Indonesia - Domestic payment templates – ANZ Digital Services Help

Geography: This article is applicable for ANZ Transactive Global customers banking in Indonesia.
Full details are available in Features by Geography.

ACH (SKN) template

About ACH (SKN) Templates

What is an ACH (SKN) template?

An ACH (Automated Clearing House) SKN (Sistem Kliring Nasional) template allows you to setup frequently used payment instructions to transfer funds from your Indonesia domiciled account registered to ANZ Transactive Global, to a beneficiary's Indonesia domiciled IDR account in Indonesia.
This payment type also allows you to create Payroll (Salary) payments.
Once successfully created, you can use the preconfigured template to create your payment instructions.

To learn more, visit Asia & Pacific - Payment types.

Payment template rules for an ACH (SKN) template

Non-fixed payment templates: When creating a payment from a template, some fields cannot be edited, including the division, bank/branch, debit account and payment method.
Fixed payment templates: When creating a payment from a fixed template, additional fields will be restricted if 'Allow Modifications' checkbox has not been selected, including the amount, details of payment and invoice details.
Individual Debits indicator will be enabled for selection when two or more beneficiaries have been added to the payment template.
Payment instructions within a template are not considered mandatory, as additional information can be added at time of payment, including payment amount, additional information, etc.

Who can create an ACH (SKN) template?

Eligible users with Initiator and account access can create and manage an ACH (SKN) template based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
- Initiator
- Initiate/Authorise
- Full Access
Only users who are entitled to Payroll Payments will be able to view, edit and approve payments when the Payroll indicator selected.

Payment template input screens

Domestic Payment Template screen

The following is an example of a domestic payment template screen with fields including the template name and template group. All other fields replicate the ACH (SKN) Transfer screen.
ACH (SKN) template screen.png

Beneficiary Payment Details screen

The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, payment reference, remittance and invoice details.
ACH (SKN) Beneficiary Details screen.png

Beneficiary Details screen

The following image is an example of the Beneficiary Details screen with fields including the beneficiary's name, address, account and beneficiary email address.
ACH (SKN) Beneficiary Details screen.png

Create an ACH (SKN) template

There are multiple ways you can create a domestic payment template using the ACH (SKN) payment method from the Asia & Pacific Payments menu. Choose from the following options:

Click Templates > New (see step-by-step instructions below)
Click Approve Payments > select payment > Actions > Create Template
Click Current Payments > select payment > Actions > Create Template
Click Past Payments > select payment > Actions > Create Template

To create a domestic payment template, follow the steps below:

STEP

ACTION

Click Asia & Pacific Payments > Templates menu.

Click New on the Control Bar.

Click Domestic Payment Template.

Enter a Template Name up to 70 characters. This will become the Template Name when you create a payment from the template.

If required, select Template Group.

If required, select the Fixed Payment Template checkbox to restrict fields from being edited when creating the payment.

If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
The Bank/Branch field will prepopulate from the Division selected.

Select the Debit Account.

Select ACH (SKN) Payment Method.
The Ordering Party Name will prepopulate based on the debit account selected.

If required, select Payroll for confidential salary payments and to restrict access to view, edit and approve the payment.

If required, select Individual Debits to display a separate debit entry for every credit on your account statement report.

Click Add to add one or more beneficiary details using the following options:

Add Beneficiary from your Beneficiaries list

Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.

Add New Beneficiary

Users must have entitlements to create new beneficiaries to complete these steps.
Currently, new beneficiaries cannot be saved to your Beneficiaries menu.

STEP	ACTION
1	Click Add New Beneficiary from the Beneficiary Name field.
2	Enter Beneficiary Name up to 35 characters.
3	Enter Beneficiary Address up to 35 characters per line and City.
4	Select Country or Region.
5	Enter the Beneficiary's Account Number without spaces or hyphens.
6	If required, enter a Beneficiary email address to send a Beneficiary Advice. Separate email addresses by a comma Email addresses cannot exceed 50 characters Emails will be sent to the beneficiary when payment status is Closed
7	Click Procced.
8	If required, click Add again to add additional beneficiaries. Proceed to next steps.

If required, enter a Payment Reference up to 20 characters.

Enter the Beneficiary payment Amount.

If required, click Details icon to view and update additional beneficiary information. Fields available:

Add or update Beneficiary Payment Details

STEP

ACTION

Add or edit Beneficiary Name up to 35 characters.

Add or edit Beneficiary Address up to 35 characters per line and City.

Add or edit Beneficiary Account without spaces or hyphens.

Add or edit Email Address(es) up to 50 characters.

Add or edit Beneficiary Payment Currency & Amount.
If required for Fixed Templates, select Allow Modification to be made at time of payment.

Add or edit Payment Reference up to 20 characters.

If required, select Charges:

Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment.
Shared (default) - you pay outgoing transfer charges, and the beneficiary pays the correspondent bank charges. The beneficiary will receive the payment minus the correspondent bank charges.
Beneficiary - not available for this payment type.

Add or edit the Beneficiary Bank / Branch Code.

Select Beneficiary Type. Choose from:

Individual
Company
Government
Corporate Non Resident
Individual Non Resident
Corporate Resident
Individual Resident

If required, select Purpose Code.

Purpose Codes & Descriptions

PURPOSE CODE	DESCRIPTION
01	Investment
02	Transfer of Wealth
03	Purchase
2011	Export of Goods
2012	Imported goods
2015	Bunkers and Stores
2018	Advance Payment is paid in full
2019	Advance Payment is partially paid
2097	Other Goods Transactions - Trade in Goods within the Territory of Indonesia
2098	Other Goods Transactions - Sales (not Indonesia goods) / Purchases outside Indo for overseas selling
2127	Settlement of Account Balance (netting) related to Export
2129	Settlement of Account Balance (netting) not related to Export
2150	Transfer of Income (Workers Remittances)
2163	Labor Income
2193	Buying and Selling Non-Financial Assets - Marketing Assets
2194	Sale and Purchase of Non-Financial Assets - Contracts, Leases, Licenses
2197	Buying and Selling Land
2198	Buying and Selling Buildings
2203	Equity Participation in Indonesia
2204	Equity Participation outside Indonesia
2206	Divestment of Equity Participation in Indonesia
2207	Divestment of Equity Participation outside Indonesia
2221	Loan granting / withdrawal with a term of up to 1 year
2222	Loan provision / withdrawal with a term of> 1 year
2231	Loan repayments with a term of up to 1 year
2232	Loan repayments with a term of> 1 year
2233	Financial Leasing
2240	Deposits in Indonesia - Deposit Placement - up to 3 months (Term Deposit)
2241	Deposits in Indonesia - Deposits Placement - up to 3 months (Others, including Current Accounts & Call Money)
2242	Savings in Indonesia - Deposit placement - more than 3 - 6 months
2243	Savings in Indonesia - Deposit Placement - more than 6 months
2244	Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Term Deposit)
2245	Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Others, including Current Accounts & Call Money)
2246	Deposits in Indonesia - Withdrawal of deposits - more than 3 - 6 months
2247	Deposits in Indonesia - Withdrawal of Deposits - more than 6 months
2251	Deposits outside Indonesia - Deposits Placement - up to 3 months (Current Account & Call Money)
2252	Deposits outside Indonesia - Deposits of deposits - more than 3 months
2255	Deposits outside Indonesia - Withdrawal of Deposits - up to 3 months (Current Account & Call Money)
2256	Deposits outside Indonesia - Withdrawal of deposits - more than 3 months
2257	Deposits Outside Indonesia - Withdrawal of Foreign Exchange Proceeds from Exports from Foreign Accounts
2261	Foreign Exchange Spot Transactions against Rupiah
2262	Spot Transactions between Foreign Currencies
2263	Foreign Currency Forward Transactions against Rupiah
2264	Forward Transactions between Foreign Currencies
2271	Derivative Transactions - Profits on Forward Transactions
2272	Derivative Transactions - Receipts for Forward Rate Agreements
2273	Derivative Transactions - Receipts in Interest Swap / Currency Swap Transactions
2274	Derivative Transactions - Receipts for Initial / Repayable Margin
2275	Derivative Transactions - Receipts for Variation / Non Repayable Margin
2276	Derivative Transactions - Receipt of Premium in Option Transactions
2277	Derivative Transactions - Principal Receipt in Currency Swaps at the beginning of the Transaction
2278	Derivative Transactions - Principal Receipt in Currency Swaps at the end of the Transaction
2279	Derivative Transactions - Receipt of Premiums in Credit Default Swap Transactions
2280	Guarantee Deposit / Return
2282	Refunds for Transactions other than Export / Import of Goods & Other Goods Transactions
2299	Other Capital / Financial Transactions
2311	Non-Resident Valued Letters - Shares
2321	Non-Resident Securities - Bonds
2322	Non-Resident Securities - Other Long-Term Securities
2323	Non-Resident Securities - Other Long-Term Securities
2331	Non-Resident Valuation Letters - Treasury Bills
2332	Non-Resident Valuable Letters - Promissory Notes
2333	Non-Resident Securities - Other Short Term Debt Securities
2341	Resident Valuation Letter - Shares
2342	Resident Securities - Other Equity Securities (Warrant, Right)
2351	Resident Securities - Government Bonds of the Republic of Indonesia
2352	Resident Securities - Corporate Bonds
2353	Resident Securities - Medium Term Notes
2354	Resident Securities - Other Long-Term Debt Securities
2361	Resident Securities - Bank Indonesia Certificate & Bank Indonesia Wadiah Certificate
2362	Resident Securities - Treasury Bills
2363	Resident Securities - Promissory Notes
2364	Resident Securities - Negotiable Certificate of Deposit
2365	Resident Securities - Other Short Term Debt Securities
2366	Resident Securities - Bank Indonesia Certificate of Deposit
2371	Mutual Funds
2372	Mutual funds that are traded (Exchange Traded Fund)
2375	Resident - Sales of Securities by repo by Owner for a period of up to 1 year
2376	Resident - Sales of Securities by repo by Owners with a term of> 1 year
2377	Resident - Buyer resales repo securities for up to 1 year
2378	Resident - Resale of repo Securities by Buyer> 1 year
2379	Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2380	Resident - Buyback of repo Securities by Owner with a term of> 1 year
2381	Residents - Purchase of Securities that are sold on a repo basis for a period of up to 1 year
2382	Resident - Purchase of Securities that are sold on a repo basis> 1 year
2383	Factoring - Banks in Indonesia up to 1 year
2384	Factoring - Banks in Indonesia> 1 year term
2385	Factoring - Companies in Indonesia for a period of up to 1 year
2386	Factoring - Companies in Indonesia> 1 year
2387	Factoring - Overseas banks up to 1 year
2388	Factoring - Overseas bank term> 1 year
2389	Factoring - Overseas companies for a period of up to 1 year
2390	Factoring - Overseas company term> 1 year
2391	Submission of Funds o / Cash Provider in Gold Swap agreement term of up to 1 year
2392	Submission of Funds o / Cash Provider in Gold Swap agreement term> 1 year
2393	Refunds o / Gold Owner in Gold Swap agreement term of up to 1 year
2394	Refunds o / Gold Owner in Gold Swap agreement term> 1 year
2395	Receipt of funds o / Cash Provider in a Gold Swap agreement term of up to 1 year
2396	Receipt of funds o / Cash Provider in Gold Swap agreement term> 1 year
2397	Receipt of Funds o / Gold Owner in Gold Swap agreement term of up to 1 year
2398	Receipt of Funds o / Gold Owner in Gold Swap agreement term> 1 year
2400	Goods Processing Services
2405	Goods Maintenance and Repair Services
2411	Passenger Transportation - Sea Transportation Mode
2412	Passenger Transportation - Air Transport Mode
2413	Passenger or Freight Transportation Export & Import - Other modes of transportation (rail, pipeline, highway, etc.)
2421	Transportation of Goods (Freight) Export & Import - Sea Transportation Mode
2422	Transportation of Goods (Freight) Export & Import - Air Transportation Mode
2431	Transportation of Goods (Freight) outside of Export & Import - Sea Transportation Mode
2432	Transportation of Goods (Freight) outside of Export & Import - Air Transportation Mode
2433	Transportation of goods (Freight) excluding Export & Import - Other modes of transportation
2441	Transportation Support - Sea Transportation Mode
2442	Transportation Support - Air Transportation Mode
2443	Transportation Support - Other Transportation Modes
2450	Post and Courier
2461	Business trip
2462	Personal Travel
2466	Health services are carried out in Indonesia
2467	Health services are carried out outside Indonesia
2468	Education / training services are carried out in Indonesia
2469	Education / training services are carried out outside Indonesia
2480	Telecommunication Services
2490	Computer Services
2495	Information Services
2501	Construction Services in Indonesia for up to 1 year
2502	Construction Services in Indonesia for more than 1 year
2511	Overseas Construction Services for up to 1 year
2512	Overseas Construction Services for more than 1 year
2521	Direct Insurance - Life Insurance (Premium)
2522	Direct Insurance - Life Insurance (Benefit)
2523	Direct Insurance - Freight Insurance (Premium)
2524	Direct Insurance - Freight Insurance (Claim)
2525	Other Direct Insurance (Premium)
2526	Other Direct Insurance (Claim)
2531	Reinsurance (Premium)
2532	Reinsurance (Claim)
2533	Reinsurance (Commission)
2541	Insurance Support Services (Auxiliary Insurance Services)
2546	Pension Fund (Contribution)
2547	Pension Fund (Benefit)
2550	Financial Services
2560	Use of Intellectual Property Rights
2570	Research and development
2580	Law, Accounting, Management Consultant, and Public Relations
2590	Advertising, Market Research, and Public Opinion
2600	Architecture, Engineering, and Other Engineering
2610	Mining, Agriculture, and Waste and Pollution Management
2615	Operational Leasing (Goods)
2616	Operational Leasing (Unmanned Transportation Facility)
2630	Trade Related Services
2640	Other Business Services
2651	Arts, Culture and Recreation Services are carried out in Indonesia
2652	Arts, Culture and Recreation Services are carried out outside Indonesia
2660	Government Services
2670	Other Service Transactions
2701	Interest, profit sharing, margin and bonus - Non-resident Securities for up to 1 year
2702	Interest, profit sharing, margin and bonus - Non-resident Securities> 1 year
2705	Interest, profit sharing, margin and bonus - Current & Savings Account
2710	Interest, profit sharing, margin and bonus - Loans
2716	Interest, profit sharing, margin and bonus - Residential Securities up to 1 year
2717	Interest, profit sharing, margin and bonus - Resident Securities> 1 year
2720	Interest, profit sharing, margin and bonus - Gold Swap
2725	Dividends and profit / profit distributed, including profits from mutual funds
2730	Security Landing Transaction Fees, Gold Loans, Gold Swaps - Securities Owner
2731	Security Landing Transaction Fees, Gold Loans, Gold Swaps - Gold Owner
2741	Land Lease
2742	Rent Office Space, Apartments, Houses, and the like
2743	Rent Land and Office Space, Apartments, Houses
2751	Grant / the like (cash) which is not related to the obligation to buy fixed assets
2752	Grant / the like (cash) related to the obligation to buy fixed assets
2760	Password / fines and the like
2765	Tax on Products such as Value Added Tax, Payroll Tax, PBB, Business License
2766	Tax on Income and Welfare
2767	Other Taxes
2770	Right to Use of Natural Resources
2802	Export Refunds
2803	Import Refunds
2804	Other Goods Returns (Refunds)
2808	Working Capital / Cashcall - Oil and Gas
2809	Working Capital / Cashcall - Non Oil and Gas
2811	Advance Payment - Goods outside of Export and Import
2812	Advance Payment - Insurance
2813	Advance Payment - Others
2814	Receipt / Refund of Orders (based on IPO & Private Placement)
2815	Reimbursement of Bailout Data
2821	Non-Resident - Sales of Securities on a repo basis by the Owner for a period of up to 1 year
2822	Non-Resident - Sales of Securities on a repo basis by Owners with a term of> 1 year
2823	Non-Resident - Buyer resale of repo Securities for a period of up to 1 year
2824	Non-Resident - Resale of repo Securities by Buyer> 1 year
2825	Non-Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2826	Non-Resident - Buyback of repo Securities by Owner with a term of> 1 year
2827	Non-Residents - Purchase of Securities that are sold on a repo basis of up to 1 year
2828	Non-Resident - Purchase of Securities that are sold on a repo basis> 1 year
2901	Transactions between Non-Resident with other Non-Resident
2902	Credit card payment and the like
2903	Buy and sell, acquisition, delivery, or remittance of foreign currency
2904	Buy and sale, acquisition, takeover, or settlement of a travelers cheque
2905	For export money orders, in order to takeover of the customer
2906	Refunds, cancellations, payment forwarding, and bookkeeping adjustments
2907	Change of transaction status from Resident to Non-Resident or vice versa
2911	For export money orders, in order to rediscount / refinancing
2912	For export money orders, in order to repayment of rediscount / refinancing
2981	Fund placement in the form of DHE deposits - a period of 1 month
2982	Fund placement in the form of DHE deposits - a period of 3 months
2983	Fund placement in the form of DHE deposits - a period of 6 months
2984	Fund placement in the form of DHE deposits - a period of more than 6 months
2985	Disbursement of deposits in the form of DHE deposits
2986	Transfer of deposits between DHE Special Accounts, both intrabank and interbank
2987	Transfer of funds other than DHE from DHE Special Account
2988	Interest or revenue share for DHE Special Account
99	Others

If required, select Beneficiary Category. Choose from:

Individual
Government
Bank Indonesia
Bank - Reporting Bank
Bank - Overseas Branch / Head Office
Bank - Other Bank
Nonbanks Financial Institutions
Company
Institution / International Organisation - Bank
Institution / International Organisation - Non-Bank
Other (Including School and Foundation)

If required, select Financial Relationship. Choose from:

Shareholder
Overseas Subsidiaries
Companies with the same group
Non-Affiliated or shareholder with shares less than 10%

If required, enter Remittance Information up to 140 characters and will appear on the Beneficiary Advice and Payment Details Report.
If required for Fixed Templates, select Allow Modification to be made at time of payment.

If required, enter Invoice Details up to 80 x 60 lines and will appear on the Beneficiary Advice and Payment Details Report.
If required for Fixed Templates, select Allow Modification to be made at time of payment.

Click Save.

If required, repeat above steps to add each beneficiary to the template.

Click Save.

Click Close to return to the Templates screen.

Next Steps

When the template has been successfully saved, the next steps can be:

ACH (SKN) Cash withdrawal template

These instructions are specifically for Cash withdrawals less than IDR 1 billion. For values equal to or greater than IDR 1 billion, please refer to RTGS Cash withdrawal templates - details can be found in this article.
For all other ACH payment specifics, please refer to ACH (SKN) templates - details can be found in this article.

About ACH (SKN) Cash withdrawal templates

What is an ACH (SKN) Cash withdrawal template?

Cash withdrawal template allows you to transfer funds from your Indonesia domiciled account registered to ANZ Transactive Global, to a predefined 'PT Bank ANZ Indonesia' beneficiary bank account in Indonesia. The nominated recipient is required to provide photo identification and if required, other supporting documentation to collect the cash from the nominated CIMB Niaga Bank branch.
Once successfully created, you can use the preconfigured template to create your payment instructions.

To learn more, visit Asia & Pacific - Payment types.

Payment method rules for ACH (SKN) Cash withdrawal templates

Beneficiary name must be selected as PT Bank ANZ Indonesia
Payment Reference must state Cash Withdrawal
Charges must be Ours
Non-fixed payment templates: When creating a payment from a template, some fields cannot be edited, including the division, bank/branch, debit account and payment method.
Fixed payment templates: When creating a payment from a fixed template, additional fields will be restricted if 'Allow Modifications' checkbox has not been selected, including the amount, details of payment and invoice details.
Individual Debits indicator will be enabled for selection when two or more beneficiaries have been added to the payment template.
Payment instructions within a template are not considered mandatory, as additional information can be added at time of payment, including payment amount, additional information, etc.

Who can create an ACH (SKN) Cash withdrawal template?

Eligible users with Initiator and account access can create and manage an ACH (SKN) Cash withdrawal template based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
- Initiator
- Initiate/Authorise
- Full Access

Payment template input screens

Domestic Payment Template screen

The following is an example of an ACH (SKN) Cash Withdrawal template screen with fields including the template name and template group. All other fields replicate the ACH (SKN) Cash Withdrawal Payment screen.
ACH (SKN) CASH template screen.png

Beneficiary Payment Details screen

The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, payment reference, and cash withdrawal remittance information.
ACH (SKN) CASH Beneficiary Details screen.png

ACH (SKN) CASH Beneficiary Details screen.png

Create an ACH (SKN) Cash withdrawal template

There are multiple ways you can create an ACH (SKN) Cash withdrawal template from the Asia & Pacific Payments menu. Choose from the following options:

Click Templates > New (see step-by-step instructions below)
Click Approve Payments > select payment > Actions > Create Template
Click Current Payments > select payment > Actions > Create Template
Click Past Payments > select payment > Actions > Create Template

To create an ACH (SKN) Cash withdrawal payment template, follow the steps below:

STEP

ACTION

Click Asia & Pacific Payments > Templates menu.

Click New on the Control Bar.

Click Domestic Payment Template.

Enter a Template Name up to 70 characters. This will become the Template Name when you create a payment from the template.

If required, select Template Group.

If required, select the Fixed Payment Template checkbox to restrict fields from being edited when creating the payment.

Select the Debit Account.

Select ACH (SKN) Payment Method
The Ordering Party Name will prepopulate based on the debit account selected.

If required, select Individual Debits to display a separate debit entry for every credit on your account statement report.

To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.

Click Add to add one or more beneficiaries: Search and select the predefined PT Bank ANZ Indonesia beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.

Enter 'Cash Withdrawal' in the Payment Reference field.

Enter the Beneficiary payment Amount.

If required, click Details icon to view and update additional beneficiary information. Fields available:

Add or update Beneficiary Payment Details

STEP

ACTION

Add or edit Email Address(es) up to 50 characters.

Add or edit Beneficiary Amount.
If required for Fixed Templates, select Allow Modification to be made at time of payment.

Select Charges:

Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment.

Select Beneficiary Type. Choose from:

Individual
Company
Government
Corporate Non Resident
Individual Non Resident
Corporate Resident
Individual Resident

Select Payment Purpose.

Purpose Codes & Descriptions

PURPOSE CODE	DESCRIPTION
01	Investment
02	Transfer of Wealth
03	Purchase
2011	Export of Goods
2012	Imported goods
2015	Bunkers and Stores
2018	Advance Payment is paid in full
2019	Advance Payment is partially paid
2097	Other Goods Transactions - Trade in Goods within the Territory of Indonesia
2098	Other Goods Transactions - Sales (not Indonesia goods) / Purchases outside Indo for overseas selling
2127	Settlement of Account Balance (netting) related to Export
2129	Settlement of Account Balance (netting) not related to Export
2150	Transfer of Income (Workers Remittances)
2163	Labor Income
2193	Buying and Selling Non-Financial Assets - Marketing Assets
2194	Sale and Purchase of Non-Financial Assets - Contracts, Leases, Licenses
2197	Buying and Selling Land
2198	Buying and Selling Buildings
2203	Equity Participation in Indonesia
2204	Equity Participation outside Indonesia
2206	Divestment of Equity Participation in Indonesia
2207	Divestment of Equity Participation outside Indonesia
2221	Loan granting / withdrawal with a term of up to 1 year
2222	Loan provision / withdrawal with a term of> 1 year
2231	Loan repayments with a term of up to 1 year
2232	Loan repayments with a term of> 1 year
2233	Financial Leasing
2240	Deposits in Indonesia - Deposit Placement - up to 3 months (Term Deposit)
2241	Deposits in Indonesia - Deposits Placement - up to 3 months (Others, including Current Accounts & Call Money)
2242	Savings in Indonesia - Deposit placement - more than 3 - 6 months
2243	Savings in Indonesia - Deposit Placement - more than 6 months
2244	Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Term Deposit)
2245	Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Others, including Current Accounts & Call Money)
2246	Deposits in Indonesia - Withdrawal of deposits - more than 3 - 6 months
2247	Deposits in Indonesia - Withdrawal of Deposits - more than 6 months
2251	Deposits outside Indonesia - Deposits Placement - up to 3 months (Current Account & Call Money)
2252	Deposits outside Indonesia - Deposits of deposits - more than 3 months
2255	Deposits outside Indonesia - Withdrawal of Deposits - up to 3 months (Current Account & Call Money)
2256	Deposits outside Indonesia - Withdrawal of deposits - more than 3 months
2257	Deposits Outside Indonesia - Withdrawal of Foreign Exchange Proceeds from Exports from Foreign Accounts
2261	Foreign Exchange Spot Transactions against Rupiah
2262	Spot Transactions between Foreign Currencies
2263	Foreign Currency Forward Transactions against Rupiah
2264	Forward Transactions between Foreign Currencies
2271	Derivative Transactions - Profits on Forward Transactions
2272	Derivative Transactions - Receipts for Forward Rate Agreements
2273	Derivative Transactions - Receipts in Interest Swap / Currency Swap Transactions
2274	Derivative Transactions - Receipts for Initial / Repayable Margin
2275	Derivative Transactions - Receipts for Variation / Non Repayable Margin
2276	Derivative Transactions - Receipt of Premium in Option Transactions
2277	Derivative Transactions - Principal Receipt in Currency Swaps at the beginning of the Transaction
2278	Derivative Transactions - Principal Receipt in Currency Swaps at the end of the Transaction
2279	Derivative Transactions - Receipt of Premiums in Credit Default Swap Transactions
2280	Guarantee Deposit / Return
2282	Refunds for Transactions other than Export / Import of Goods & Other Goods Transactions
2299	Other Capital / Financial Transactions
2311	Non-Resident Valued Letters - Shares
2321	Non-Resident Securities - Bonds
2322	Non-Resident Securities - Other Long-Term Securities
2323	Non-Resident Securities - Other Long-Term Securities
2331	Non-Resident Valuation Letters - Treasury Bills
2332	Non-Resident Valuable Letters - Promissory Notes
2333	Non-Resident Securities - Other Short Term Debt Securities
2341	Resident Valuation Letter - Shares
2342	Resident Securities - Other Equity Securities (Warrant, Right)
2351	Resident Securities - Government Bonds of the Republic of Indonesia
2352	Resident Securities - Corporate Bonds
2353	Resident Securities - Medium Term Notes
2354	Resident Securities - Other Long-Term Debt Securities
2361	Resident Securities - Bank Indonesia Certificate & Bank Indonesia Wadiah Certificate
2362	Resident Securities - Treasury Bills
2363	Resident Securities - Promissory Notes
2364	Resident Securities - Negotiable Certificate of Deposit
2365	Resident Securities - Other Short Term Debt Securities
2366	Resident Securities - Bank Indonesia Certificate of Deposit
2371	Mutual Funds
2372	Mutual funds that are traded (Exchange Traded Fund)
2375	Resident - Sales of Securities by repo by Owner for a period of up to 1 year
2376	Resident - Sales of Securities by repo by Owners with a term of> 1 year
2377	Resident - Buyer resales repo securities for up to 1 year
2378	Resident - Resale of repo Securities by Buyer> 1 year
2379	Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2380	Resident - Buyback of repo Securities by Owner with a term of> 1 year
2381	Residents - Purchase of Securities that are sold on a repo basis for a period of up to 1 year
2382	Resident - Purchase of Securities that are sold on a repo basis> 1 year
2383	Factoring - Banks in Indonesia up to 1 year
2384	Factoring - Banks in Indonesia> 1 year term
2385	Factoring - Companies in Indonesia for a period of up to 1 year
2386	Factoring - Companies in Indonesia> 1 year
2387	Factoring - Overseas banks up to 1 year
2388	Factoring - Overseas bank term> 1 year
2389	Factoring - Overseas companies for a period of up to 1 year
2390	Factoring - Overseas company term> 1 year
2391	Submission of Funds o / Cash Provider in Gold Swap agreement term of up to 1 year
2392	Submission of Funds o / Cash Provider in Gold Swap agreement term> 1 year
2393	Refunds o / Gold Owner in Gold Swap agreement term of up to 1 year
2394	Refunds o / Gold Owner in Gold Swap agreement term> 1 year
2395	Receipt of funds o / Cash Provider in a Gold Swap agreement term of up to 1 year
2396	Receipt of funds o / Cash Provider in Gold Swap agreement term> 1 year
2397	Receipt of Funds o / Gold Owner in Gold Swap agreement term of up to 1 year
2398	Receipt of Funds o / Gold Owner in Gold Swap agreement term> 1 year
2400	Goods Processing Services
2405	Goods Maintenance and Repair Services
2411	Passenger Transportation - Sea Transportation Mode
2412	Passenger Transportation - Air Transport Mode
2413	Passenger or Freight Transportation Export & Import - Other modes of transportation (rail, pipeline, highway, etc.)
2421	Transportation of Goods (Freight) Export & Import - Sea Transportation Mode
2422	Transportation of Goods (Freight) Export & Import - Air Transportation Mode
2431	Transportation of Goods (Freight) outside of Export & Import - Sea Transportation Mode
2432	Transportation of Goods (Freight) outside of Export & Import - Air Transportation Mode
2433	Transportation of goods (Freight) excluding Export & Import - Other modes of transportation
2441	Transportation Support - Sea Transportation Mode
2442	Transportation Support - Air Transportation Mode
2443	Transportation Support - Other Transportation Modes
2450	Post and Courier
2461	Business trip
2462	Personal Travel
2466	Health services are carried out in Indonesia
2467	Health services are carried out outside Indonesia
2468	Education / training services are carried out in Indonesia
2469	Education / training services are carried out outside Indonesia
2480	Telecommunication Services
2490	Computer Services
2495	Information Services
2501	Construction Services in Indonesia for up to 1 year
2502	Construction Services in Indonesia for more than 1 year
2511	Overseas Construction Services for up to 1 year
2512	Overseas Construction Services for more than 1 year
2521	Direct Insurance - Life Insurance (Premium)
2522	Direct Insurance - Life Insurance (Benefit)
2523	Direct Insurance - Freight Insurance (Premium)
2524	Direct Insurance - Freight Insurance (Claim)
2525	Other Direct Insurance (Premium)
2526	Other Direct Insurance (Claim)
2531	Reinsurance (Premium)
2532	Reinsurance (Claim)
2533	Reinsurance (Commission)
2541	Insurance Support Services (Auxiliary Insurance Services)
2546	Pension Fund (Contribution)
2547	Pension Fund (Benefit)
2550	Financial Services
2560	Use of Intellectual Property Rights
2570	Research and development
2580	Law, Accounting, Management Consultant, and Public Relations
2590	Advertising, Market Research, and Public Opinion
2600	Architecture, Engineering, and Other Engineering
2610	Mining, Agriculture, and Waste and Pollution Management
2615	Operational Leasing (Goods)
2616	Operational Leasing (Unmanned Transportation Facility)
2630	Trade Related Services
2640	Other Business Services
2651	Arts, Culture and Recreation Services are carried out in Indonesia
2652	Arts, Culture and Recreation Services are carried out outside Indonesia
2660	Government Services
2670	Other Service Transactions
2701	Interest, profit sharing, margin and bonus - Non-resident Securities for up to 1 year
2702	Interest, profit sharing, margin and bonus - Non-resident Securities> 1 year
2705	Interest, profit sharing, margin and bonus - Current & Savings Account
2710	Interest, profit sharing, margin and bonus - Loans
2716	Interest, profit sharing, margin and bonus - Residential Securities up to 1 year
2717	Interest, profit sharing, margin and bonus - Resident Securities> 1 year
2720	Interest, profit sharing, margin and bonus - Gold Swap
2725	Dividends and profit / profit distributed, including profits from mutual funds
2730	Security Landing Transaction Fees, Gold Loans, Gold Swaps - Securities Owner
2731	Security Landing Transaction Fees, Gold Loans, Gold Swaps - Gold Owner
2741	Land Lease
2742	Rent Office Space, Apartments, Houses, and the like
2743	Rent Land and Office Space, Apartments, Houses
2751	Grant / the like (cash) which is not related to the obligation to buy fixed assets
2752	Grant / the like (cash) related to the obligation to buy fixed assets
2760	Password / fines and the like
2765	Tax on Products such as Value Added Tax, Payroll Tax, PBB, Business License
2766	Tax on Income and Welfare
2767	Other Taxes
2770	Right to Use of Natural Resources
2802	Export Refunds
2803	Import Refunds
2804	Other Goods Returns (Refunds)
2808	Working Capital / Cashcall - Oil and Gas
2809	Working Capital / Cashcall - Non Oil and Gas
2811	Advance Payment - Goods outside of Export and Import
2812	Advance Payment - Insurance
2813	Advance Payment - Others
2814	Receipt / Refund of Orders (based on IPO & Private Placement)
2815	Reimbursement of Bailout Data
2821	Non-Resident - Sales of Securities on a repo basis by the Owner for a period of up to 1 year
2822	Non-Resident - Sales of Securities on a repo basis by Owners with a term of> 1 year
2823	Non-Resident - Buyer resale of repo Securities for a period of up to 1 year
2824	Non-Resident - Resale of repo Securities by Buyer> 1 year
2825	Non-Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2826	Non-Resident - Buyback of repo Securities by Owner with a term of> 1 year
2827	Non-Residents - Purchase of Securities that are sold on a repo basis of up to 1 year
2828	Non-Resident - Purchase of Securities that are sold on a repo basis> 1 year
2901	Transactions between Non-Resident with other Non-Resident
2902	Credit card payment and the like
2903	Buy and sell, acquisition, delivery, or remittance of foreign currency
2904	Buy and sale, acquisition, takeover, or settlement of a travelers cheque
2905	For export money orders, in order to takeover of the customer
2906	Refunds, cancellations, payment forwarding, and bookkeeping adjustments
2907	Change of transaction status from Resident to Non-Resident or vice versa
2911	For export money orders, in order to rediscount / refinancing
2912	For export money orders, in order to repayment of rediscount / refinancing
2981	Fund placement in the form of DHE deposits - a period of 1 month
2982	Fund placement in the form of DHE deposits - a period of 3 months
2983	Fund placement in the form of DHE deposits - a period of 6 months
2984	Fund placement in the form of DHE deposits - a period of more than 6 months
2985	Disbursement of deposits in the form of DHE deposits
2986	Transfer of deposits between DHE Special Accounts, both intrabank and interbank
2987	Transfer of funds other than DHE from DHE Special Account
2988	Interest or revenue share for DHE Special Account
99	Others

Select Beneficiary Category. Choose from:

Individual
Government
Bank Indonesia
Bank - Reporting Bank
Bank - Overseas Branch / Head Office
Bank - Other Bank
Nonbanks Financial Institutions
Company
Institution / International Organisation - Bank
Institution / International Organisation - Non-Bank
Other (Including School and Foundation)

Select Financial Relationship. Choose from:

Shareholder
Overseas Subsidiaries
Companies with the same group
Non-Affiliated or shareholder with shares less than 10%

Enter Remittance Information up to 140 characters and will appear on the Beneficiary Advice and Payment Details Report.
If required for Fixed Templates, select Allow Modification to be made at time of payment.
Cash Withdrawal details must include the following information:

Details of Payment: Cash withdrawal at CIMB Niaga Bank <enter branch name>
Cash withdrawal date: <enter next business date>
Authorised Photo ID: <enter beneficiary name>, <enter beneficiary ID number>

Click Save.

If required, repeat above steps to add each beneficiary to the template.

Click Save.

Click Close to return to the Templates screen.

Next Steps

When the template has been successfully saved, the next steps can be:

Book Transfer payment template

About Book Transfer templates

What is a Book Transfer template?

A Book Transfer template allows you to transfer funds from your Indonesia domiciled account registered to ANZ Transactive Global, to a beneficiary's ANZ account within Indonesia.
Once successfully created, you can use the preconfigured template to create your payment instructions.

To learn more, visit Asia & Pacific - Payment types.

Payment template rules for Book Transfer templates

Non-fixed payment templates: When creating a payment from a template, some fields cannot be edited, including the division, bank/branch, debit account and payment method.
Fixed payment templates: When creating a payment from a fixed template, additional fields will be restricted if 'Allow Modifications' checkbox has not been selected, including the amount, details of payment and invoice details.
Individual Debits indicator will be enabled for selection when two or more beneficiaries have been added to the payment template.
Payment instructions within a template are not considered mandatory, as additional information can be added at time of payment, including payment amount, additional information, etc.

Who can create a Book Transfer template?

Eligible users with Initiator and account access can create and manage a Book Transfer template based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
- Initiator
- Initiate/Authorise
- Full Access
Only users who are entitled to Payroll payments will be able to view, edit, and approve payments when the Payroll indicator is selected.

Payment template input screens

Domestic Payment Template screen

The following is an example of a domestic payment template screen with fields including the template name and template group. All other fields replicate the Book Transfer screen.
BKT template screen.png

Beneficiary Payment Details screen

The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, payment reference, remittance, and invoice details.
BKT Beneficiary Details template screen.png

BKT Beneficiary Details template screen.png

Beneficiary Details screen

The following image is an example of the Beneficiary Details screen with fields including the beneficiary's name, address, account, and beneficiary email address.
ACH (SKN) Beneficiary Details screen.png

Create a Book Transfer template

There are multiple ways you can create a domestic payment template using the Book Transfer payment method from the Asia & Pacific Payments menu. Choose from the following options:

Click Templates > New (see step-by-step instructions below)
Click Approve Payments > select payment > Actions > Create Template
Click Current Payments > select payment > Actions > Create Template
Click Past Payments > select payment > Actions > Create Template

To create a domestic payment template, follow the steps below:

STEP

ACTION

Click Asia & Pacific Payments > Templates menu.

Click New on the Control Bar.

Click Domestic Payment Template.

Enter a Template Name up to 70 characters. This will become the Template Name when you create a payment from the template.

If required, select Template Group.

If required, select the Fixed Payment Template checkbox to restrict fields from being edited when creating the payment.

Select the Debit Account.

Select Book Transfer Payment Method.
The Ordering Party Name will prepopulate based on the debit account selected.

If required, select Payroll for confidential payments and to restrict access to view, edit and approve the payment.

If required, select Individual Debits to display a separate debit entry for every credit on your account statement report.

To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.

Click Add to add one or more beneficiary details using the following options:

Add Beneficiary from your Beneficiaries list

Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.

Add New Beneficiary

Users must have entitlements to create new beneficiaries to complete these steps.
Currently, new beneficiaries cannot be saved to your Beneficiaries menu.

STEP	ACTION
1	Click Add New Beneficiary from the Beneficiary Name field.
2	Enter Beneficiary Name up to 35 characters.
3	Enter Beneficiary Address up to 35 characters per line and City.
4	Select Country or Region.
5	Enter the Beneficiary's Account Number without spaces or hyphens.
6	If required, enter a Beneficiary email address to send a Beneficiary Advice Separate email addresses by a comma Email addresses cannot exceed 50 characters Emails will be sent to the beneficiary when payment status is Closed
7	Click Procced
8	If required, click Add again to add additional beneficiaries. Proceed to next steps.

If required, enter a Payment Reference up to 20 characters.

Enter the Beneficiary payment Amount.

If required, click Details icon to view and update additional beneficiary information. Fields available:

Add or update Beneficiary Payment Details

STEP	ACTION
1	Add or edit Beneficiary Name up to 35 characters.
2	Add or edit Beneficiary Address up to 35 characters per line and City.
3	Add or edit Beneficiary Account without spaces or hyphens.
4	Add or edit Email Address(es) up to 50 characters.
5	Add or edit Beneficiary Amount. If required for Fixed Templates, select Allow Modification to be made at time of payment.
6	Add or edit Payment Reference up to 20 characters.
7	If required, select Charges: Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment. Shared (default) - you pay outgoing transfer charges, and the beneficiary pays the correspondent bank charges. The beneficiary will receive the payment minus the correspondent bank charges. Beneficiary - not available for this payment type.
8	Add or edit the Beneficiary Bank / Branch Code.
9	Select Beneficiary Type. Choose from: Individual Company Government Corporate Non Resident Individual Non Resident Corporate Resident Individual Resident
10	If required, select Beneficiary Category. Choose from: Individual Government Bank Indonesia Bank - Reporting Bank Bank - Overseas Branch / Head Office Bank - Other Bank Nonbanks Financial Institutions Company Institution / International Organisation - Bank Institution / International Organisation - Non-Bank Other (Including School and Foundation)
11	If required, select Financial Relationship. Choose from: Shareholder Overseas Subsidiaries Companies with the same group Non-Affiliated or shareholder with shares less than 10%
12	If required, enter Remittance Information up to 140 characters and will appear on the Beneficiary Advice and Payment Details Report. If required for Fixed Templates, select Allow Modification to be made at time of payment.
13	If required, enter Invoice Details up to 80 x 60 lines and will appear on the Beneficiary Advice and Payment Details Report. If required for Fixed Templates, select Allow Modification to be made at time of payment.
14	Click Save.

If required, repeat above steps to add each beneficiary to the template.

Click Save.

Click Close to return to the Templates screen.

Next Steps

When the template has been successfully saved, the next steps can be:

RTGS template

About RTGS templates

What is a RTGS template?

Real Time Gross Settlement (RTGS) template allows you to transfer funds from your Indonesia domiciled account registered to ANZ Transactive Global, to a beneficiary's Indonesia domiciled IDR account in Indonesia. Payments are processed same day, rather than overnight.
This payment type also allows you to create Payroll (Salary) payments.
Once successfully created, you can use the preconfigured template to create your payment instructions.

To learn more, visit Asia & Pacific - Payment types.

Payment template rules for RTGS templates

Non-fixed payment templates: When creating a payment from a template, some fields cannot be edited, including the division, bank/branch, debit account and payment method.
Fixed payment templates: When creating a payment from a fixed template, additional fields will be restricted if 'Allow Modifications' checkbox has not been selected, including the amount, details of payment and invoice details.
Individual Debits indicator will be enabled for selection when two or more beneficiaries have been added to the payment template.
Payment instructions within a template are not considered mandatory, as additional information can be added at time of payment, including payment amount, additional information, etc.

Who can create a RTGS template?

Eligible users with Initiator and account access can create and manage a RTGS template based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
- Initiator
- Initiate/Authorise
- Full Access
Only users who are entitled to Payroll Payments will be able to view, edit and approve payments when the Payroll indicator selected.

Payment template input screens

Domestic Payment Template screen

The following is an example of a domestic payment template screen with fields including the template name and template group. All other fields replicate the RTGS Transfer screen.
RTGS template screen.png

Beneficiary Payment Details screen

RTGS Beneficiary Details template screen.png

Beneficiary Details screen

Create an RTGS template

There are multiple ways you can create a domestic payment template using the RTGS payment method from the Asia & Pacific Payments menu. Choose from the following options:

Click Templates > New (see step-by-step instructions below)
Click Approve Payments > select payment > Actions > Create Template
Click Current Payments > select payment > Actions > Create Template
Click Past Payments > select payment > Actions > Create Template

To create a domestic payment template, follow the steps below:

STEP

ACTION

Click Asia & Pacific Payments > Templates menu.

Click New on the Control Bar.

Click Domestic Payment Template.

Enter a Template Name up to 70 characters. This will become the Template Name when you create a payment from the template.

If required, select Template Group.

If required, select the Fixed Payment Template checkbox to restrict fields from being edited when creating the payment.

Select the Debit Account.

Select RTGS Payment Method.
The Ordering Party Name will prepopulate based on the debit account selected.

If required, select Payroll for confidential salary payments and to restrict access to view, edit and approve the payment.

If required, select Individual Debits to display a separate debit entry for every credit on your account statement report.

To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.

Click Add to add one or more beneficiary details using the following options:

Add Beneficiary from your Beneficiaries list

Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.

Add New Beneficiary

Users must have entitlements to create new beneficiaries to complete these steps.
Currently, new beneficiaries cannot be saved to your Beneficiaries menu.

STEP	ACTION
1	Click Add New Beneficiary from the Beneficiary Name field.
2	Enter Beneficiary Name up to 35 characters.
3	Enter Beneficiary Address up to 35 characters per line and City.
4	Select Country or Region.
5	Enter the Beneficiary's Account Number without spaces or hyphens.
6	If required, enter a Beneficiary email address to send a Beneficiary Advice Separate email addresses by a comma Email addresses cannot exceed 50 characters Emails will be sent to the beneficiary when payment status is Closed
7	Click Procced.
8	If required, click Add again to add additional beneficiaries. Proceed to next steps.

If required, enter a Payment Reference up to 20 characters.

Enter the Beneficiary payment Amount.

If required, click Details icon to view and update additional beneficiary information. Fields available:

Add or update Beneficiary Payment Details

STEP

ACTION

Add or edit Beneficiary Name up to 35 characters.

Add or edit Beneficiary Address up to 35 characters per line and City.

Add or edit Beneficiary Account without spaces or hyphens.

Add or edit Email Address(es) up to 50 characters.

Add or edit Beneficiary Amount.
If required for Fixed Templates, select Allow Modification to be made at time of payment.

Add or edit Payment Reference up to 20 characters.

If required, select Charges:

Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment.
Shared (default) - you pay outgoing transfer charges, and the beneficiary pays the correspondent bank charges. The beneficiary will receive the payment minus the correspondent bank charges.
Beneficiary - not available for this payment type.

Add or edit the Beneficiary Bank / Branch Code.

Select Beneficiary Type. Choose from:

Individual
Company
Government
Corporate Non Resident
Individual Non Resident
Corporate Resident
Individual Resident

Select Payment Purpose.

Purpose Codes & Descriptions

PURPOSE CODE	DESCRIPTION
2011	Export of Goods
2012	Imported goods
2015	Bunkers and Stores
2018	Advance Payment is paid in full
2019	Advance Payment is partially paid
2097	Other Goods Transactions - Trade in Goods within the Territory of Indonesia
2098	Other Goods Transactions - Sales (not Indonesia goods) / Purchases outside Indo for overseas selling
2127	Settlement of Account Balance (netting) related to Export
2129	Settlement of Account Balance (netting) not related to Export
2150	Transfer of Income (Workers Remittances)
2163	Labor Income
2193	Buying and Selling Non-Financial Assets - Marketing Assets
2194	Sale and Purchase of Non-Financial Assets - Contracts, Leases, Licenses
2197	Buying and Selling Land
2198	Buying and Selling Buildings
2203	Equity Participation in Indonesia
2204	Equity Participation outside Indonesia
2206	Divestment of Equity Participation in Indonesia
2207	Divestment of Equity Participation outside Indonesia
2221	Loan granting / withdrawal with a term of up to 1 year
2222	Loan provision / withdrawal with a term of> 1 year
2231	Loan repayments with a term of up to 1 year
2232	Loan repayments with a term of> 1 year
2233	Financial Leasing
2240	Deposits in Indonesia - Deposit Placement - up to 3 months (Term Deposit)
2241	Deposits in Indonesia - Deposits Placement - up to 3 months (Others, including Current Accounts & Call Money)
2242	Savings in Indonesia - Deposit placement - more than 3 - 6 months
2243	Savings in Indonesia - Deposit Placement - more than 6 months
2244	Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Term Deposit)
2245	Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Others, including Current Accounts & Call Money)
2246	Deposits in Indonesia - Withdrawal of deposits - more than 3 - 6 months
2247	Deposits in Indonesia - Withdrawal of Deposits - more than 6 months
2251	Deposits outside Indonesia - Deposits Placement - up to 3 months (Current Account & Call Money)
2252	Deposits outside Indonesia - Deposits of deposits - more than 3 months
2255	Deposits outside Indonesia - Withdrawal of Deposits - up to 3 months (Current Account & Call Money)
2256	Deposits outside Indonesia - Withdrawal of deposits - more than 3 months
2257	Deposits Outside Indonesia - Withdrawal of Foreign Exchange Proceeds from Exports from Foreign Accounts
2261	Foreign Exchange Spot Transactions against Rupiah
2262	Spot Transactions between Foreign Currencies
2263	Foreign Currency Forward Transactions against Rupiah
2264	Forward Transactions between Foreign Currencies
2271	Derivative Transactions - Profits on Forward Transactions
2272	Derivative Transactions - Receipts for Forward Rate Agreements
2273	Derivative Transactions - Receipts in Interest Swap / Currency Swap Transactions
2274	Derivative Transactions - Receipts for Initial / Repayable Margin
2275	Derivative Transactions - Receipts for Variation / Non Repayable Margin
2276	Derivative Transactions - Receipt of Premium in Option Transactions
2277	Derivative Transactions - Principal Receipt in Currency Swaps at the beginning of the Transaction
2278	Derivative Transactions - Principal Receipt in Currency Swaps at the end of the Transaction
2279	Derivative Transactions - Receipt of Premiums in Credit Default Swap Transactions
2280	Guarantee Deposit / Return
2282	Refunds for Transactions other than Export / Import of Goods & Other Goods Transactions
2299	Other Capital / Financial Transactions
2311	Non-Resident Valued Letters - Shares
2321	Non-Resident Securities - Bonds
2322	Non-Resident Securities - Other Long-Term Securities
2323	Non-Resident Securities - Other Long-Term Securities
2331	Non-Resident Valuation Letters - Treasury Bills
2332	Non-Resident Valuable Letters - Promissory Notes
2333	Non-Resident Securities - Other Short Term Debt Securities
2341	Resident Valuation Letter - Shares
2342	Resident Securities - Other Equity Securities (Warrant, Right)
2351	Resident Securities - Government Bonds of the Republic of Indonesia
2352	Resident Securities - Corporate Bonds
2353	Resident Securities - Medium Term Notes
2354	Resident Securities - Other Long-Term Debt Securities
2361	Resident Securities - Bank Indonesia Certificate & Bank Indonesia Wadiah Certificate
2362	Resident Securities - Treasury Bills
2363	Resident Securities - Promissory Notes
2364	Resident Securities - Negotiable Certificate of Deposit
2365	Resident Securities - Other Short Term Debt Securities
2366	Resident Securities - Bank Indonesia Certificate of Deposit
2371	Mutual Funds
2372	Mutual funds that are traded (Exchange Traded Fund)
2375	Resident - Sales of Securities by repo by Owner for a period of up to 1 year
2376	Resident - Sales of Securities by repo by Owners with a term of> 1 year
2377	Resident - Buyer resales repo securities for up to 1 year
2378	Resident - Resale of repo Securities by Buyer> 1 year
2379	Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2380	Resident - Buyback of repo Securities by Owner with a term of> 1 year
2381	Residents - Purchase of Securities that are sold on a repo basis for a period of up to 1 year
2382	Resident - Purchase of Securities that are sold on a repo basis> 1 year
2383	Factoring - Banks in Indonesia up to 1 year
2384	Factoring - Banks in Indonesia> 1 year term
2385	Factoring - Companies in Indonesia for a period of up to 1 year
2386	Factoring - Companies in Indonesia> 1 year
2387	Factoring - Overseas banks up to 1 year
2388	Factoring - Overseas bank term> 1 year
2389	Factoring - Overseas companies for a period of up to 1 year
2390	Factoring - Overseas company term> 1 year
2391	Submission of Funds o / Cash Provider in Gold Swap agreement term of up to 1 year
2392	Submission of Funds o / Cash Provider in Gold Swap agreement term> 1 year
2393	Refunds o / Gold Owner in Gold Swap agreement term of up to 1 year
2394	Refunds o / Gold Owner in Gold Swap agreement term> 1 year
2395	Receipt of funds o / Cash Provider in a Gold Swap agreement term of up to 1 year
2396	Receipt of funds o / Cash Provider in Gold Swap agreement term> 1 year
2397	Receipt of Funds o / Gold Owner in Gold Swap agreement term of up to 1 year
2398	Receipt of Funds o / Gold Owner in Gold Swap agreement term> 1 year
2400	Goods Processing Services
2405	Goods Maintenance and Repair Services
2411	Passenger Transportation - Sea Transportation Mode
2412	Passenger Transportation - Air Transport Mode
2413	Passenger or Freight Transportation Export & Import - Other modes of transportation (rail, pipeline, highway, etc.)
2421	Transportation of Goods (Freight) Export & Import - Sea Transportation Mode
2422	Transportation of Goods (Freight) Export & Import - Air Transportation Mode
2431	Transportation of Goods (Freight) outside of Export & Import - Sea Transportation Mode
2432	Transportation of Goods (Freight) outside of Export & Import - Air Transportation Mode
2433	Transportation of goods (Freight) excluding Export & Import - Other modes of transportation
2441	Transportation Support - Sea Transportation Mode
2442	Transportation Support - Air Transportation Mode
2443	Transportation Support - Other Transportation Modes
2450	Post and Courier
2461	Business trip
2462	Personal Travel
2466	Health services are carried out in Indonesia
2467	Health services are carried out outside Indonesia
2468	Education / training services are carried out in Indonesia
2469	Education / training services are carried out outside Indonesia
2480	Telecommunication Services
2490	Computer Services
2495	Information Services
2501	Construction Services in Indonesia for up to 1 year
2502	Construction Services in Indonesia for more than 1 year
2511	Overseas Construction Services for up to 1 year
2512	Overseas Construction Services for more than 1 year
2521	Direct Insurance - Life Insurance (Premium)
2522	Direct Insurance - Life Insurance (Benefit)
2523	Direct Insurance - Freight Insurance (Premium)
2524	Direct Insurance - Freight Insurance (Claim)
2525	Other Direct Insurance (Premium)
2526	Other Direct Insurance (Claim)
2531	Reinsurance (Premium)
2532	Reinsurance (Claim)
2533	Reinsurance (Commission)
2541	Insurance Support Services (Auxiliary Insurance Services)
2546	Pension Fund (Contribution)
2547	Pension Fund (Benefit)
2550	Financial Services
2560	Use of Intellectual Property Rights
2570	Research and development
2580	Law, Accounting, Management Consultant, and Public Relations
2590	Advertising, Market Research, and Public Opinion
2600	Architecture, Engineering, and Other Engineering
2610	Mining, Agriculture, and Waste and Pollution Management
2615	Operational Leasing (Goods)
2616	Operational Leasing (Unmanned Transportation Facility)
2630	Trade Related Services
2640	Other Business Services
2651	Arts, Culture and Recreation Services are carried out in Indonesia
2652	Arts, Culture and Recreation Services are carried out outside Indonesia
2660	Government Services
2670	Other Service Transactions
2701	Interest, profit sharing, margin and bonus - Non-resident Securities for up to 1 year
2702	Interest, profit sharing, margin and bonus - Non-resident Securities> 1 year
2705	Interest, profit sharing, margin and bonus - Current & Savings Account
2710	Interest, profit sharing, margin and bonus - Loans
2716	Interest, profit sharing, margin and bonus - Residential Securities up to 1 year
2717	Interest, profit sharing, margin and bonus - Resident Securities> 1 year
2720	Interest, profit sharing, margin and bonus - Gold Swap
2725	Dividends and profit / profit distributed, including profits from mutual funds
2730	Security Landing Transaction Fees, Gold Loans, Gold Swaps - Securities Owner
2731	Security Landing Transaction Fees, Gold Loans, Gold Swaps - Gold Owner
2741	Land Lease
2742	Rent Office Space, Apartments, Houses, and the like
2743	Rent Land and Office Space, Apartments, Houses
2751	Grant / the like (cash) which is not related to the obligation to buy fixed assets
2752	Grant / the like (cash) related to the obligation to buy fixed assets
2760	Password / fines and the like
2765	Tax on Products such as Value Added Tax, Payroll Tax, PBB, Business License
2766	Tax on Income and Welfare
2767	Other Taxes
2770	Right to Use of Natural Resources
2802	Export Refunds
2803	Import Refunds
2804	Other Goods Returns (Refunds)
2808	Working Capital / Cashcall - Oil and Gas
2809	Working Capital / Cashcall - Non Oil and Gas
2811	Advance Payment - Goods outside of Export and Import
2812	Advance Payment - Insurance
2813	Advance Payment - Others
2814	Receipt / Refund of Orders (based on IPO & Private Placement)
2815	Reimbursement of Bailout Data
2821	Non-Resident - Sales of Securities on a repo basis by the Owner for a period of up to 1 year
2822	Non-Resident - Sales of Securities on a repo basis by Owners with a term of> 1 year
2823	Non-Resident - Buyer resale of repo Securities for a period of up to 1 year
2824	Non-Resident - Resale of repo Securities by Buyer> 1 year
2825	Non-Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2826	Non-Resident - Buyback of repo Securities by Owner with a term of> 1 year
2827	Non-Residents - Purchase of Securities that are sold on a repo basis of up to 1 year
2828	Non-Resident - Purchase of Securities that are sold on a repo basis> 1 year
2901	Transactions between Non-Resident with other Non-Resident
2902	Credit card payment and the like
2903	Buy and sell, acquisition, delivery, or remittance of foreign currency
2904	Buy and sale, acquisition, takeover, or settlement of a travelers cheque
2905	For export money orders, in order to takeover of the customer
2906	Refunds, cancellations, payment forwarding, and bookkeeping adjustments
2907	Change of transaction status from Resident to Non-Resident or vice versa
2911	For export money orders, in order to rediscount / refinancing
2912	For export money orders, in order to repayment of rediscount / refinancing
2981	Fund placement in the form of DHE deposits - a period of 1 month
2982	Fund placement in the form of DHE deposits - a period of 3 months
2983	Fund placement in the form of DHE deposits - a period of 6 months
2984	Fund placement in the form of DHE deposits - a period of more than 6 months
2985	Disbursement of deposits in the form of DHE deposits
2986	Transfer of deposits between DHE Special Accounts, both intrabank and interbank
2987	Transfer of funds other than DHE from DHE Special Account
2988	Interest or revenue share for DHE Special Account

If required, select Beneficiary Category. Choose from:

Individual
Government
Bank Indonesia
Bank - Reporting Bank
Bank - Overseas Branch / Head Office
Bank - Other Bank
Nonbanks Financial Institutions
Company
Institution / International Organisation - Bank
Institution / International Organisation - Non-Bank
Other (Including School and Foundation)

If required, select Financial Relationship. Choose from:

Shareholder
Overseas Subsidiaries
Companies with the same group
Non-Affiliated or shareholder with shares less than 10%

Click Save.

If required, repeat above steps to add each beneficiary to the template.

Click Save.

Click Close to return to the Templates screen.

Next Steps

When the template has been successfully saved, the next steps can be:

RTGS Cash withdrawal template

These instructions are specifically for Cash withdrawals equal to or greater than IDR 1 billion. For values less than IDR 1 billion, please refer to ACH (SKN) Cash withdrawal template - details can be found in this article.
For all other RTGS payment specifics, please refer to RTGS template - details can be found in this article.

About RTGS Cash withdrawal templates

What is a RTGS Cash withdrawal template?

To learn more, visit Asia & Pacific - Payment types.

Payment method rules for RTGS Cash withdrawal templates

Beneficiary name must be selected as PT Bank ANZ Indonesia
Payment Reference must state Cash withdrawal
Charges must be Ours
Non-fixed payment templates: When creating a payment from a template, some fields cannot be edited, including the division, bank/branch, debit account and payment method.
Fixed payment templates: When creating a payment from a fixed template, additional fields will be restricted if 'Allow Modifications' checkbox has not been selected, including the amount, details of payment and invoice details.
Individual Debits indicator will be enabled for selection when two or more beneficiaries have been added to the payment template.
Payment instructions within a template are not considered mandatory, as additional information can be added at time of payment, including payment amount, additional information, etc.

Who can create an RTGS Cash withdrawal template?

Eligible users with Initiator and account access can create and manage an RTGS Cash withdrawal template based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
- Initiator
- Initiate/Authorise
- Full Access

Payment template input screens

RTGS Cash withdrawal Template screen

The following is an example of a RTGS Cash Withdrawal template screen with fields including the template name and template group. All other fields replicate the RTGS Cash Withdrawal Payment screen.
RTGS CASH template screen.png

Beneficiary Payment Details screen

The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, payment reference, and cash withdrawal remittance information.
RTGS CASH Beneficiary Details template screen.png

RTGS CASH Beneficiary Details template screen.png

Create a RTGS Cash withdrawal template

There are multiple ways you can create a RTGS Cash withdrawal template from the Asia & Pacific Payments menu. Choose from the following options:

Click Templates > New (see step-by-step instructions below)
Click Approve Payments > select payment > Actions > Create Template
Click Current Payments > select payment > Actions > Create Template
Click Past Payments > select payment > Actions > Create Template

To create a RTGS Cash withdrawal payment template, follow the steps below:

STEP

ACTION

Click Asia & Pacific Payments > Templates menu.

Click New on the Control Bar.

Click Domestic Payment Template.

Enter a Template Name up to 70 characters. This will become the Template Name when you create a payment from the template.

If required, select Template Group.

If required, select the Fixed Payment Template checkbox to restrict fields from being edited when creating the payment.

Select the Debit Account.

Select RTGS Payment Method
The Ordering Party Name will prepopulate based on the debit account selected.

If required, select Individual Debits to display a separate debit entry for every credit on your account statement report.

To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.

Click Add to add one or more beneficiarys: Search and select the predefined PT Bank ANZ Indonesia beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.

Enter 'Cash Withdrawal' in the Payment Reference field.

Enter the Beneficiary payment Amount.

If required, click Details icon to view and update additional beneficiary information. Fields available:

Add or update Beneficiary Payment Details

STEP

ACTION

Add or edit Email Address(es) up to 50 characters.

Add or edit Beneficiary Amount.
If required for Fixed Templates, select Allow Modification to be made at time of payment.

Select Charges:

Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment.

Select Beneficiary Type. Choose from:

Individual
Company
Government
Corporate Non Resident
Individual Non Resident
Corporate Resident
Individual Resident

Select Payment Purpose.

Purpose Codes & Descriptions

PURPOSE CODE	DESCRIPTION
2011	Export of Goods
2012	Imported goods
2015	Bunkers and Stores
2018	Advance Payment is paid in full
2019	Advance Payment is partially paid
2097	Other Goods Transactions - Trade in Goods within the Territory of Indonesia
2098	Other Goods Transactions - Sales (not Indonesia goods) / Purchases outside Indo for overseas selling
2127	Settlement of Account Balance (netting) related to Export
2129	Settlement of Account Balance (netting) not related to Export
2150	Transfer of Income (Workers Remittances)
2163	Labor Income
2193	Buying and Selling Non-Financial Assets - Marketing Assets
2194	Sale and Purchase of Non-Financial Assets - Contracts, Leases, Licenses
2197	Buying and Selling Land
2198	Buying and Selling Buildings
2203	Equity Participation in Indonesia
2204	Equity Participation outside Indonesia
2206	Divestment of Equity Participation in Indonesia
2207	Divestment of Equity Participation outside Indonesia
2221	Loan granting / withdrawal with a term of up to 1 year
2222	Loan provision / withdrawal with a term of> 1 year
2231	Loan repayments with a term of up to 1 year
2232	Loan repayments with a term of> 1 year
2233	Financial Leasing
2240	Deposits in Indonesia - Deposit Placement - up to 3 months (Term Deposit)
2241	Deposits in Indonesia - Deposits Placement - up to 3 months (Others, including Current Accounts & Call Money)
2242	Savings in Indonesia - Deposit placement - more than 3 - 6 months
2243	Savings in Indonesia - Deposit Placement - more than 6 months
2244	Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Term Deposit)
2245	Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Others, including Current Accounts & Call Money)
2246	Deposits in Indonesia - Withdrawal of deposits - more than 3 - 6 months
2247	Deposits in Indonesia - Withdrawal of Deposits - more than 6 months
2251	Deposits outside Indonesia - Deposits Placement - up to 3 months (Current Account & Call Money)
2252	Deposits outside Indonesia - Deposits of deposits - more than 3 months
2255	Deposits outside Indonesia - Withdrawal of Deposits - up to 3 months (Current Account & Call Money)
2256	Deposits outside Indonesia - Withdrawal of deposits - more than 3 months
2257	Deposits Outside Indonesia - Withdrawal of Foreign Exchange Proceeds from Exports from Foreign Accounts
2261	Foreign Exchange Spot Transactions against Rupiah
2262	Spot Transactions between Foreign Currencies
2263	Foreign Currency Forward Transactions against Rupiah
2264	Forward Transactions between Foreign Currencies
2271	Derivative Transactions - Profits on Forward Transactions
2272	Derivative Transactions - Receipts for Forward Rate Agreements
2273	Derivative Transactions - Receipts in Interest Swap / Currency Swap Transactions
2274	Derivative Transactions - Receipts for Initial / Repayable Margin
2275	Derivative Transactions - Receipts for Variation / Non Repayable Margin
2276	Derivative Transactions - Receipt of Premium in Option Transactions
2277	Derivative Transactions - Principal Receipt in Currency Swaps at the beginning of the Transaction
2278	Derivative Transactions - Principal Receipt in Currency Swaps at the end of the Transaction
2279	Derivative Transactions - Receipt of Premiums in Credit Default Swap Transactions
2280	Guarantee Deposit / Return
2282	Refunds for Transactions other than Export / Import of Goods & Other Goods Transactions
2299	Other Capital / Financial Transactions
2311	Non-Resident Valued Letters - Shares
2321	Non-Resident Securities - Bonds
2322	Non-Resident Securities - Other Long-Term Securities
2323	Non-Resident Securities - Other Long-Term Securities
2331	Non-Resident Valuation Letters - Treasury Bills
2332	Non-Resident Valuable Letters - Promissory Notes
2333	Non-Resident Securities - Other Short Term Debt Securities
2341	Resident Valuation Letter - Shares
2342	Resident Securities - Other Equity Securities (Warrant, Right)
2351	Resident Securities - Government Bonds of the Republic of Indonesia
2352	Resident Securities - Corporate Bonds
2353	Resident Securities - Medium Term Notes
2354	Resident Securities - Other Long-Term Debt Securities
2361	Resident Securities - Bank Indonesia Certificate & Bank Indonesia Wadiah Certificate
2362	Resident Securities - Treasury Bills
2363	Resident Securities - Promissory Notes
2364	Resident Securities - Negotiable Certificate of Deposit
2365	Resident Securities - Other Short Term Debt Securities
2366	Resident Securities - Bank Indonesia Certificate of Deposit
2371	Mutual Funds
2372	Mutual funds that are traded (Exchange Traded Fund)
2375	Resident - Sales of Securities by repo by Owner for a period of up to 1 year
2376	Resident - Sales of Securities by repo by Owners with a term of> 1 year
2377	Resident - Buyer resales repo securities for up to 1 year
2378	Resident - Resale of repo Securities by Buyer> 1 year
2379	Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2380	Resident - Buyback of repo Securities by Owner with a term of> 1 year
2381	Residents - Purchase of Securities that are sold on a repo basis for a period of up to 1 year
2382	Resident - Purchase of Securities that are sold on a repo basis> 1 year
2383	Factoring - Banks in Indonesia up to 1 year
2384	Factoring - Banks in Indonesia> 1 year term
2385	Factoring - Companies in Indonesia for a period of up to 1 year
2386	Factoring - Companies in Indonesia> 1 year
2387	Factoring - Overseas banks up to 1 year
2388	Factoring - Overseas bank term> 1 year
2389	Factoring - Overseas companies for a period of up to 1 year
2390	Factoring - Overseas company term> 1 year
2391	Submission of Funds o / Cash Provider in Gold Swap agreement term of up to 1 year
2392	Submission of Funds o / Cash Provider in Gold Swap agreement term> 1 year
2393	Refunds o / Gold Owner in Gold Swap agreement term of up to 1 year
2394	Refunds o / Gold Owner in Gold Swap agreement term> 1 year
2395	Receipt of funds o / Cash Provider in a Gold Swap agreement term of up to 1 year
2396	Receipt of funds o / Cash Provider in Gold Swap agreement term> 1 year
2397	Receipt of Funds o / Gold Owner in Gold Swap agreement term of up to 1 year
2398	Receipt of Funds o / Gold Owner in Gold Swap agreement term> 1 year
2400	Goods Processing Services
2405	Goods Maintenance and Repair Services
2411	Passenger Transportation - Sea Transportation Mode
2412	Passenger Transportation - Air Transport Mode
2413	Passenger or Freight Transportation Export & Import - Other modes of transportation (rail, pipeline, highway, etc.)
2421	Transportation of Goods (Freight) Export & Import - Sea Transportation Mode
2422	Transportation of Goods (Freight) Export & Import - Air Transportation Mode
2431	Transportation of Goods (Freight) outside of Export & Import - Sea Transportation Mode
2432	Transportation of Goods (Freight) outside of Export & Import - Air Transportation Mode
2433	Transportation of goods (Freight) excluding Export & Import - Other modes of transportation
2441	Transportation Support - Sea Transportation Mode
2442	Transportation Support - Air Transportation Mode
2443	Transportation Support - Other Transportation Modes
2450	Post and Courier
2461	Business trip
2462	Personal Travel
2466	Health services are carried out in Indonesia
2467	Health services are carried out outside Indonesia
2468	Education / training services are carried out in Indonesia
2469	Education / training services are carried out outside Indonesia
2480	Telecommunication Services
2490	Computer Services
2495	Information Services
2501	Construction Services in Indonesia for up to 1 year
2502	Construction Services in Indonesia for more than 1 year
2511	Overseas Construction Services for up to 1 year
2512	Overseas Construction Services for more than 1 year
2521	Direct Insurance - Life Insurance (Premium)
2522	Direct Insurance - Life Insurance (Benefit)
2523	Direct Insurance - Freight Insurance (Premium)
2524	Direct Insurance - Freight Insurance (Claim)
2525	Other Direct Insurance (Premium)
2526	Other Direct Insurance (Claim)
2531	Reinsurance (Premium)
2532	Reinsurance (Claim)
2533	Reinsurance (Commission)
2541	Insurance Support Services (Auxiliary Insurance Services)
2546	Pension Fund (Contribution)
2547	Pension Fund (Benefit)
2550	Financial Services
2560	Use of Intellectual Property Rights
2570	Research and development
2580	Law, Accounting, Management Consultant, and Public Relations
2590	Advertising, Market Research, and Public Opinion
2600	Architecture, Engineering, and Other Engineering
2610	Mining, Agriculture, and Waste and Pollution Management
2615	Operational Leasing (Goods)
2616	Operational Leasing (Unmanned Transportation Facility)
2630	Trade Related Services
2640	Other Business Services
2651	Arts, Culture and Recreation Services are carried out in Indonesia
2652	Arts, Culture and Recreation Services are carried out outside Indonesia
2660	Government Services
2670	Other Service Transactions
2701	Interest, profit sharing, margin and bonus - Non-resident Securities for up to 1 year
2702	Interest, profit sharing, margin and bonus - Non-resident Securities> 1 year
2705	Interest, profit sharing, margin and bonus - Current & Savings Account
2710	Interest, profit sharing, margin and bonus - Loans
2716	Interest, profit sharing, margin and bonus - Residential Securities up to 1 year
2717	Interest, profit sharing, margin and bonus - Resident Securities> 1 year
2720	Interest, profit sharing, margin and bonus - Gold Swap
2725	Dividends and profit / profit distributed, including profits from mutual funds
2730	Security Landing Transaction Fees, Gold Loans, Gold Swaps - Securities Owner
2731	Security Landing Transaction Fees, Gold Loans, Gold Swaps - Gold Owner
2741	Land Lease
2742	Rent Office Space, Apartments, Houses, and the like
2743	Rent Land and Office Space, Apartments, Houses
2751	Grant / the like (cash) which is not related to the obligation to buy fixed assets
2752	Grant / the like (cash) related to the obligation to buy fixed assets
2760	Password / fines and the like
2765	Tax on Products such as Value Added Tax, Payroll Tax, PBB, Business License
2766	Tax on Income and Welfare
2767	Other Taxes
2770	Right to Use of Natural Resources
2802	Export Refunds
2803	Import Refunds
2804	Other Goods Returns (Refunds)
2808	Working Capital / Cashcall - Oil and Gas
2809	Working Capital / Cashcall - Non Oil and Gas
2811	Advance Payment - Goods outside of Export and Import
2812	Advance Payment - Insurance
2813	Advance Payment - Others
2814	Receipt / Refund of Orders (based on IPO & Private Placement)
2815	Reimbursement of Bailout Data
2821	Non-Resident - Sales of Securities on a repo basis by the Owner for a period of up to 1 year
2822	Non-Resident - Sales of Securities on a repo basis by Owners with a term of> 1 year
2823	Non-Resident - Buyer resale of repo Securities for a period of up to 1 year
2824	Non-Resident - Resale of repo Securities by Buyer> 1 year
2825	Non-Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2826	Non-Resident - Buyback of repo Securities by Owner with a term of> 1 year
2827	Non-Residents - Purchase of Securities that are sold on a repo basis of up to 1 year
2828	Non-Resident - Purchase of Securities that are sold on a repo basis> 1 year
2901	Transactions between Non-Resident with other Non-Resident
2902	Credit card payment and the like
2903	Buy and sell, acquisition, delivery, or remittance of foreign currency
2904	Buy and sale, acquisition, takeover, or settlement of a travelers cheque
2905	For export money orders, in order to takeover of the customer
2906	Refunds, cancellations, payment forwarding, and bookkeeping adjustments
2907	Change of transaction status from Resident to Non-Resident or vice versa
2911	For export money orders, in order to rediscount / refinancing
2912	For export money orders, in order to repayment of rediscount / refinancing
2981	Fund placement in the form of DHE deposits - a period of 1 month
2982	Fund placement in the form of DHE deposits - a period of 3 months
2983	Fund placement in the form of DHE deposits - a period of 6 months
2984	Fund placement in the form of DHE deposits - a period of more than 6 months
2985	Disbursement of deposits in the form of DHE deposits
2986	Transfer of deposits between DHE Special Accounts, both intrabank and interbank
2987	Transfer of funds other than DHE from DHE Special Account
2988	Interest or revenue share for DHE Special Account

Select Beneficiary Category. Choose from:

Individual
Government
Bank Indonesia
Bank - Reporting Bank
Bank - Overseas Branch / Head Office
Bank - Other Bank
Nonbanks Financial Institutions
Company
Institution / International Organisation - Bank
Institution / International Organisation - Non-Bank
Other (Including School and Foundation)

Select Financial Relationship. Choose from:

Shareholder
Overseas Subsidiaries
Companies with the same group
Non-Affiliated or shareholder with shares less than 10%

Details of Payment: Cash withdrawal at CIMB Niaga Bank <enter branch name>
Cash withdrawal date: <enter next business date>
Authorised Photo ID: <enter beneficiary name>, <enter beneficiary ID number>

Click Save.

If required, repeat above steps to add each beneficiary to the template.

Click Save.

Click Close to return to the Templates screen.

Next Steps

When the template has been successfully saved, the next steps can be:

What is an ACH (SKN) template?

Payment template rules for an ACH (SKN) template

Who can create an ACH (SKN) template?

Create an ACH (SKN) template

Next Steps

What is an ACH (SKN) Cash withdrawal template?

Payment method rules for ACH (SKN) Cash withdrawal templates

Who can create an ACH (SKN) Cash withdrawal template?

Create an ACH (SKN) Cash withdrawal template

Next Steps

What is a Book Transfer template?

Payment template rules for Book Transfer templates

Who can create a Book Transfer template?

Create a Book Transfer template

Next Steps

What is a RTGS template?

Payment template rules for RTGS templates

Who can create a RTGS template?

Create an RTGS template

Next Steps

What is a RTGS Cash withdrawal template?

Payment method rules for RTGS Cash withdrawal templates

Who can create an RTGS Cash withdrawal template?

Create a RTGS Cash withdrawal template

Next Steps

You may find these helpful

Guides

Videos

Need more help?