Full details are available in Features by Geography.
What is an International payment
International payments, also known as cross-border payments or telegraphic transfers, is a payment from a single funding account to one or more nominated beneficiary accounts worldwide using an ANZ-supported and tradeable currency. International payments often involve two currencies where a foreign currency exchange rate is required.
To learn more, visit Asia & Pacific - Payment types.
Payment method rules for International payments
- To view the Asia & Pacific Payments menu to create and manage your payments, you must log into ANZ Transactive Global with a security device, i.e., ANZ Digital Key or a physical Token
- You can also Use payment templates, Use payment files or Use existing payment to create a payment
Who can create an International payment?
- Eligible users with Initiator and account access can create and manage an international payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
- Initiator
- Initiate/Authorise
- Full Access
- Only users who are entitled to Confidential Payments will be able to view, edit and approve payments when the confidential indicator selected.
Create an International payment
There are multiple ways you can create an international payment using the payment method types from the Asia & Pacific Payments menu. Choose from the following options:
- Click Create Payment > International Payment (see step-by-step instructions below)
- Click Create Payment > Use Payment Template
- Click Create Payment > Use Payment File
- Click Create Payment > Use Existing Payment
- Click Current Payments > New > International Payment (see step-by-step instructions below)
To create an international payment and manually enter the payment instructions, follow the steps below:
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| 1 | Click Asia & Pacific Payments > Create Payment menu or Click Asia & Pacific Payments > Current Payments menu > New or Click Asia & Pacific Payments > Approve Payments menu > New. |
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| 2 | Click International Payment. | ||||||||||||||||||||||||||||
| 3 | If required, select the Division the international payment will be made from. If you are entitled to more than one division, you can set a default division for future payments. The Bank/Branch field will prepopulate from the Division selected. |
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| 4 | Select the Debit Account. | ||||||||||||||||||||||||||||
| 5 |
Execution Date will prepopulate with today's date. If required, click Later to choose a future date from the calendar. |
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| 6 | If required, select the Payment Currency, if different from the debit account currency. The net Payment Amount will be populated when the Beneficiary amount(s) are entered. |
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| 7 | If required, select Confidential to restrict access to view, edit and approve the payment. | ||||||||||||||||||||||||||||
| 8 | If required, select Individual Debits to display a separate debit entry for every credit entry on your account statement report. | ||||||||||||||||||||||||||||
| 9 |
Click Add to add one or more beneficiary details using the following options: Add Beneficiary from your Beneficiaries list
Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
Add New Beneficiary
Users must have entitlements to create new beneficiaries to complete these steps.
Currently, new beneficiaries cannot be saved to your Beneficiaries menu.
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| 10 | If required, enter Payment Reference up to 20 characters. | ||||||||||||||||||||||||||||
| 11 | Enter the Beneficiary payment Amount. | ||||||||||||||||||||||||||||
| 12 |
If required, click Details icon to view and update additional beneficiary information. Fields available: Add or update Beneficiary Payment Details
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| 13 | If required, repeat above steps to add each beneficiary. | ||||||||||||||||||||||||||||
| 14 |
If required, choose Rate Type:
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| 15 |
If required, click Attach Document to add supporting documents.
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| 16 | Click Review & Submit | ||||||||||||||||||||||||||||
| 17 | Click Submit |
Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.
Mandatory field validations:
Foreign exchange field validations:
Upload supporting document validations:
Next Steps
When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:
- Review this Payment from the Payment Details screen
- View Approve Payments from the Approve Payments screen
- Create a New Payment
- Click OK to return to the Create Payment screen
When the payment has been successfully submitted for approval(s), the next steps can be:
- Approve Payment for processing or,
- Manage Payment for copying, editing, repairing or deleting
To view the Customer Transfer - SWIFT 103 message, please locate and view the payment in the Past Payments screen when the payment has been approved and processed.