Full details are available in Features by Geography.
- This functionality is available for eligible selected Australian ANZ Transactive Global customers.
- Cash Flow Insights will display data for Accounts you are permissioned to view in Reporting.
- Forecast balances and cash flow are calculated using a simple moving average and require at least one complete calendar month of history for the selected accounts.
- Cash Flow Insights data is refreshed as recent as the previous business day.
- Google Chrome is the recommended browser for an optimum Cash Flow Insights experience.
About Cash Flow Insights
Cash Flow Insights in ANZ Transactive Global helps you understand and anticipate your cash position by combining your historical transaction data with simple moving average forecasts.
Cash Flow Insights provides weekly and monthly views with up to three months of forecast data, covering:
- Cash inflow
- Cast outflow
- Net cash flow
- Opening and closing cash position
- Year-on-Year comparisons
You can include active and closed accounts; and save favourite accounts to streamline your cash flow analysis.
The control bar allows you to manage your dashboard content based on your selected filters.
| NAME | DESCRIPTION |
|---|---|
| All Accounts and Currencies |
Choose from:
|
| Monthly History and Forecast |
Choose from:
|
| Reset Filters |
Click to return to the default view:
|
| Save Settings | Save your preferred view, which will be applied the next time you log in. |
After selecting your preferred account(s) or currency, and History and Forecast period, you can download the content of individual widgets to a CSV file.
Click the export icon from the widget to save the CSV file to your preferred location.
Your dashboard includes five widgets. These widgets provide balance and cash flow trends for your selected accounts or currency, within the selected period.
- Balances
- Closing Balance for selected accounts
- Cash Flow for selected accounts
- Cash Position for selected accounts
- Cash Flow Comparison for selected accounts
Your widgets can be customised to suit your preferences. Use the icons at the top of each widget to customise your view.
- Chart view
- Table view
- Download - click to download data to CSV file
- Information - click to show detailed information regarding the widget
View options:
| Chart View | Table View |
Hover over the graphs to view detailed information for the selected data point.
Forecast cash inflow, cash outflow, net cash flow and balances are calculated sequentially.
Monthly View
Forecasts are generated using a simple moving average and require at least one complete calendar month of history for selected accounts.
- Forecasted cash inflow and forecasted cash outflow are calculated using the average of the most recent three complete months of history.
- Forecasted net cash flow is the difference between forecasted cash inflow and forecasted cash outflow.
- Forecasted closing balance for the month is calculated by adding the forecasted net cash flow of the month to previous month closing balance.
- Opening balance of the month is the closing balance of previous month.
Weekly View
Forecasts are generated using a simple moving average and require at least one complete calendar month of history for selected accounts.
- Forecasted cash inflow and forecasted cash outflow are calculated using the average of the most recent four complete weeks of history.
- Forecasted net cash flow is the difference between forecasted cash inflow and forecasted cash outflow.
- Forecasted closing balance for the week is calculated by adding the forecasted net cash flow of the month to previous week closing balance.
- Opening balance of the week is the closing balance of previous week.
- Balance data for weekends and holidays may reflect the previous business day's closing balance.
- For accounts that were not active on the selected weeks or months, the balance information will display as 'No data'.
Displays closing and forecasted balances for the selected period, aggregated across selected accounts, grouped by currency.
| COLUMN | DESCRIPTION |
|---|---|
| Display in Charts | Use the selector to set the currency displayed in the widgets. |
| Currency | If more than 1 currency is available, currencies are listed in alphabetical order. |
| Accounts | Displays accounts grouped by currency. |
| Closing Balance |
Displays the most recent closing balance for the chosen period, aggregated across selected accounts, grouped by currency. Displayed balances are reflective of currency of account. |
| Forecasted Closing Balance |
Displays the most recent forecasted closing balance for the chosen period, aggregated across selected accounts, grouped by currency. Displayed forecasted closing balances are reflective of currency of account. |
- Balance data for weekends and holidays may reflect the previous business day's closing balance.
- For accounts that were not active on the selected weeks or months, the balance information will display as 'No data'.
Displays historical and forecast end‑of‑period closing balances for selected accounts, using the currency selected in the Balance widget.
Data shown:
- Monthly view: Displays up to twelve completed months of history and three months of forecast balances.
- Weekly view: Displays up to thirteen completed weeks of history and four weeks of forecast balances.
How balances are displayed:
- Historical Closing Balance: Displayed as region with white background. This is the ledger balance recorded at the end of each period.
- Forecasted Closing Balance: Displayed as region with blue background.
Displays historical and forecast cash inflow, outflow, and net cash flow aggregated by period for selected accounts, using the currency selected in the Balance widget.
This widget highlights cash movement trends for each period by showing the relationship between inflows, outflows, and the resulting net cash flow.
Data shown:
- Monthly view: Displays up to twelve completed months of history and three months of forecast data.
- Weekly view: Displays up to thirteen completed weeks of history and four weeks of forecast data.
How cash flow is displayed:
- Cash Inflow: Displayed in green, is the total value of credit transactions each period.
- Cash Outflow: Displayed in orange, is the total value of debit transactions each period.
- Net Cash Flow: Displayed as the black through-line, is the difference between cash inflow and cash outflow for each period.
- Forecast: Displayed as region with blue background, is the forecast cash inflow, outflow and netflow for each period.
Displays historical and forecast cash position and its trends aggregated by period for all selected accounts, using the currency selected in the Balance widget.
It shows how balances change across each period based on movements between opening and closing balances.
The widget highlights the net change in balance for each period, including increases (positive net cash flow) and decreases (negative net cash flow).
Data shown:
- Monthly view: Displays up to twelve completed months of history and three months of forecast.
- Weekly view: Displays up to thirteen completed weeks of history and four weeks of forecast.
How cash flow is displayed:
- Positive Net Cash Flow: Displayed in grey, is an increase in balance value from the beginning to the end of the period.
- Negative Net Cash Flow: Displayed in black, is a decrease in balance value from the beginning to the end of the period.
- Forecast Net Cash Flow: Displayed as region with blue background, is the forecast positive net cash flow and negative net cash flow for each period.
Displays historical and forecast cash inflow, cash outflow, and net cash flow aggregated by period for selected accounts, using the currency selected in the Balance widget.
This widget highlights cash‑movement patterns across each period.
Where applicable, the widget also shows year‑over‑year (YoY) change, comparing current period values with the corresponding period from the previous year.
Select between cash inflow, cash outflow or net cash flow. The display will adjust for a year-on-year comparison.
- Cash inflow: The total value of credit transactions each period.
- Cash outflow: The total value of debit transactions each period.
- Net cash flow: The difference between the selected period's cash inflow and outflow.
Data shown:
- Monthly view (current period): Displays up to twelve completed months of history and three months of forecast data.
- Monthly view (previous period): Displays up to fifteen completed months of history.
- Weekly view (current period): Displays up to thirteen completed weeks of history and four weeks of forecast data.
- Weekly view (previous period): Displays up to seventeen completed weeks of history.
How Cash Flow is displayed
Cash Flow data is presented in two charts:
- Line graph - Displays current period flow as a solid line, compared with the previous period as a dotted line.
- Bar graph - Displays percentage increases light colour and decreases as dark colour in cash flow by period.
Forecast Cash Flow Comparison: Displayed as region with blue background and shows forecast increases and decreases for each period.