收款人姓名、地址和帳戶詳細資訊、收款銀行詳細資訊、付款參考、匯款資訊和發票詳細資訊等欄位。
BI Fast Payment details screen.png
收款人詳細資訊畫面
下圖為收款人詳細資訊畫面的範例，包含收款人姓名、地址、帳戶和收款人電子郵件地址等欄位。 
ACH Beneficiary details screen (ID).png

建立BI Fast Payment影片

即將推出。

建立BI Fast Payment

您可以從Asia & Pacific Payments選單中透過多種方式建立BI Fast Payment。請從以下選項中選擇：

  1. 點擊Create Payment > BI Fast Payment（請參閱下方逐步說明）
  2. 點擊Create Payment > 使用付款範本
  3. 點擊Create Payment > 使用付款檔案，並使用Asia & Pacific File Format Guides
  4. 點擊Create Payment > 使用現有付款
  5. 點擊Approve Payments > New > BI Fast Payment（請參閱下方逐步說明）
  6. 點擊Current Payments > New > BI Fast Payment（請參閱下方逐步說明）

若要建立BI Fast payment並手動輸入付款指示，請依照以下步驟操作：

步驟 操作
1 點擊Asia & Pacific Payments > Create Payment選單或
點擊Asia & Pacific Payments > Current Payments選單 > New或
點擊Asia & Pacific Payments > Approve Payments選單 > New。
2 點擊BI Fast Payment。
3 如有需要，請選擇付款來源的Division。
如果您有權使用多個部門，您可以為未來的付款設定預設部門。
Bank/Branch欄位將根據所選的Division自動填入。
4 選擇Debit Account。
5 Execution Date預設為當前營業日。
如有需要，點擊Later選擇未來的起息日。
6 如有需要，選擇Payroll 用於機密薪資付款，並限制查看、編輯和核准付款的權限。
7 如有需要，選擇Individual Debits指示，為每筆個別收款人付款指示在您的帳戶上產生單獨的扣款記錄。
8
為降低詐欺風險，ANZ建議您在處理付款時務必確認收款人詳細資訊。
點擊Add，使用以下選項新增一個或多個beneficiary details：
從您的Beneficiaries清單中新增收款人
在Beneficiary Name欄位中搜尋並選擇收款人，然後繼續後續步驟。如有需要，再次點擊Add以新增其他收款人。
新增收款人
使用者必須有權建立新的收款人才能完成這些步驟。
目前，新的收款人無法儲存到您的Beneficiaries選單中。
步驟 操作
1 從Beneficiary Name欄位點擊Add New Beneficiary。
2 輸入Beneficiary Name，最多35個字元。
3 輸入Beneficiary Address，每行最多35個字元，並輸入City。
4 選擇Country or Region。
5 輸入Beneficiary's Account Number，不含空格或連字號。
6 如有需要，輸入Beneficiary email address以發送Beneficiary Advice。
  • 使用逗號分隔電子郵件地址
  • 電子郵件地址不能超過50個字元
  • 當payment status為Closed時，將發送電子郵件給收款人
7 點擊Procced。
8 如有需要，再次點擊Add以新增其他收款人。
繼續後續步驟。
9 如有需要，輸入Payment Reference，最多20個字元。
10 輸入Beneficiary payment Amount，不超過IDR 250M。
11 如有需要，點擊Beneficiary Payment Details圖示以查看和更新其他收款人資訊：
新增或更新Beneficiary Payment Details
步驟 操作
1 新增或編輯Beneficiary Name，最多35個字元。
2 新增或編輯Beneficiary Address，每行最多35個字元，並輸入City。
3 新增或編輯Beneficiary Account ，不含空格或連字號。
4 新增或編輯Email Address(es)，最多50個字元。
5 新增或編輯 Beneficiary Amount。
6 新增或編輯Payment Reference，最多20個字元。
7 選擇Charges：
  • Ours - 您支付所有轉帳費用，收款人收到全額付款。
  • Shared (預設) - 您支付匯出轉帳費用，收款人支付代理銀行費用。收款人將收到扣除代理銀行費用後的付款金額。
  • Beneficiary - 此付款類型不適用。
8 新增或編輯Beneficiary Bank / Branch Code。
9 選擇Beneficiary Type。從以下選項中選擇：
  • Individual Non Resident
  • Individual Resident
  • Corporate Resident
  • Corporate Non Resident
  • Government ID BI Fast
  • Remittance ID BI Fast
  • Other BI Fast
10 選擇Payment Purpose。
Purpose Codes & Descriptions
PURPOSE CODE DESCRIPTION
01 Investment
02 Transfer of Wealth
03 Purchase
2011 Export of Goods
2012 Imported goods
2015 Bunkers and Stores
2018 Advance Payment is paid in full
2019 Advance Payment is partially paid
2097 Other Goods Transactions - Trade in Goods within the Territory of Indonesia
2098 Other Goods Transactions - Sales (not Indonesia goods) / Purchases outside Indo for overseas selling
2127 Settlement of Account Balance (netting) related to Export
2129 Settlement of Account Balance (netting) not related to Export
2150 Transfer of Income (Workers Remmitances)
2163 Labor Income
2193 Buying and Selling Non-Financial Assets - Marketing Assets
2194 Sale and Purchase of Non-Financial Assets - Contracts, Leases, Licenses
2197 Buying and Selling Land
2198 Buying and Selling Buildings
2203 Equity Participation in Indonesia
2204 Equity Participation outside Indonesia
2206 Divestment of Equity Participation in Indonesia
2207 Divestment of Equity Participation outside Indonesia
2221 Loan granting / withdrawal with a term of up to 1 year
2222 Loan provision / withdrawal with a term of> 1 year
2231 Loan repayments with a term of up to 1 year
2232 Loan repayments with a term of> 1 year
2233 Financial Leasing
2240 Deposits in Indonesia - Deposit Placement - up to 3 months (Term Deposit)
2241 Deposits in Indonesia - Deposits Placement - up to 3 months (Others, including Current Accounts & Call Money)
2242 Savings in Indonesia - Deposit placement - more than 3 - 6 months
2243 Savings in Indonesia - Deposit Placement - more than 6 months
2244 Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Term Deposit)
2245 Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Others, including Current Accounts & Call Money)
2246 Deposits in Indonesia - Withdrawal of deposits - more than 3 - 6 months
2247 Deposits in Indonesia - Withdrawal of Deposits - more than 6 months
2251 Deposits outside Indonesia - Deposits Placement - up to 3 months (Current Account & Call Money)
2252 Deposits outside Indonesia - Deposits of deposits - more than 3 months
2255 Deposits outside Indonesia - Withdrawal of Deposits - up to 3 months (Current Account & Call Money)
2256 Deposits outside Indonesia - Withdrawal of deposits - more than 3 months
2257 Deposits Outside Indonesia - Withdrawal of Foreign Exchange Proceeds from Exports from Foreign Accounts
2261 Foreign Exchange Spot Transactions against Rupiah
2262 Spot Transactions between Foreign Currencies
2263 Foreign Currency Forward Transactions against Rupiah
2264 Forward Transactions between Foreign Currencies
2271 Derivative Transactions - Profits on Forward Transactions
2272 Derivative Transactions - Receipts for Forward Rate Agreements
2273 Derivative Transactions - Receipts in Interest Swap / Currency Swap Transactions
2274 Derivative Transactions - Receipts for Initial / Repayable Margin
2275 Derivative Transactions - Receipts for Variation / Non Repayable Margin
2276 Derivative Transactions - Receipt of Premium in Option Transactions
2277 Derivative Transactions - Principal Receipt in Currency Swaps at the beginning of the Transaction
2278 Derivative Transactions - Principal Receipt in Currency Swaps at the end of the Transaction
2279 Derivative Transactions - Receipt of Premiums in Credit Default Swap Transactions
2280 Guarantee Deposit / Return
2282 Refunds for Transactions other than Export / Import of Goods & Other Goods Transactions
2299 Other Capital / Financial Transactions
2311 Non-Resident Valued Letters - Shares
2321 Non-Resident Securities - Bonds
2322 Non-Resident Securities - Other Long-Term Securities
2323 Non-Resident Securities - Other Long-Term Securities
2331 Non-Resident Valuation Letters - Treasury Bills
2332 Non-Resident Valuable Letters - Promissory Notes
2333 Non-Resident Securities - Other Short Term Debt Securities
2341 Resident Valuation Letter - Shares
2342 Resident Securities - Other Equity Securities (Warrant, Right)
2351 Resident Securities - Government Bonds of the Republic of Indonesia
2352 Resident Securities - Corporate Bonds
2353 Resident Securities - Medium Term Notes
2354 Resident Securities - Other Long-Term Debt Securities
2361 Resident Securities - Bank Indonesia Certificate & Bank Indonesia Wadiah Certificate
2362 Resident Securities - Treasury Bills
2363 Resident Securities - Promissory Notes
2364 Resident Securities - Negotiable Certificate of Deposit
2365 Resident Securities - Other Short Term Debt Securities
2366 Resident Securities - Bank Indonesia Certificate of Deposit
2371 Mutual Funds
2372 Mutual funds that are traded (Exchange Traded Fund)
2375 Resident - Sales of Securities by repo by Owner for a period of up to 1 year
2376 Resident - Sales of Securities by repo by Owners with a term of> 1 year
2377 Resident - Buyer resales repo securities for up to 1 year
2378 Resident - Resale of repo Securities by Buyer> 1 year
2379 Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2380 Resident - Buyback of repo Securities by Owner with a term of> 1 year
2381 Residents - Purchase of Securities that are sold on a repo basis for a period of up to 1 year
2382 Resident - Purchase of Securities that are sold on a repo basis> 1 year
2383 Factoring - Banks in Indonesia up to 1 year
2384 Factoring - Banks in Indonesia> 1 year term
2385 Factoring - Companies in Indonesia for a period of up to 1 year
2386 Factoring - Companies in Indonesia> 1 year
2387 Factoring - Overseas banks up to 1 year
2388 Factoring - Overseas bank term> 1 year
2389 Factoring - Overseas companies for a period of up to 1 year
2390 Factoring - Overseas company term> 1 year
2391 Submission of Funds o / Cash Provider in Gold Swap agreement term of up to 1 year
2392 Submission of Funds o / Cash Provider in Gold Swap agreement term> 1 year
2393 Refunds o / Gold Owner in Gold Swap agreement term of up to 1 year
2394 Refunds o / Gold Owner in Gold Swap agreement term> 1 year
2395 Receipt of funds o / Cash Provider in a Gold Swap agreement term of up to 1 year
2396 Receipt of funds o / Cash Provider in Gold Swap agreement term> 1 year
2397 Receipt of Funds o / Gold Owner in Gold Swap agreement term of up to 1 year
2398 Receipt of Funds o / Gold Owner in Gold Swap agreement term> 1 year
2400 Goods Processing Services
2405 Goods Maintenance and Repair Services
2411 Passenger Transportation - Sea Transportation Mode
2412 Passenger Transportation - Air Transport Mode
2413 Passenger or Freight Transportation Export & Import - Other modes of transportation (rail, pipeline, highway, etc.) 
2421 Transportation of Goods (Freight) Export & Import - Sea Transportation Mode
2422 Transportation of Goods (Freight) Export & Import - Air Transportation Mode
2431 Transportation of Goods (Freight) outside of Export & Import - Sea Transportation Mode
2432 Transportation of Goods (Freight) outside of Export & Import - Air Transportation Mode
2433 Transportation of goods (Freight) excluding Export & Import - Other modes of transportation
2441 Transportation Support - Sea Transportation Mode
2442 Transportation Support - Air Transportation Mode
2443 Transportation Support - Other Transportation Modes
2450 Post and Courier
2461 Business trip
2462 Personal Travel
2466 Health services are carried out in Indonesia
2467 Health services are carried out outside Indonesia
2468 Education / training services are carried out in Indonesia
2469 Education / training services are carried out outside Indonesia
2480 Telecommunication Services
2490 Computer Services
2495 Information Services
2501 Construction Services in Indonesia for up to 1 year
2502 Construction Services in Indonesia for more than 1 year
2511 Overseas Construction Services for up to 1 year
2512 Overseas Construction Services for more than 1 year
2521 Direct Insurance - Life Insurance (Premium)
2522 Direct Insurance - Life Insurance (Benefit)
2523 Direct Insurance - Freight Insurance (Premium)
2524 Direct Insurance - Freight Insurance (Claim)
2525 Other Direct Insurance (Premium)
2526 Other Direct Insurance (Claim)
2531 Reinsurance (Premium)
2532 Reinsurance (Claim)
2533 Reinsurance (Commission)
2541 Insurance Support Services (Auxiliary Insurance Services)
2546 Pension Fund (Contribution)
2547 Pension Fund (Benefit)
2550 Financial Services
2560 Use of Intellectual Property Rights
2570 Research and development
2580 Law, Accounting, Management Consultant, and Public Relations
2590 Advertising, Market Research, and Public Opinion
2600 Architecture, Engineering, and Other Engineering
2610 Mining, Agriculture, and Waste and Pollution Management
2615 Operational Leasing (Goods)
2616 Operational Leasing (Unmanned Transportation Facility)
2630 Trade Related Services
2640 Other Business Services
2651 Arts, Culture and Recreation Services are carried out in Indonesia
2652 Arts, Culture and Recreation Services are carried out outside Indonesia
2660 Government Services
2670 Other Service Transactions
2701 Interest, profit sharing, margin and bonus - Non-resident Securities for up to 1 year
2702 Interest, profit sharing, margin and bonus - Non-resident Securities> 1 year
2705 Interest, profit sharing, margin and bonus - Current & Savings Account
2710 Interest, profit sharing, margin and bonus - Loans
2716 Interest, profit sharing, margin and bonus - Residential Securities up to 1 year
2717 Interest, profit sharing, margin and bonus - Resident Securities> 1 year
2720 Interest, profit sharing, margin and bonus - Gold Swap
2725 Dividends and profit / profit distributed, including profits from mutual funds
2730 Security Landing Transaction Fees, Gold Loans, Gold Swaps - Securities Owner
2731 Security Landing Transaction Fees, Gold Loans, Gold Swaps - Gold Owner
2741 Land Lease
2742 Rent Office Space, Apartments, Houses, and the like
2743 Rent Land and Office Space, Apartments, Houses
2751 Grant / the like (cash) which is not related to the obligation to buy fixed assets
2752 Grant / the like (cash) related to the obligation to buy fixed assets
2760 Password / fines and the like
2765 Tax on Products such as Value Added Tax, Payroll Tax, PBB, Business License
2766 Tax on Income and Welfare
2767 Other Taxes
2770 Right to Use of Natural Resources
2802 Export Refunds
2803 Import Refunds
2804 Other Goods Returns (Refunds)
2808 Working Capital / Cashcall - Oil and Gas
2809 Working Capital / Cashcall - Non Oil and Gas
2811 Advance Payment - Goods outside of Export and Import
2812 Advance Payment - Insurance
2813 Advance Payment - Others
2814 Receipt / Refund of Orders (based on IPO & Private Placement)
2815 Reimbursement of Bailout Data
2821 Non-Resident - Sales of Securities on a repo basis by the Owner for a period of up to 1 year
2822 Non-Resident - Sales of Securities on a repo basis by Owners with a term of> 1 year
2823 Non-Resident - Buyer resale of repo Securities for a period of up to 1 year
2824 Non-Resident - Resale of repo Securities by Buyer> 1 year
2825 Non-Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2826 Non-Resident - Buyback of repo Securities by Owner with a term of> 1 year
2827 Non-Residents - Purchase of Securities that are sold on a repo basis of up to 1 year
2828 Non-Resident - Purchase of Securities that are sold on a repo basis> 1 year
2901 Transactions between Non-Resident with other Non-Resident
2902 Credit card payment and the like
2903 Buy and sell, acquisition, delivery, or remittance of foreign currency 
2904 Buy and sale, acquisition, takeover, or settlement of a travelers cheque
2905 For export money orders, in order to takeover of the customer
2906 Refunds, cancellations, payment forwarding, and bookkeeping adjustments
2907 Change of transaction status from Resident to Non-Resident or vice versa
2911 For export money orders, in order to rediscount / refinancing
2912 For export money orders, in order to repayment of rediscount / refinancing
2981 Fund placement in the form of DHE deposits - a period of 1 month
2982 Fund placement in the form of DHE deposits - a period of 3 months
2983 Fund placement in the form of DHE deposits - a period of 6 months
2984 Fund placement in the form of DHE deposits - a period of more than 6 months
2985 Disbursement of deposits in the form of DHE deposits
2986 Transfer of deposits between DHE Special Accounts, both intrabank and interbank
2987 Transfer of funds other than DHE from DHE Special Account
2988 Interest or revenue share for DHE Special Account
99 Others
11 如有需要，選擇Beneficiary Category。從以下選項中選擇：
  • Individual
  • Government
  • Bank Indonesia
  • Bank - Reporting Bank
  • Bank - Overseas Branch / Head Office
  • Bank - Other Bank
  • Nonbanks Financial Institutions
  • Company
  • Institution / International Organisation - Bank
  • Institution / International Organisation - Non-Bank
  • Other (Including School and Foundation)
12 如有需要，選擇Financial Relationship。從以下選項中選擇：
  • Shareholder
  • Overseas Subsidiaries
  • Companies with the same group
  • Non-Affiliated or shareholder with shares less than 10%
13 如有需要，輸入Remittance Information ，最多140個字元，將顯示在Beneficiary Advice和Payment Details Report上。
14 如有需要，輸入Invoice Details ，最多80 x 60行，將顯示在Beneficiary Advice和Payment Details Report上。
15 點擊Save或Update。
12 如有需要，重複上述步驟以新增每個收款人。
13 如有需要，點擊Attach Document以新增支援文件。
  1. 搜尋並選擇文件
  2. 如有需要，選擇Category
  • 再次依照Attach Document流程新增任何其他文件。
  • 可接受的文件格式：PDF, DOCX, DOC, XLSX, XLS
  • 文件檔案大小不能超過5MB
  • 檔案名稱不能超過25個字元，且只能包含英數字元、連字號、底線和空格
  • 文件只能在付款提交核准後才能查看和/或刪除
14 點擊Review & Submit。
15 點擊Submit。
錯誤和警示
錯誤和警示訊息，例如「欄位驗證」，會顯示受影響欄位的資訊，並以紅色標示該欄位。錯誤訊息特定於付款方式類型、可用欄位和特定驗證。您可以更新受影響欄位中的資訊並繼續處理付款。

強制欄位驗證：

ACH Beneficiary Alert.pngErrors and Alerts (ID) v.02.png

欄位驗證：

BI Fast Amount error.png

上傳支援文件驗證：

Upload Document errors - exceeds file size.png
Upload Document errors - unsupported document.png
Upload Document errors - file name errors.png

後續步驟

當付款成功提交並處於Pending Approval狀態時，您可以從螢幕上的以下選項中選擇：

  • 從Payment Details畫面Review this Payment
  • 從Approve Payments畫面View Approve Payments
  • 將付款Save Payment as Template到您的Templates畫面
  • Create a New Payment
  • 點擊OK返回Create Payment畫面

當付款成功提交核准後，後續步驟可以是：

您可能會覺得這些有幫助

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