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Philippines - International payment

Geography: This article is applicable for ANZ Transactive Global customers banking in Philippines.
Full details are available in Features by Geography.
About international payments

What is an international payment?

International payments, also known as cross-border payments or telegraphic transfers, is a payment from a single funding account to one or more nominated beneficiary accounts worldwide using an ANZ-supported and tradeable currency. International payments often involve two currencies where a foreign currency exchange rate is required. 

Payment method rules for international payments

  • Value date will default with the current or next business date if the payment is created on a non-business date or after payment cut-off
  • Non-business day - ANZ Transactive Global will not allow you to create a payment where the Value Date is a non-business day (e.g., weekend, public holiday, bank holiday) or a currency holiday
  • Future value date can be selected up to 90 days
  • Cut-off times vary and are dependent on the currencies used
  • Payment currency includes all ANZ-supported and tradeable currencies
  • Maximum payment value is 999,999,999,999.99
  • Maximum number of payment instructions is 5,000 for an itemised payment
  • Individual Debit indicator will automatically be enabled by default.
  • Where (credit) payment currency is IDR, INR, MYR or AED, then Beneficiary Bank Country or Region must be ID (Indonesia), IN (India), MY (Malaysia) or AE (UAE) respectively.
  • When Beneficiary Bank Country is CN (China, and currency is CNY), IN (India), ID (Indonesia), MY (Malaysia), or AE (UAE), the Purpose Code is mandatory
  • Invalid Character rules apply to this payment type.

Who can create an international payment?

Eligible users with Payment Management role permissions and account access can create and manage an International Payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
 

  • Manage Payments - Adhoc (Adhoc & Approved Beneficiaries)
  • Manage Payments - Approved Beneficiary / Templates
  • Manage Payments - Import Payments
  • Manage Payments - FX Allowed

Users with more than 1000 accounts, may need to use the Previous or Next arrows on the screen to search and select the debit account when creating a payment.

Payment input screens
International Payment screen

The following image is an example of an international payment screen with fields including the division, debit account, value date and cut-off time, payment name and reference, and beneficiary details.
 

  • Cut-off time (near the value date) indicates the payment method cut-off time, based on the originating jurisdiction and payment currencies
  • The time zone and format (near the value date) are displayed as per your User profile and preferences

UPDATE PH Payment Screen.png

Beneficiary Payment Details screen
The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, beneficiary email advice option, additional remittance and sender to receiver information.
PH - Int'l Bene Pay Details screen.png
Beneficiary Details screen

The following image is an example of the Beneficiary Details screen with fields including the beneficiary bank details, beneficiary's name, address and account details, beneficiary bank details, and beneficiary email address.

  • My Beneficiary ID is a unique beneficiary identifier. The field is enabled when you tick the 'Add this Beneficiary to your Beneficiaries when the payment is submitted' checkbox. The My Beneficiary ID is visible in the Beneficiaries screen.

PH - Int'l Bene Details screen.png

Create an international payment

There are multiple ways you can create an international payment from the Payments menu. Choose from the following options:

  1. Click Create Payment > International Payment (see step-by-step instructions below)
  2. Click Create Payment > Use Payment Template
  3. Click Create Payment > Upload Payment File
  4. Click Create Payment > Use Past Payment
  5. Click Current Payments > New > International Payment (see step-by-step instructions below)
STEP ACTION
1 Click Payments > Create Payment menu or
Click Payments > Current Payments menu > New
2

If required, choose a Country or Region where the funding account is domiciled. Select either:

  • Australia, New Zealand or China
  • Other Countries or Regions (Hong Kong, India, the Philippines, Singapore or Vietnam)
3 Click International Payment.
4 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
5 Select the Debit Account.
6 Value Date will default with the current or next business date.
If required, choose a future value date up to 90 days.
7 Enter a Payment Name up to 35 characters that will appear on payment reports.
8 Enter a Payment Reference up to 35 characters that will appear within the narrative on the funding account and payment reports.
9

If required, enter Debit Advice Description up to:

  • 140 characters where debit account is domiciled is CN or
  • 55 characters where debit account is not domiciled in AU, CN or NZ.
10 Select the Payment Currency.
Refer to Processing & cut-off times for list of available payment currencies.
11 If required, tick Enter Amounts in Debit Currency if payment amount is in a different currency.
12
To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.
Control Bar
CONTROL BAR ITEM DESCRIPTION
Add Add individual Beneficiary details to the payment instruction.
Remove Tick the checkbox next to the Beneficiary details, then click Remove.
Filter Filter data on the screen. Enter criteria into one or more text boxes that are under each column heading to display matching records.


Click Add to add one or more beneficiary details using the following options:

Add Beneficiary from your Beneficiaries list
Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
Add New Beneficiary

Users must have entitlements to create new beneficiaries to complete these steps.

STEP ACTION
1 If required, tick Add this beneficiary to your Beneficiaries when the payment is submitted.
2

Select Beneficiary Bank Country or Region

The following fields will be based on the debit account and Beneficiary Bank Country or Region selected.
3

Select Clearing Code Type: Options based on Beneficiary Bank Country or Region include:

Clearing Codes
CODE DESCRIPTION
SWIFT  
AT Austrian Bankleitzahl
AU Australian Bank State Branch (BSB) Code
BL German Bankleitzahl
CC Canadian Payments Association Payment Routing Number
CH CHIPS Universal Identifier (US)
CN China National Advanced Payment System (CNAPS) Code
CP CHIPS Participant Identifier
ES Spanish Domestic Interbank Code
FW Fedwire Routing Numbers (US)
GR HEBIC (Hellenic Bank Identification Code)
HK Bank Code of Hong Kong
IE Irish National Clearing Code (NSC)
IN Indian Financial System Code
IT Italian Domestic Identification Code
NZ New Zealand National Clearing Code
PL Polish National Clearing Code (KNR)
PT Portuguese National Clearing Code
RT Pay by Real Time Gross Settlement
SC UK Domestic Sort Code (GB)
SW Swiss Clearing Code (BC code)
ZA South African National Clearing Code
4 Click Search, to search and select the Beneficiary Bank SWIFT or Clearing Code.
5 Enter Account Number/IBAN.
6
This field will be available when the debit account is domiciled in Australia, China, Hong Kong, India, New Zealand, Philippines, Singapore or Vietnam and the Beneficiary bank is in either China, Macao, Hong Kong or Singapore.

If required, select Account Type:
 

  • Resident Individual
  • Non-Resident Individual
  • Resident Corporate
  • Non-Resident Corporate
7

Enter Beneficiary Name up to 140 characters.

Enter Full Legal Name (first name, any middle names, last name) or Registered Legal Entity Name of Beneficiary.
8

If required, enter Beneficiary Email Address up to 255 characters, separated by a comma, if sending a Beneficiary Advice. Multiple Email Addresses must be separated by a comma (,).

Please refer to Payment Report Types for a sample Beneficiary Advice.
9 If adding Beneficiary to your Beneficiaries list, enter a unique My Beneficiary ID up to 35 characters.
10 Select Beneficiary Country or Region.
11 Enter Beneficiary Address up to 35 characters per line and City.
12 Click Save.
13 If required, click Add again to add additional beneficiaries.
Proceed to next steps.
13 If required, enter Client Reference up to 35 characters if different from the Payment Reference prepopulated.
14 Enter the Beneficiary payment Amount.
15

If required, click Beneficiary Payment Details icon to view or update additional beneficiary information:

Add or update Beneficiary Payment Details
STEP ACTION
1 Add or edit Beneficiary
2 Add or edit Payment Amount
3 Add or edit Debit Currency & Amount
4

Select Payment Purpose when Beneficiary Bank Country is CN (China)*/ IN (India)/ ID (Indonesia)/ MY (Malaysia)/ AE (UAE).
*Payment Purpose Code is required when payment currency is CNY.

Payment Purpose Codes
BENEFICIARY BANK COUNTRY CODE CODE DESCRIPTION
AE EDU Educational Support
AE FIS Financial services
AE GDS Goods Bought or Sold
AE GRI Government related income taxes tariffs
AE IGT INTER GROUP TRANSFER
AE LIP Loan Interest Payments
AE OTS Other modes of transport
AE SAL Salary
AE TTS Technical trade-related and other busine
CN CCDNDR Charity Donation (CNH Payments)
CN CCTFDR Capital Transfer (CNH Payments)
CN CGODDR Goods Trade (CNH Payments)
CN COCADR Other (CNH Payments)
CN CSTRDR Service Trade (CNH Payments)
CN CTF Cross-Border Capital Transfer (CNY Payme
CN FTF Bank to Bank Fund Transfer (CNY Payments
CN GOD Cross-Border Goods Trade (CNY Payments)
CN OTF Fund Return for Cross-Border Goods Trade
CN RMT Cross-Border Individual Remittance (CNY
CN STR Cross-Border Service Trade (CNY Payments
ID 1000 All receipts/payments affecting OCAs and ICAs of less than USD1,000 per transaction
ID 1011 Exports, f.o.b. Shipment of merchandise out of Indonesia
ID 1013 Refunds - export/import Refunds on returned imported merchandise
ID 1014 Prepayments - export/import Prepayments for merchandise to be exported
ID 1015 Transactions in merchandise in bunkers and other stores for transportation (such as aircraft and marine vessels), e.g., fuel, provisions, and supplies (such as navigational charts, food and beverages).
ID 1016 Services pertaining to processing of merchandise to be returned to the country of origin.
ID 1017 Passenger transportation
ID 1021 Repair/maintenance services for movable goods, such as marine vessels, aircraft, drilling rigs and similar items.
ID 1022 Freight to/from other countries Transportation by air, sea or other means (such as overland and pipeline)
ID 1024 Freight other than for export/import Freight services in Indonesia, in an overseas country or between overseas countries.
ID 1025 Transportation support services Transportation services provided at ports, airports and other transport terminals, comprising towing, cargo handling, navigation assistance, transportation maintenance services, warehousing, packaging services, commissions for passenger and freight agents, and other services pertaining to transportation.
ID 1030 All expenditures incurred for business and non business travel, such as for accommodation and purchase of food/beverages during travel. Does not include expenditures for transportation from/into the territory of Indonesia
ID 1040 All transactions for training/education (schools, seminars, courses, and so on), such as course registration fees, accommodation, and purchase of food and beverages pertaining to education and tranining.
ID 1050 Postal and courier services (such as PO box rental and collection/dispatch of letters, packages, newspapers/magazines, brochures and parcels), and telecommunications services (such as telephone, facsimile, broadcasting, and satellite services).
ID 1060 Construction and installation of buildings, offices, factories, and so on.
ID 1071 Services for all insurance activities (including commissions for insurance/ reinsurance agents in respect of insurance transactions), including: a. receipt/recognition of claim receivables or equivalent: Life Insurance
ID 1072 Services for all insurance activities (including commissions for insurance/ reinsurance agents in respect of insurance transactions), including: a. receipt/recognition of claim receivables or equivalent: Non Life Insurance
ID 1080 Payment of fees, commissions for brokerage and other services pertaining to financial institutions, such as payment of fees and commissions for activities pertaining to letters of credit, bank loan facilities, stock brokerage, underwriting, leasing, foreign currency trading, derivative and custodian transactions. Does not include services to insurance companies.
ID 1090 Services transactions pertaining to computer data and information (news), such as design and/or implementation of software, data processing, maintenance/repair of computers and peripherals (not including sale/purchase of computer hardware and peripherals), news agency/newspaper or magazine subscription services, photographs, feature articles, and so on.
ID 1099 Merchandise transactions other than exports and imports (such as domestic trade, trade with an overseas country or trade between overseas countries) and other than for bunkers and stores.
ID 1100 Fees for use of trademarks, franchises, patents, copyrights, and so on.
ID 1111 Operational leasing Lease without option of purchase for movable goods, such as marine vessels, aircraft, oil drilling equipment (rigs), and containers
ID 1112 Leasing of land and buildings Lease of land, office space, apartments, houses, and so on.
ID 1120 Mining, agricultural, forestry, and similar services Architectural, engineering, and similar services Research and development services Legal, accounting, audit, taxation, business, public relations, and management consultancy services Advertising and market research services, including sale and purchase of advertising space, exhibitions, product promotion, and polling Administration and operational services, such as building cleaning, translation, security and investigation, and personnel services.
ID 1129 All receipts/payments affecting overseas current accounts of the reporting Company for settlement of ICA balances (net settlement payments), originating from or paid into overseas banks/NBFIs
ID 1130 Services related to audiovisual production (such as production of motion picture films and videos, radio and television programs, music recordings, theater or circus performances, including use of distribution rights, and fees received by actors, directors and producers) and services related to activities in museums, libraries, archives, and other sports and recreational and cultural activities.
ID 1139 All receipts/payments arising from refunds of excess receipts/payments and excess recognition of accounts payable/receivable other than for exports/imports
ID 1140 Receipts from/payments to foreign governments/embassies/consulates/ attaches and international organizations (such as the UN, World Bank, IMF, ADB, and IDB).
ID 1161 Payments/receipts in respect of taxes or tax refunds, penalties/fines, subsidies, fishing/hunting/logging permits, work permits for foreign nationals, club/organization membership fees, and similar activities for which direct compensation is not provided
ID 1162 Grants/donations (including but not limited to those for humanitarian and religious purposes), government social security schemes, scholarships, prizes, and similar activities for which direct compensation is not provided.
ID 1163 Salaries, wages, and allowances paid to/received by employees, including social security, insurance and pension fund payments made by employers on behalf of employees.
ID 1170 Dividend and distributed profits
ID 1181 Interest on: 1) securities issued by non-residents (such as promissory notes, commercial paper, and bonds)
ID 1182 Interest on: 2) current accounts and deposits
ID 1183 Interest on: 3) borrowings/loans (including financial leasing).
ID 1189 Other investment income
ID 1191 Sale/purchase of transferable patents, copyrights, lease rights, trademarks, franchises, licenses, and contracts. Does not include fees for use of these assets.
ID 1192 Sale/purchase of land, buildings, unprocessed subsoil assets (such as minerals), and so on.
ID 1199 All service transactions other than mentioned above.
ID 1201 Equity participation Receipts from equity participation
ID 1202 Divestiture of equity participation Receipts from divestiture of equity participation
ID 1203 Reinvested earnings
ID 1206 Securities issued by non-residents: 1) Shares
ID 1207 Securities issued by non-residents: 2) Other securities, with maturities of: • more than one year (based on original maturity)
ID 1208 Securities issued by non-residents: 2) Other securities, with maturities of: • up to one year (based on original maturity)
ID 1209 Securities issued by residents: 1) Shares
ID 1210 Securities issued by residents: 2) Other securities with maturity of more than one year (based on original maturity), issued by: • Monetary authority
ID 1211 Securities issued by residents: 2) Other securities with maturity of more than one year (based on original maturity), issued by: • Central or regional government (such as Government bonds)
ID 1212 Securities issued by residents: 2) Other securities with maturity of more than one year (based on original maturity), issued by: • Banks (such as bank bonds and medium term notes)
ID 1213 Securities issued by residents: 2) Other securities with maturity of more than one year (based on original maturity), issued by: • Non bank financial institutions and non financial institution companies (such as bonds issued by financing companies and domestic private companies)
ID 1214 Securities issued by residents: 3) Other securities with maturity of up to one year (based on original maturity), issued by: • Monetary authority (such as Bank Indonesia Certificates)
ID 1215 Securities issued by residents: 3) Other securities with maturity of up to one year (based on original maturity), issued by: • Central and regional government
ID 1216 Securities issued by residents: 3) Other securities with maturity of up to one year (based on original maturity), issued by: • Banks (such as promissory notes and banker’s acceptances)
ID 1217 Securities issued by residents: 3) Other securities with maturity of up to one year (based on original maturity), issued by: • Non bank financial institutions and non financial institution companies (such as commercial papers issued by domestic private companies)
ID 1221 a. Provision/drawing of loans with maturity of:  1) up to one year (including sale or purchase of financial claims/factoring)
ID 1222 a. Provision/drawing of loans with maturity of:  2) more than one year
ID 1231 b. Repayment of loans with maturity of: 1) up to one year
ID 1232  b. Repayment of loans with maturity of:  2) more than one year
ID 1233 c. Financial leasing Leasing based on leasing contract with option to purchase.
ID 1255 a. Receipts in favor of OCI of reporting Company 1) addition to OCA against other OCA of the reporting Company
ID 1256 a. Receipts in favor of OCI of reporting Company 2) addition to OCA against deposit held by reporting Company (savings deposit, time deposit, etc.)
ID 1259  b. Cash withdrawal/deposit against/in favor of OCA
ID 1261 a. Spot transactions (including direct exchange of foreign currencies with foreign currency traders or other parties): 1) foreign currency against rupiah
ID 1262 a. Spot transactions (including direct exchange of foreign currencies with foreign currency traders or other parties): 2) foreign currency against foreign currency
ID 1263 b. Forward transactions: 1) foreign currency against rupiah
ID 1264 b. Forward transactions: 2) foreign currency against foreign currency
ID 1265 Derivative transactions Receipts/payments for settlement of derivative transactions (net settlement payments), including receipts/payments of premiums and variation/non repayable margins for purposes of forward transactions, options, and so on. Does not include fees and commissions paid to agents such as banks, brokers, or dealers. 1) Forward transactions or equivalent (such as swaps and futures).
ID 1266 Derivative transactions Receipts/payments for settlement of derivative transactions (net settlement payments), including receipts/payments of premiums and variation/non repayable margins for purposes of forward transactions, options, and so on. Does not include fees and commissions paid to agents such as banks, brokers, or dealers. 2) Option transactions or equivalent.
ID 1299 All capital/financial transactions other than mentioned above.
IN P0001 Repatriation of Indian investment abroad
IN P0002 Repatriation of Indian investment abroad
IN P0003 Repatriation of Indian investment abroad
IN P0004 Repatriation of Indian investment abroad
IN P0005 Repatriation of Indian investment abroad
IN P0006 Foreign direct investment in India in eq
IN P0007 Foreign direct investment in India in de
IN P0008 Foreign direct investment in India in re
IN P0009 Foreign portfolio investment in India in
IN P0010 Foreign portfolio investment in India in
IN P0011 Repayment of loans extended to Non-Resid
IN P0012 Long and medium term loans with original
IN P0013 Short term loans with original maturity 
IN P0014 Receipts o/a Non-Resident deposits (FCNR
IN P0015 Loans and overdrafts taken by ADs on the
IN P0016 Purchase of a foreign currency against a
IN P0017 Sale of intangible assets like patents, 
IN P0018 Other capital receipts not included else
IN P0101 Value of export bills negotiated / purch
IN P0102 Realisation of export bills ((in respect
IN P0103 Advance receipts against export contract
IN P0104 Receipts against export of goods not cov
IN P0105 Export bills (in respect of goods) sent 
IN P0106 Conversion of overdue export bills from 
IN P0107 Realisation of NPD export bills (full va
IN P0201 Receipts of surplus freight/passenger fa
IN P0202 Purchases on account of operating expens
IN P0205 Purchases on account of operational leas
IN P0207 Receipts of surplus freight/passenger fa
IN P0208 Receipt on account of operating expenses
IN P0211 Purchases on account of operational leas
IN P0213 Receipts on account of other transportat
IN P0301 Purchases towards travel (Includes purch
IN P0308 FC surrendered by returning Indian touri
IN P0401 Postal services
IN P0402 Courier services
IN P0403 Telecommunication services
IN P0404 Satellite services
IN P0501 Receipts for cost of construction of ser
IN P0601 Receipts of life insurance premium
IN P0602 Receipts of freight insurance – relating
IN P0603 Receipts on account of other general ins
IN P0604 Receipts of Reinsurance premium
IN P0605 Receipts on account of Auxiliary service
IN P0606 Receipts on account of settlement of cla
IN P0701 Financial intermediation except investme
IN P0702 Investment banking - brokerage, under wr
IN P0703 Auxiliary services - charges on operatio
IN P0801 Hardware consultancy/implementation
IN P0802 Software consultancy/implementation (oth
IN P0803 Data base, data processing charges
IN P0804 Repair and maintenance of computer and s
IN P0805 News agency services
IN P0806 Other information services- Subscription
IN P0807 Off site Software Exports
IN P0901 Franchises services - patents,copy right
IN P0902 Receipts for use, through licensing arra
IN P1001 Merchanting Services - net receipt (from
IN P1002 Trade related services - Commission on e
IN P1003 Operational leasing services (other than
IN P1004 Legal services
IN P1005 Accounting, auditing, book keeping and t
IN P1006 Business and management consultancy and 
IN P1007 Advertising, trade fair, market research
IN P1008 Research & Development services
IN P1009 Architectural, engineering and other tec
IN P1010 Agricultural, mining and on -site proces
IN P1011 Inward remittance for maintenance of off
IN P1012 Distribution Services
IN P1013 Environmental Services
IN P1019 Other services not included elsewhere
IN P1101 Audio-visual and related services – serv
IN P1102 Personal, cultural services such as thos
IN P1201 Maintenance of foreign embassies in Indi
IN P1203 Maintenance of international institution
IN P1301 Inward remittance from Indian non-reside
IN P1302 Personal gifts and donations
IN P1303 Donations to religious and charitable in
IN P1304 Grants and donations to governments and 
IN P1306 Receipts / Refund of taxes
IN P1401 Compensation of employees
IN P1403 Inward remittance towards interest on lo
IN P1404 Inward remittance of interest on debt se
IN P1405 Inward remittance towards interest recei
IN P1406 Repatriation of profits to India
IN P1407 Receipt of dividends by Indians
IN P1501 Refunds / rebates on account of imports
IN P1502 Reversal of wrong entries, refunds of am
IN P1503 Remittances (receipts) by residents unde
MY 0000 FOOD AND LIVE ANIMALS
MY 1000 Beverages and tobacco
MY 2000 Crude materials, inedible, except fuels
MY 3000 Mineral fuels, lubricants and related ma
MY 4000 Animal and vegetable oils, fats and waxe
MY 5000 Chemicals and related products, not clas
MY 6000 Manufactured goods
MY 7000 Machinery, non-customised packaged softw
MY 7100 Power lines, pipelines and undersea comm
MY 8000 Miscellaneous manufactured articles
MY 9000 Commodities and miscellaneous transactio
MY 9001 Goods (Broad Classification)
MY 9100 Refunds relating to goods transactions
MY 9700 Non-monetary gold
MY 10010 Goods for processing (manufacturing serv
MY 11110 Freight by air
MY 11120 Freight by sea
MY 11130 Freight by other modes of transportation
MY 11210 Passenger fare by air
MY 11220 Passenger fare by sea
MY 11230 Passenger fare by other modes of transpo
MY 12110 Airport services
MY 12120 Port services
MY 12130 Other terminal facilities
MY 12140 Postal and courier services
MY 12210 Charter of aircraft (with crew)
MY 12220 Charter of ships and vessels (with crew)
MY 12230 Charter of other modes of transport (wit
MY 12310 Rentals/operating leasing of aircraft (w
MY 12320 Rentals/operating leasing of ships and v
MY 12330 Rentals/operating leasing of other trans
MY 12400 Fees for salvage operations
MY 12500 Repair and maintenance of aircraft, ship
MY 13110 Goods and services purchased by travelle
MY 13210 Goods and services purchased through bus
MY 13220 Goods and services purchased by short te
MY 13300 Travel for pilgrimage and religious obse
MY 13400 Travel for medical treatment
MY 13500 Education-related
MY 14110 Direct investment income
MY 14120 Portfolio investment income
MY 14130 Retained earnings
MY 14140 Investment income attributable to Non-re
MY 14210 Interest paid to/ received from related
MY 14220 Interest paid to/ received from non-rela
MY 14230 Interest paid to/received from Non-resid
MY 14240 Interest paid to/received from Non-resid
MY 14250 Interest paid to/received from Non-resid
MY 14310 Wages and salaries in cash
MY 14320 Wages and salaries in kind/benefits attr
MY 14330 Employer's social contributions
MY 14410 Taxes on products and productions
MY 14420 Subsidies on products and productions
MY 14430 Rental on natural resources
MY 15100 Malaysian government offices abroad and
MY 15200 International organisations
MY 15300 Trade missions
MY 15400 Commission and other charges relating to
MY 15500 The Bank minting of coins and printing o
MY 16100 Telecommunication services
MY 16210 Construction and installation services i
MY 16220 Construction and installation services a
MY 16311 Premium paid/received on high risk insur
MY 16312 Premiums paid/received on other general
MY 16313 Premium paid/received on life insurance/
MY 16314 Premiums paid/received on reinsurance/re
MY 16315 Premium paid/received on insurance/takaf
MY 16321 Claims settlements on high risk insuranc
MY 16322 Claims settlements on other general insu
MY 16323 Claims settlements on life insurance/tak
MY 16324 Claims paid/received on reinsurance/reta
MY 16325 Claims paid/received on insurance/takafu
MY 16332 Auxiliary Insurance Services
MY 16410 Explicitly-charged financial services
MY 16420 Explicit margins on buying and selling o
MY 16430 Explicitly-charged asset management serv
MY 16440 Financial intermediation service charges
MY 16510 Computer services
MY 16520 Information services
MY 16610 Charges associated with intellectual pro
MY 16620 License fees to reproduce and distribute
MY 16710 Merchanting trade
MY 16720 Sharing of administrative expenses
MY 16730 Research and development
MY 16740 Architectural, engineering, and other te
MY 16750 Agricultural, mining, and on-site proces
MY 16760 Advertising, market research and public
MY 16771 Legal services
MY 16772 Accounting services
MY 16773 Management consulting services
MY 16780 Rentals/operating leasing of dwellings,
MY 16791 Trade-related services
MY 16792 Waste treatment services
MY 16810 Audio-visual and artistic related servic
MY 16820 Health services
MY 16830 Education services
MY 16840 Heritage and recreational services
MY 16850 Other personal services
MY 16900 Other services transactions not identifi
MY 16910 Refunds relating to services transaction
MY 17010 Inter-company settlement for offsetting
MY 17020 Transfer by a company to/from its own cu
MY 17030 Bilateral trade transactions.
MY 17040 Transfer of funds between overseas accou
MY 17050 Transfer of funds between banking instit
MY 17060 Transfer of funds between overseas accou
MY 17070 Transfer by a resident (exclude bank) to
MY 17080 Settlement between Remittance Services P
MY 21110 Government Sector: Grants, aid, donation
MY 21120 Government Sector: Pension, gratuity
MY 21131 Taxes on income, wealth and other taxabl
MY 21132 Fines and penalties (government sector)
MY 21133 Social contributions and benefits (gover
MY 21140 Compensation and pledging
MY 21201 Personal transfer
MY 21210 Grants and gifts
MY 21220 Workers' remittances
MY 21230 Legacies, compensations and prizes
MY 21241 Taxes on income, wealth and other taxabl
MY 21242 Fines and penalties (private sector)
MY 21245 Net premiums on non-life insurance and s
MY 21246 Non-life insurance claims and calls unde
MY 22110 Debt forgiveness (government sector)
MY 22130 Other capital transfers (government sect
MY 22210 Debt forgiveness (private sector)
MY 22220 Migrant transfer
MY 22230 Other capital transfers (private sector)
MY 23000 Acquisition/ disposal of non-produced, n
MY 31111 Extension/receipt (drawdown) of long-ter
MY 31112 Repayment of principal to/by Non-residen
MY 31113 Prepayment of principal to/by Non-reside
MY 31121 Extension/receipt (drawdown) of short-te
MY 31122 Repayment of principal to/by Non-residen
MY 31123 Prepayment of principal to/by Non-reside
MY 31311 Issuance
MY 31312 Redemption
MY 31411 Financial lease extension to/receipt fro
MY 31412 Repayment of financial lease to/receipt
MY 31413 Prepayment of financial lease to/receipt
MY 31511 Credit facilities extension to/receipt f
MY 31512 Repayment of credit facilities to/by Non
MY 31513 Prepayment of credit facilities to/by No
MY 31911 Extension to /receipt from Non-resident.
MY 31912 Repayment of other loans facilities to/b
MY 31913 Prepayment of other loans facilities to/
MY 31921 Extension to /receipt from Non-resident.
MY 31922 Repayment of other loans facilities to/b
MY 31923 Prepayment of other loans facilities to/
MY 33000 Employee stock options
MY 34000 Subscriptions/ Contributions to/ Reimbur
MY 35130 Mergers and acquisitions
MY 35140 Equity investment other than mergers and
MY 35200 Liquidation of investment
MY 35300 Head office accounts in branches
MY 35400 Capital Expenditure in Special Enterpris
MY 36110 Issued by residents in domestic capital
MY 36120 Issued by residents in international mar
MY 36130 Issued by Non-residents in international
MY 36140 Issued by Non-residents in domestic capi
MY 36210 Issued by residents in domestic capital
MY 36220 Issued by residents in international mar
MY 36230 Issued by Non-residents in international
MY 36240 Issued by Non-residents in domestic capi
MY 36310 Issued by residents in domestic capital
MY 36320 Issued by residents in international mar
MY 36330 Issued by Non-residents in international
MY 36340 Issued by Non-residents in domestic capi
MY 36410 Purchase/sale of Malaysian Government se
MY 36420 Purchase/sale of Foreign Government secu
MY 36430 Purchase/sale of Foreign Government secu
MY 37100 Swaps
MY 37200 Forwards
MY 37300 Futures
MY 37400 Options
MY 37900 Others derivatives
MY 39111 Purchase/sale of real estate in Malaysia
MY 39112 Purchase/sale of real estate in Malaysia
MY 39121 Purchase/sale of real estate abroad (com
MY 39122 Purchase/sale of real estate abroad (res
MY 39131 Purchase/sale of real estates in host co
MY 39132 Purchase/sale of real estates in host co
MY 39210 Placement/withdrawal of deposits of resi
MY 39220 Placement/withdrawal of deposits of resi
MY 39230 Placement/withdrawal of deposits by Non-
MY 39240 Deposits balances of foreign offices of
MY 39250 Placement/withdrawals of deposits in FC
MY 39260 Nostro balances with the correspondent b
MY 39300 Currency
MY 39600 Guarantees
MY 39700 Credit Commitments
MY 39900 Other investment nie
  OTHERS Others
5 If required, add or enter Client Reference up to 35 characters and will appear as part of the narrative on the debit account and beneficiary's statements and on payment reports.
6
The option to charge your beneficiary is not available in ANZ Transactive Global. If you have elected to charge your beneficiary in a file import, the system will default the charges to SHA.

Select Charges

  • SHA - this means any fees charged by other banks (including our correspondent banks, any other intermediary banks and/or the recipient's bank) will be deducted from the payment before the proceeds are paid to the beneficiary.
  • OUR - 'OUR Charge' fee is charged by us. We will cover fees charged by our correspondent banks used in processing this payment. Other banks (including other intermediary banks and/or the recipient's bank) may charge an additional fee.
7

If required, enter Intermediary Bank details:

  • Select Clearing Code Type
  • Search and select Clearing Code
If the intermediary bank input field is not visible for your international payment instruction, please contact your ANZ Customer Service Centre for assistance with updating your organisation’s permissions.
8 If required, enter Remittance Information up to 140 characters that will appear on the Beneficiary Advice, the Payment Detail Report and Field 70 of the SWIFT MT103 message
9 If required, enter Additional Details up to 80 characters x 100 lines of information that will appear on the Beneficiary Advice and the Payment Detail Report.
Any text that exceeds these limits, will be truncated.
10

If required, enter Debit Advice Description up to

  • 140 characters where debit account is domiciled is CN or
  • 55 characters where debit account is not domiciled in AU, CN or NZ.
11

If required, tick Email Beneficiary Advice and enter email address(es) up to 255 characters, separated by a comma

  • Pre-populated email addresses are derived from the beneficiary details in the Beneficiaries list
  • Please refer to Payment Report Types for a sample Beneficiary Advice
12

If required, select code and enter Sender to Receiver Information up to 28 characters that will appear in field 72 of the SWIFT message:
 

Sender to Receiver Details
TYPE CODE DESCRIPTION
ACC Instructions for Acct with Institution /ACC/
CCDNDR Charity
CCTFDR Captial
CGODDR Goods
COCADR Other
CSTRDR Service
EDU UAE Educational Support /EDU/
FAM UAE Family Support Workers Remittances /FAM/
FIS UAE Financial Services /FIS/
FND Full No Deduct /FND/
GDS UAE Goods Bought or Sold /GDS/
GRI UAE Government Related /GRI/
IGT UAE Inter Group Transfer /IGT/
INS Instructing Inst of Sender to Execute /INS/
INT Instructions for Intermediary Institution /INT/
LIP UAE Loan Interest Payments /LIP/
OTS UAE Other Modes of Transport /OTS/
PRIORITY Priority Payment/PRIORITY/
REC Instructions for Receiver of Message /REC/
SAL UAE Salary /SAL/
TTS UAE Technical Trade and Other Business Services /TTS/
TRADE Instructing Inst of Sender to Execute /TRADE/
13

If required, click Upload Document to upload doc, docx, jpg, jpeg or pdf supporting documents for this payment instruction, with up to five files not exceeding a total size of 15MB.

Supporting documents are required when the payment instruction contains the local currency and FX details.
16 Click Save
17

If required, choose your FX Details* option:

Bank Book

Use Bank Book when:

  • you do not have an existing FX contract to readily use or,
  • the value of the payment is less than or equal to the equivalent of $500K USD.

Upon submission of the payment, the bank will book a foreign exchange rate for the cross-currency payment. For future dated payments, the payment will appear in your Current Payments grid until the value of the payment. The status will update to Processing, pending the bank to book a foreign exchange rate.

Contract

Payments above $500K USD equivalent requires a prebooked contract rate.
Choose a prebooked foreign exchange rate:

STEP ACTION
1 Select Contract from Rate Type
2 Click Add FX Contracts
3 Choose FX Contract ID to apply to the payment instruction
4 Click OK
5 Enter Utilised Amount for the full payment amount
18

Do you wish to continue the payment at a later stage?

  • Yes - Click Save as Draft, then click OK and Close Payment to exit out to the payment and return to the Current Payments screen. Payment will be in a Draft status.
  • No - Continue steps below
19 Click Review & Submit
20

Click Submit

RESULT: Payment has been submitted and pending approval.

* A non-transactable daily mid-rate (which does not include a margin) has been used to estimate the transaction value for the purpose of approval discretions and available funds checking. The actual exchange rate for the transaction will be displayed when a trade or contract is applied to the payment request.

Errors and Alerts

Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.

Mandatory field validations

Errors and Alerts HK & SG.png
 

Beneficiary alert notifications

  • Error is indicated by a red triangle. Details must be corrected to proceed with payment processing.
  • Alert with Warning is indicated by an amber triangle. Details can be corrected or accepted to proceed with payment processing.

Beneficiary Alert notification AU & NZ.png

Errors and Alerts within the Beneficiary Payment Details screen

  • Error is indicated by a red triangle. Details must be corrected to proceed with payment processing
  • Alert with Warning is indicated by an amber triangle. Details can be corrected or accepted to proceed with payment processing

Errors and Alerts AU & NZ.png

Foreign exchange field validations

Rates Error Messages.png Error - PH Bank Book.png

Next Steps

When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:

  • Request Payment Summary Report - Download in CSV, PDF and XLSX
  • Save Payment as Template - View in Templates menu. Use Payment Template.
  • Create Another Payment
  • View this Payment in a Pending Approval status
  • Click OK to close the payment and return to the Current Payments screen

When the payment has been successfully submitted for approval(s), the next steps can be:

When the international payment is in a Completed status, you can Generate an MT103 message for each individual beneficiary in the payment instruction.

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