Geography: This article is applicable for ANZ Transactive - Global customers banking in all ANZ geographies who use the Payments menu. For customers in Pacific, Indonesia, Laos and Taiwan, please refer to Asia & Pacific Payments. Full details are available in Features by Geography.
The following types of payments can be created in ANZ Transactive – Global from the Create Payment screen. The options available are based on your geography, your organisation's business requirements and your user entitlements.
An Account Transfer allows you to transfer funds based on your Available Balance between two ANZ accounts that you have registered to ANZ Transactive – Global.
An Account Transfer allows you to transfer funds between two of your ANZ accounts registered to ANZ Transactive - Global within the same Customer ID, and same geography as the debit account.
Direct Entry (DE) are made from one Australia domiciled AUD account to another Australia domiciled AUD account and are submitted in batches. DE Salary payments also available.
Osko payments are made from one Australia domiciled AUD account to another Australia domiciled AUD account or PayID and are processed in near real time for eligible accounts.
Real Time Gross Settlement (RTGS) allows you to make a same day domestic payments from your Australia domiciled AUD account to another Australia domiciled AUD account.
Domestic Payments are made from one China domiciled account to a beneficiary account and are submitted in batches. The payment method is based on the beneficiary account information:
Clearing House Automated Transfer System (CHATS) is a real-time gross settlement (RTGS) payment that allows you to transfer funds from your Hong Kong domiciled account registered to ANZ Transactive – Global, to a beneficiary's CNY, EUR, HKD or USD account in Hong Kong or International and settled on an individual and gross basis.
Fast Payment System (FPS) offers individuals and business instant transfer support in HKD and CNY that allows you to transfer funds from your Hong Kong domiciled account registered to ANZ Transactive – Global, to a beneficiary's account in Hong Kong. FPS Salary payments also available.
NEFT (National Electronic Funds Transfer) allows you to transfer funds from your India domiciled INR account registered to ANZ Transactive – Global, to a beneficiary's India domiciled INR account in India. Funds are credited to the beneficiary account on the same working day. NEFT Salary payments also available.
Real Time Gross Settlement (RTGS) payment allows you to transfer funds from your India domiciled INR account registered to ANZ Transactive – Global, to a beneficiary's India domiciled INR account in India. Payments are processed same day, rather than overnight. RTGS payments also has a minimum INR 250,000 transaction limit.
Domestic Payments are made from one New Zealand domiciled NZD account to another New Zealand domiciled NZD account and are submitted in batches. Domestic Salary payments also available.
Same Day Cleared Payments (SCP) allows you to make a same day domestic payment from one New Zealand domiciled NZD account to another New Zealand domiciled NZD account.
Gross Settlement Real Time (GSRT) payments using the Philippine Domestic Dollar Transfer System (PDDTS) allows you to transfer funds from your Philippines domiciled USD account registered to ANZ Transactive – Global, to a beneficiary's Philippines domiciled USD account in the Philippines. Payments are processed same day, rather than overnight. GSRT Salary payments also available.
PESONet payment allows you to transfer funds from your PHP account registered to ANZ Transactive – Global, to a beneficiary's Philippines domiciled PHP account in the Philippines. Funds are credited to the beneficiary account on the same working day. PESONet Salary payments also available.
Real Time Gross Settlement (RTGS) payment allows you to transfer funds from your Philippines domiciled account registered to ANZ Transactive – Global, to a beneficiary's Philippines domiciled PHP account in the Philippines. Payments are processed same day, rather than overnight.
Automated Clearing House (ACH) allows you to transfer funds from your Singapore domiciled SGD account registered to ANZ Transactive – Global, to a beneficiary's Singapore domiciled SGD account in Singapore. ACH Salary payments also available.
Fast and Secure Transfers (FAST) allows you to transfer funds from your Singapore domiciled SGD account registered to ANZ Transactive – Global, to a beneficiary's SGD domiciled account in Singapore, in near real-time. FAST Salary payments also available.
MAS Electronic Payment System (MEPS) is a real-time gross settlement (RTGS) payment allows you to transfer funds from your Singapore domiciled account registered to ANZ Transactive – Global, to a beneficiary's Singapore domiciled account in Singapore on all working days.
ACH (Automated Clearing House) allows you to transfer funds from your Vietnam domiciled account registered to ANZ Transactive – Global, to a beneficiary's Vietnam domiciled account in Vietnam. Funds are credited to the beneficiary account on the next working day. ACH Salary payments also available.
Tax payment is an electronic custom tax payment service that allows you to transfer funds from your Vietnam domiciled account registered to ANZ Transactive – Global, to the General Department of Customs (GDC) Vietnam domiciled VND account in Vietnam.
A domestic salary payment is a payment made from a single funding account to one or more beneficiary domestic accounts within the same country. This functionality can only be accessed by users with the appropriate permissions. The following Payment Types are available for Domestic Salary Payments:
An international payment is a payment made from a single funding account to one or more nominated beneficiary accounts worldwide using any ANZ supported and tradeable currency.
An international salary payment is a payment made from a single funding account to one or more nominated beneficiary accounts worldwide using any ANZ supported and tradeable currency. The following geographies can use the International Salay Payment functionality:
Pay a Bill (BPAY®*) is a national Australian billing service that enables customers to make payments from their AU domestic accounts to registered billers within Australia. These are payments made to any organisation that is a registered biller within Australia. The funding account is always an ANZ AUD account domiciled in Australia. * BPAY® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.
A multibank payment is a single payment type that allows you to send payments instructions from:
an ANZ account that is not domiciled in Australia or New Zealand, or
an account held at another financial institution with which ANZ holds a bilateral agreement
Multibank Payments are similar to International Payments, however rather than sending a payment, you are sending an instruction in the form of an Outward MT101 message via the SWIFT network to the bank which holds the account to process a payment on your behalf. The payment is then made by that financial institution as an International Payment or Real Time Gross Settlement (RTGS) Payment.