Using file format guides
File format guides describe the technical specifications for each file type supported in ANZ digital channels. They outline details such as field layouts, character limits, data structures, and validation rules used when creating files for upload or system integration.
Use these guides as a reference when preparing files to understand the required format and structure for each file type.
Expand the document types below to view the available file types and relevant file format information.
Guide available for Australia, China, Hong Kong, India, Philippines, New Zealand, Singapore, Vietnam
- Australia Domestic Payments
- ABA
- ABA - OSKO
- CSV
- China Domestic Payments
- Fixed Length
- ISO XML
- New Zealand Domestic Payments
- NZ CSV
- NZ CSV with Control Record
- NZ CSV without Control Record
- Asia Payments
- Payment File
- MT101
- BPAY - Australia only
- BTR and Returned Items
- BAI
- Statement Files
- SAP/Multicash
- NZ Statements (Domestic Accounts only)
- MT940
- Returned Items Payments
- Returned Items Cheques
- CSV
- Australian Domestic Payments
- ABA
- BPAY
- New Zealand Domestic Payments
- Australian and New Zealand Domestic Payments Reply
- China Domestic Payments
- Fixed Length
- ISO XML
- Single Payments
- MT101 Non-Straight Though Processing (NSTP) - Australia and New Zealand
- MT101 Straight Through Processing (STP) - Australia and New Zealand
- Single Payment Reply - Australia and New Zealand
- BTR
- CSV - Australia and New Zealand
- SAP/Multi-cash - Australia and New Zealand
- BTR SingleFile - Australia only
- Returned Items - Australia only
- BTR (ANZ Transactive)
- CSV
- Multicash
- BAI
- NZ Statement
- ANZ SWIFT Reporting
- MT940 Statements
- MT941 Intra-day Balance Statements
- MT950 Current Day Statements
- Off-System BSB - Australia only
- Paper Transactions
- Direct Entry
- Return/Refusal
- GDES
- Receivables Management
- Open Items
- Collection Details
- Agency Clearing - Australia only
- Electronic Presentment (Paper)
- Direct Entry
- Outward Return/Refusal
- Summary Report
- GDES
- Inward Return/Refusal
- BPAY+ - Australia only
- Point-of-Sale (POS) - Australia only
- Commercial Cards (VISA) - Australia only
- Lockbox - Australia and New Zealand
- Enhanced Cheque Processing - Australia only
- AIF XML
- Bank@Post
Click PDF to view the technical file format specifications.
ANZ Transactive - Global (web only)
- Global - Australia, China, Hong Kong, India, Philippines, New Zealand, Singapore, Vietnam PDF
- Asia & Pacific Fixed File - Pacific^, Indonesia, Japan, Laos, Taiwan PDF
- Asia & Pacific Pipe Delimited - Pacific^, Indonesia, Japan, Laos, Taiwan PDF
^Cook Islands, Fiji, Kiribati, Papua New Guinea, Samoa, Solomon Islands, Timor Leste, Tonga, Vanuatu.
ANZ Fileactive - Host to Host
- Australia, China, New Zealand PDF
ANZ SWIFT Services - Payments (previously MT101 File Format)
- Hong Kong, India, Philippines, Singapore, Vietnam PDF
ANZ Transactive Cash Asia
- Cash Asia cheque processing only PDF
G4C GPI outward payment reporting
- Australia PDF
ISO 20022 Message Implementation Guides
ANZ supports ISO 20022 payment messaging for selected payment types and markets. The core ISO 20022 Message Implementation Guide (MIG) provides the base message structure and field usage for payment initiation and status reporting. Country and region specific guides complement the core MIG by outlining local data requirements, supported message elements and market-specific processing capabilities. Use the relevant country guide together with the global MIG when implementing ISO 20022 payments in pain.001 format.
Global ISO 20022 guide
- ISO 20022 MIG Global Pay using Pain.001.001.03 file PDF