Geography: This article is applicable for ANZ Transactive - Global customers banking in all ANZ geographies who use the Payments menu. For customers in Pacific and Laos, please refer to Asia & Pacific Payments.
Full details are available in Features by Geography.
Full details are available in Features by Geography.
Additional geographies coming soon.
About Payment Parameters
Payment Parameters refer to the specific details and conditions that define how a payment is processed. These parameters can vary depending on the payment type and geography. These parameters can include maximum transaction value, maximum number of beneficiaries per payment method, maximum number of future value days or even maximum number of attached supporting documents.
The following information forms part of the payment configurations and rules when creating payments in ANZ Transactive - Global.
Australia
Maximum Payment Value
PAYMENT TYPE | CURRENCY | MAXIMUM AMOUNT |
Account Transfer | Multiple | 99,999,999,999.99 |
BPAY | AUD | 99,999,999,999.99 |
Direct Debit (DD) | AUD | 99,999,999.99 |
Direct Entry (DE) | AUD | 99,999,999.99 |
Multibank | Multiple | 99,999,999,999.99 |
Osko* | AUD | 99,999,999,999.99 |
RTGS | AUD | 99,999,999,999.99 |
International Payment (TT) | Multiple | 99,999,999,999.99 |
Maximum number of Future Days
PAYMENT TYPE | FUTURE DAYS (CALENDAR) |
Account Transfer - Same currency | 120 |
Account Transfer - Cross border | 60 |
BPAY | 60 |
Direct Debit (DD) | 120 |
Direct Entry (DE) | 120 |
Multibank | 60 |
Osko | 60 |
RTGS | 60 |
International Payment (TT) | 60 |
Maximum number of Beneficiaries
PAYMENT TYPE | MAXIMUM TRANSACTIONS |
Account Transfer | 1 |
BPAY | 9,999 |
Direct Entry (DE) | 80,000 or 4MB |
Multibank | 1 |
Osko | 5,000 |
RTGS | 5,000 |
International Payment (TT) | 5,000 |
Domestic payment account format
The following account format applies for domestic payments within the geography:
- Direct Entry and RTGS - Beneficiary's 6-digit BSB (Bank State Branch) number without spaces or hyphens
- Osko - Please refer to Create Osko Payment (Australia)
China
Maximum Payment Value
PAYMENT TYPE | CURRENCY | MAXIMUM AMOUNT |
Account Transfer | Multiple | 99,999,999,999.99 |
Direct Entry (BEPS) | CNY | 50,000.00 |
Direct Entry (IBEPS) | CNY | 99,999,999,999.99 |
Multibank | Multiple | 99,999,999,999.99 |
RTGS (CBHVPS) | CNY | 99,999,999,999.99 |
RTGS (ICBHBPS) | CNY | 99,999,999,999.99 |
RTGS (DHVPS) | CNY | 99,999,999,999.99 |
RTGS (IDHVPS) | CNY | 99,999,999,999.99 |
International Payment (TT) | Multiple | 99,999,999,999.99 |
International Payment (ITT) | Multiple | 99,999,999,999.99 |
Maximum number of Future Days
PAYMENT TYPE | FUTURE DAYS (CALENDAR) |
Account Transfer - Same currency | 120 |
Account Transfer - Cross border | 20 |
Direct Entry (BEPS) | 20 |
Multibank | 60 |
RTGS (DHVPS) | 20 |
RTGS (CBHVPS) | 20 |
International Payment (TT) | 20 |
Maximum number of Beneficiaries
PAYMENT TYPE | MAXIMUM TRANSACTIONS |
Account Transfer | 1 |
Domestic | 90,000 |
International Payment (TT) | 5,000 |
Multibank | 1 |
Maximum size of attached documents
Only one file can be selected and uploaded at a time. Click 'Upload Document' within the payment instruction for every file to be uploaded.
- Allowed Formats: doc, docx, jpg, jpeg or pdf
- Size Limit: 5 files, max 5MB in total
- File Name: Up to 100 characters including file extension, alphanumeric characters, hyphens, underscores and spaces.
- Limit: 100 files, max. 100MB
Domestic payment account format
The following account format applies for domestic payments within the geography:
Beneficiary's account number without spaces
Beneficiary's account number without spaces
Hong Kong
Maximum Payment Value
PAYMENT TYPE | CURRENCY | MAXIMUM AMOUNT |
Account Transfer | Multiple | 99,999,999,999.99 |
CHATS | CNY, EUR, HKD, USD | 99,999,999,999.99 |
FPS | CNY, HKD | 999,999.99 |
International Payment (TT) | Multiple | 99,999,999,999.99 |
Maximum number of Future Days
PAYMENT TYPE | FUTURE DAYS (CALENDAR) |
Account Transfer | 90 |
CHATS | 90 |
FPS | 90 |
International Payment (TT) | 90 |
Maximum number of Beneficiaries
PAYMENT TYPE | MAXIMUM TRANSACTIONS |
Account Transfer | 1 |
CHATS | 5,000 |
FPS | 1,000 Itemised and 30,000 Bulk |
International Payment (TT) | 5,000 |
Maximum size of attached documents
Only one file can be selected and uploaded at a time. Click 'Upload Document' within the payment instruction for every file to be uploaded.
- Allowed Formats: doc, docx, jpg, jpeg or pdf
- Size Limit: 5 files, max 5MB in total
- File Name: Up to 100 characters including file extension, alphanumeric characters, hyphens, underscores and spaces.
- Limit: 100 files, max. 100MB
Domestic payment account format
The following account format applies for domestic payments within the geography:
- CHATS - 3-digit branch code followed by the beneficiary account number up to 34 characters
- FPS - Account number without branch code up to 31 characters
New Zealand
Maximum Payment Value
PAYMENT TYPE | CURRENCY | MAXIMUM AMOUNT |
Account Transfer | Multiple | 1,000,000,000.00 |
ACH | NZD | 99,999,999,999.99 |
Domestic - Direct Debit (DD) | NZD | 99,999,999,999.99 |
Domestic - Direct Credit (DC) | NZD | 99,999,999,999.99 |
Multibank | Multiple | 99,999,999,999.99 |
SCP* | NZD | 99,999,999,999.99 |
International Payment (TT) | Multiple | 1,000,000,000.00 |
Maximum number of Future Days
PAYMENT TYPE | FUTURE DAYS (CALENDAR) |
Account Transfer - Same currency | 120 |
Account Transfer - Cross border | 60 |
Domestic - Direct Debit (DD) | 120 |
Domestic - Direct Credit (DC) | 120 |
Multibank | 60 |
SCP | 60 |
International Payment (TT) | 60 |
Maximum number of Beneficiaries
PAYMENT TYPE | MAXIMUM TRANSACTIONS |
Account Transfer | 1 |
Direct Debit | 100,000 |
Domestic | 100,000 |
SCP | 5,000 |
International Payment (TT) | 5,000 |
Multibank | 1 |
Domestic payment account format
The following account format applies for domestic payments within the geography:
2-digit bank code, 4-digit branch code, 7-digit account, 2-3-digit suffix
2-digit bank code, 4-digit branch code, 7-digit account, 2-3-digit suffix
Singapore
Maximum Payment Value
PAYMENT TYPE | CURRENCY | MAXIMUM AMOUNT |
Account Transfer | Multiple | 99,999,999,999.99 |
FAST | SGD | 200,000.00 |
MEPS | SGD | 99,999,999,999.99 |
PAYNOW | SGD | 200,000.00 |
Multibank | Multiple | 999,999,999,999.99 |
International Payment (TT) | Multiple | 999,999,999,999.99 |
Maximum number of Future Days
PAYMENT TYPE | FUTURE DAYS (CALENDAR) |
Account Transfer | 90 |
ACH | 90 |
FAST | 90 |
MEPS | 90 |
PAYNOW | 0 |
Multibank | 90 |
International Payment (TT) | 90 |
Maximum number of Beneficiaries
PAYMENT TYPE | MAXIMUM TRANSACTIONS |
Account Transfer | 1 |
ACH | 1,000 Itemised and 30,000 Bulk |
FAST | 1,000 Itemised and 10,000 Bulk |
MEPS | 5,000 |
Multibank | 1 |
International Payment (TT) | 5,000 |
Maximum size of attached documents
Only one file can be selected and uploaded at a time. Click 'Upload Document' within the payment instruction for every file to be uploaded.
- Allowed Formats: doc, docx, jpg, jpeg or pdf
- Size Limit: 5 files, max 5MB in total
- File Name: Up to 100 characters including file extension, alphanumeric characters, hyphens, underscores and spaces.
- Limit: 100 files, max. 100MB
Domestic payment account format
The following account format applies for domestic payments within the geography:
Account number up to 34 characters
Account number up to 34 characters
- HSBC SG or OCBC SG accounts should be greater than 9 digits
- SBI SG accounts should be greater than 11 digits