This article details how you will use payments in ANZ Transactive – Global when you are upgraded from ANZ Transactive Cash Asia and changes you need to know about. The delivery of features will be provided in a phased approach, and the content is subject to change to reflect the most up-to-date and relevant information.
To create a beneficiary in ANZ Transactive – Global, you will go to the Asia & Pacific Payments > Beneficiaries screen and click New on the Control Bar:
In ANZ Transactive Cash Asia you click Copy Record to copy existing instrument level details to a new record and modify all fields.
In ANZ Transactive – Global you will use the Copy action to achieve this, however the following fields cannot be edited:
- Division
- Debit Account
- Payment Method
Please note that this will change to 15:30 in ANZ Transactive - Global.
Please refer to Processing & cut-off times for all other payment method types.
In ANZ Transactive - Global, all approvers will need to digitally sign the payment with a security device.
Payments in ANZ Transactive – Global will be approved from the Asia & Pacific Payments > Approve Payments screen:
To create a payment in ANZ Transactive – Global, you will either:
- Click Asia & Pacific Payments > Create Payment menu
- Click Create Payment and select one of the available options:
- Use Payment Template
- Use Payment File using Asia & Pacific File Format Guides
- Use Existing Payment
-
Click on a Payment Type:
The following payment file formats will be available to upload in the Asia & Pacific Payments menu:
- OTL Fixed Length Delimited Payment File (Asia Fixed Length file in ANZ Transactive – Global)
- OTL Pipe Delimited Payment File (Asia Pipe Delimited file in ANZ Transactive – Global)
To upload the following payment file formats, you will use the ANZ Fileactive web portal, accessed via the Applications menu in ANZ Transactive – Global. After uploading the files, you will then view and approve the payments in ANZ Transactive – Global. For more information, refer to the ANZ Fileactive Portal article.
- GCP Fixed Length Payment File
- GCP Pipe Delimited Payment File
When a payment file is uploaded in ANZ Transactive – Global, the status of the file import will be:
| VALIDATION STATUS | TRANSACTION STATUS | DESCRIPTION | ACTION |
|---|---|---|---|
| File Confirmed | Verified Pending FX | File successfully uploaded. Payment pending FX validation. |
|
| File Confirmed | Pending Approval | File successfully uploaded with errors. Payment has been Confirmed by user, pending approval. |
|
| File Confirmed | Ready to Check | File successfully uploaded with errors. Payment has been Confirmed by user, pending checker validation. |
|
| File Rejected | File Upload Rejected | File successfully uploaded with errors. Payment has been Rejected by user. |
|
| File Repaired | Ready to Check | Payment edited and submitted for checking. |
|
| File Repaired | Pending Approval | Payment edited and submitted for approval. |
|
| Validated Awaiting Repair | Reporting Codes Required | File successfully uploaded with errors, pending reporting codes. |
|
| Validated with Errors | Verified Awaiting Approval | File successfully uploaded. Payment has been created with some unsuccessful beneficiary parties. |
|
| Validation Failed | File Upload Rejected | File unsuccessfully uploaded. Payment instruction has not been created. |
|
| Validation Successful | Pending Approval | File successfully uploaded. Payment pending approval. |
|
| Validation Successful | Ready to Check | File successfully uploaded. Payment pending checker validation. |
|
| Validation Successful | Verified | File successfully uploaded. Payment edited by user and submitted. |
|
| Validation Successful | Verified Pending FX | File successfully uploaded. Payment pending FX validation. |
|
Once the payment file has been successfully uploaded, you can:
-
- View, edit, approve or delete the uploaded payment from the File Import Summary screen or
- Approve Payments screen.
After upgrading to payments in ANZ Transactive – Global, you will notice changes in outward payment narratives. These updated narratives will be accessible when viewing and downloading transaction details in both ANZ Fileactive and ANZ Transactive – Global.
Where Individual Debits has been selected for Taiwan IBRS payments, the narrative will change where there is one transaction in the payment.
- Narrative in ANZ Transactive Cash Asia: IBS+unique_reference_id+pdtreference+benef_description
- Narrative in ANZ Transactive – Global: DFT + Instrument ID + Party Ref Number + Remittance Information
For details, please refer to Outward payment narrative changes.
The following payment screens will be available to you in ANZ Transactive – Global.
| SCREEN | DESCRIPTION |
|---|---|
| Create Payment | The Create Payment screen will provide you with the types of payments and methods you can use to create a payment. |
| Approve Payments |
The Approve Payments screen displays a list of payments awaiting approval that are in one of the following statuses:
|
| Current Payments |
The Current Payments screen displays a list of current payments awaiting company or bank processing that are in one of the following statuses:
|
| Past Payments | The Past Payments screen displays a list of past payments that are in one of the following statuses: Cancelled, Closed, File Upload Rejected, Partially Rejected Payment or Rejected Payment - Completed with Errors. |
| Beneficiaries | The Beneficiaries screen will allow you to set up and manage a list of beneficiaries that you commonly make payments to so that the beneficiary details can be used for future payments. |
| File Import Summary | The File Import Summary screen displays a list of all your uploaded payment files pending action. |
| Reports | The Reports screen displays a list of Report Profiles, including scheduled reports and Generated Reports. |
As a payment moves through the payment workflow in ANZ Transactive - Global, it goes through a number of different statuses as a result of the actions performed on it. The following table details each payment status and what actions can be performed on a payment in each status.
The following table details each Approve Payment status.
| STATUS | DESCRIPTION |
|---|---|
| Ready to Check | The payment is awaiting checker approval. Once the checker has sent the payment for approval, it will move to Pending Approval status. |
| Pending Approval | The payment has been created, verified and is ready for approval. Once approved, it will move to either: Closed, Partially Approved or Approval Failed status. |
| Partially Approved | The payment requires multiple approvals, and it has already been approved by at least one approver. It will remain in this status until the final approver has approved the payment. Once complete, it will move to either Closed or Approval Failed status. |
| Needs Repair | The payment has a potential error and has been sent for Repair by a user in your organisation. |
| Returned by Bank | The payment has been returned by the bank and needs to be corrected and re-approved before it can be processed by the bank. |
| Approval Failed | The payment has failed the approval process and requires further action. |
| Verified Pending FX |
The uploaded payment is awaiting FX validation. View Payment instructions, add or validate FX rate and submit payment. |
| FX Threshold Exceeded | The Foreign Exchange threshold limit has been exceeded. |
The following table details the Current Payments status.
| STATUS | DESCRIPTION |
|---|---|
| Approved | The payment has been approved but has not been processed by the bank. Once processed, it will move to either Closed, Cancelled, or Completed with Errors status. |
| Draft | The payment has been created and saved but not yet submitted for approval. |
| Future Dated | The payment has been approved and is being held for processing on the value date. |
The following table details each Past Payments status.
| STATUS | DESCRIPTION |
|---|---|
| Cancelled | The payment has been cancelled. |
| Closed | The payment has been successfully processed by the bank and closed. |
| File Upload Rejected | The uploaded payment file has been rejected. |
| Partially Rejected Payment | The payment has been partially rejected. |
| Rejected Payment - Completed with Errors | Some payments in a batch have been rejected by the bank. |
The following table details each Payment File Upload validation status.
| VALIDATION STATUS | TRANSACTION STATUS | DESCRIPTION |
|---|---|---|
| File Confirmed | Verified Pending FX | File successfully uploaded. Payment pending FX validation. |
| File Confirmed | Pending Approval | File successfully uploaded with errors. Payment has been Confirmed by user, pending approval. |
| File Confirmed | Ready to Check | File successfully uploaded with errors. Payment has been Confirmed by user, pending checker validation. |
| File Rejected | File Upload Rejected | File successfully uploaded with errors. Payment has been Rejected by user. |
| File Repaired | Pending Approval | Payment reported codes entered and submitted. |
| Validated Awaiting Repair | Reporting Codes Required | File successfully uploaded with errors, pending reporting codes. |
| Validated with Errors | Verified Awaiting Approval | File successfully uploaded. Payment has been created with some unsuccessful beneficiary parties. |
| Validation Failed | File Upload Rejected | File unsuccessfully uploaded. Payment instruction has not been created. |
| Validation Successful | Pending Approval | File successfully uploaded. Payment pending approval. |
| Validation Successful | Ready to Check | File successfully uploaded. Payment pending checker validation. |
| Validation Successful | Verified | File successfully uploaded. Payment edited by user and submitted. |
| Validation Successful | Verified Pending FX | File successfully uploaded. Payment pending FX validation. |
Use the following information to determine what Payment Type and Payment Method to use in ANZ Transactive – Global.
Screenshot of selecting a Payment Method in a Domestic Payment:
| ANZ Transactive Cash Asia: Payment Product | ANZ Transactive - Global: Payment Type, Payment Method |
|---|---|
| BKTPYMNT-Bank Transfer between ANZ Accounts |
|
| DFTBULK-Domestic Fund Transfer - Bulk | Domestic Payment: ACH (SKN), BI FAST, RTGS |
| DFTINST-Domestic Fund Transfer - Inst | Domestic Payment: ACH (SKN), BI FAST, RTGS |
| PAYROLL-Salary Transfer Payments |
|
| PAYTAXDJA-Tax Payments DJA |
E-Tax payments will not be available in ANZ Transactive – Global until 2 June 2025. If you need to process an E-Tax payment before 2 June, please use ANZ Transactive Cash Asia.
Domestic Payment: E-Tax |
| PAYTAXDJBC-Tax Payments DJBC |
E-Tax payments will not be available in ANZ Transactive – Global until 2 June 2025. If you need to process an E-Tax payment before 2 June, please use ANZ Transactive Cash Asia.
Domestic Payment: E-Tax |
| PAYTAXDJP-Tax Payments DJP |
E-Tax payments will not be available in ANZ Transactive – Global until 2 June 2025. If you need to process an E-Tax payment before 2 June, please use ANZ Transactive Cash Asia.
Domestic Payment: E-Tax |
| RTGS-Real Time Gross Settlement- RTGS | Domestic Payment: RTGS |
| SKN-Domestic SKN or BIFAST | Domestic Payment: ACH (SKN) |
| TTPYMNT-Telegraphic Transfer | International Payment: Telegraphic Transfer |
| ECPAY-Electronic Payments |
|
Screenshot of selecting a Payment Method in a Domestic Payment:
| ANZ Transactive Cash Asia: Payment Product | ANZ Transactive - Global: Payment Type, Payment Method |
| BKTBULKDBU-Book Transfer - DBU Bulk | Domestic Payment: Book Transfer (if paying between own accounts or to another account at ANZ) |
| BKTPYMNT-Book Transfer | Domestic Payment: Book Transfer (if paying between own accounts or to another account at ANZ) |
| DFTBULK-Domestic Fund transfer - Bulk | Domestic Payment: IBRS |
| DFTINST-Domestic Fund Transfer - Single | Domestic Payment: IBRS (tick Individual Debits in Payment Details) |
| EFTBULKDB1-Electronic Fund Transfer - DBU Bulk | Domestic Payment: IBRS |
| EFTDBU-Fund Transfer – Domestic Customers | Domestic Payment: IBRS |
| Payroll- Salary Transfer Payments | Domestic Payment: IBRS (tick Payroll in Payment Details) |
| TDINST- Term Deposit Instrument | Domestic Payment: Book Transfer (add the Term Deposit beneficiary) |
| TTBULKDBU- International Telegraphic Transfer- DBU Bulk | International Payment: Telegraphic Transfer |
| TTPYMNT- International Telegraphic Transfer | International Payment: Telegraphic Transfer |
The following payment types will be available to you in ANZ Transactive – Global.
| PAYMENT TYPE | DESCRIPTION |
|---|---|
| Account Transfer | Indonesia only: An Account Transfer allows you to move funds between two of your own ANZ accounts that you have registered to ANZ Transactive – Global, within the same country. |
| Domestic Payment |
A Domestic Payment is a payment made from a single funding account to one or more beneficiary domestic accounts within the same country.
When you create a Domestic Payment from the Create Payment screen, the Payment Method will be displayed after you select the funding account, e.g.: |
| Domestic Salary Payment | A Domestic Salary Payment is a payment made from a single funding account to one or more beneficiary domestic accounts within the same country. |
| International Payment |
An International Payment is a payment made from a single funding account to one or more nominated beneficiary accounts worldwide using any ANZ supported and tradeable currency. |
| International Salary Payment | An International Salary Payment is a payment made from a single funding account to one or more nominated beneficiary accounts worldwide using any ANZ supported and tradeable currency. |
ANZ Transactive – Global has a Payment Approvals - Asia & Pacific widget that you can add to your Workspace to view payments that are Pending Approval :
For more information, refer to the Workspace article, under Asia & Pacific Payments.
To create a payment template in ANZ Transactive – Global, you will go to the Asia & Pacific Payments > Templates screen, click New on the Control Bar and then and select the Payment Type:
Please refer to the following articles for instructions on how to create each template: