收款人确认服务 - 新西兰 - 即将推出

Confirmation of Payee video

Coming soon

About Confirmation of Payee

Confirmation of Payee is a service that checks the bank account details entered by a payer with the account details held by the recipient’s bank and displays a match outcome to the payer.

Confirmation of Payee is available when the following occurs:

• A new beneficiary is created,
• An existing beneficiary is edited, or
• When adding a new ad hoc beneficiary to a Domestic Payment, Template or Periodic Payment via Payments Menu.

When a person pays you, their bank may also use Confirmation of Payee to validate your account details. It is important to provide your registered account name and account number.

Confirmation of Payee is there to help protect you; it helps you avoid paying the wrong person, adding another layer of protection to help reduce scams and fraud.

What do businesses need to do to prepare for Confirmation of Payee?

It is important for you to ensure that the account name listed on your invoices and websites exactly matches the name associated with bank account details provided to your payers. This will help limit the number of enquiries you receive from payers where they are uncertain about whether the bank account they are paying belongs to you.
You can find your organisations bank account name in the Account Name column from the Operating Accounts Screen.

To learn more about Beneficiary Name Check:

• Australia, visit Confirmation of Payee - Australia.
• India, visit Beneficiary Account Name Lookup

Beneficiary Name Check is not available in all jurisdictions.

How Confirmation of Payee works

When you send money to a business or person using their account number, Confirmation of Payee will check the account details you have entered with the account details held by the recipient’s bank and let you know the match outcome.

Using this information, you can choose whether you want to go ahead and make the payment, pause and check the details again – or stop the payment altogether.

Confirmation of Payee is available for Domestic Payment.

To learn more about how to manage beneficiaries, visit Create & Manage Beneficiaries.

Confirmation of Payee possible outcomes

When Confirmation of Payee checks the details you have entered it will return one of the following outcomes:

Confirmation of Payee Match Outcomes

RESULT	OUTCOME
Match	The account name is a match.
Partial Match	The account name is a close or partial match. WARNING! Please double check the Beneficiary details as an incorrect payment may be difficult to retrieve.
No Match	The account name entered does not match the account. WARNING! Please double check the Beneficiary details as an incorrect payment may be difficult to retrieve.
Invalid account number	Invalid account number - account does not exist. Please check with the intended recipient.
Account type not supported	We could not confirm the account name match. Please check with the intended recipient.
Error - not supported	We cannot check this name and account number because this beneficiary's account provider does not provide a matching service. Please check with the intended recipient.
Service is unavailable	Due to a temporary technical issue, we cannot match this name and account number right now. Please try again later or check with the intended recipient.

Video Transcript

Confirmation of Payee 视频

即将推出

关于 Confirmation of Payee

Confirmation of Payee 是一项将付款人输入的银行账户信息与收款人开户行保存的账户信息进行核对，并向付款人显示匹配结果的服务。

在发生以下情况时，可以使用 Confirmation of Payee：

• 创建新受益人时，
• 编辑现有受益人时，或
• 通过“付款”菜单向国内付款、模板或定期付款添加新的临时受益人时。

当有人向您付款时，其开户行也可能会使用 Confirmation of Payee 来验证您的账户信息。请务必提供您注册的账户名称和账号。

Confirmation of Payee 旨在为您提供保护；它可以帮助您避免付错对象，从而增加一层保护，以减少诈骗和欺诈。

企业需要做哪些准备来应对 Confirmation of Payee？

请务必确保您在发票和网站上列出的账户名称与提供给付款人的银行账户信息所关联的名称完全一致。这将有助于减少付款人因不确定所付银行账户是否属于您而向您咨询的次数。
您可以在 Operating Accounts Screen 的“账户名称”列中找到您机构的银行账户名称。

要了解有关 Beneficiary Name Check 的更多信息：

• 澳大利亚，请访问 Confirmation of Payee - Australia。
• 印度，请访问 Beneficiary Account Name Lookup。

Beneficiary Name Check 并非在所有司法管辖区均可用。

Confirmation of Payee 的工作原理

当您使用账号向企业或个人汇款时，Confirmation of Payee 将核对您输入的账户信息与收款人开户行保存的账户信息，并告知您匹配结果。

利用这些信息，您可以选择是继续付款、暂停并重新核对信息，还是完全停止付款。

Confirmation of Payee 适用于 Domestic Payment。

要了解有关如何管理受益人的更多信息，请访问 Create & Manage Beneficiaries。

Confirmation of Payee 的可能结果

当 Confirmation of Payee 核对您输入的信息时，将返回以下结果之一：

Confirmation of Payee 匹配结果

结果	匹配情况
匹配	账户名称匹配。
部分匹配	账户名称接近或部分匹配。 警告！请仔细核对受益人信息，因为错误的付款可能难以追回。
不匹配	输入的账户名称与该账户不匹配。 警告！请仔细核对受益人信息，因为错误的付款可能难以追回。
账号无效	账号无效 - 账户不存在。 请与拟收款人核对。
不支持该账户类型	我们无法确认账户名称是否匹配。 请与拟收款人核对。
错误 - 不支持	我们无法核对该名称和账号，因为该受益人的账户服务商不提供匹配服务。 请与拟收款人核对。
服务不可用	由于临时技术问题，我们目前无法匹配该名称和账号。 请稍后重试或与拟收款人核对。

视频文本