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New Zealand - Domestic payment

Geography: This article is applicable for ANZ Transactive Global customers banking in New Zealand.
Full details are available in Features by Geography.
About Domestic Payments

What is a Domestic payment

New Zealand Domestic payments allow you to transfer funds from your New Zealand domiciled NZD account registered to ANZ Transactive Global, to a beneficiary's New Zealand domiciled NZD account. Payments are submitted in batches. New Zealand Domestic payments are available 7 days a week, including weekends and public holidays.

Payment method rules for Domestic payments

Who can create a Domestic payment?

  • Eligible users with Payment Management role permissions and account access can create and manage a Domestic payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
    • Manage Payments - Adhoc (Adhoc & Approved Beneficiaries)
    • Manage Payments - Approved Beneficiary / Templates
    • Manage Payments - Import Payments
  • The Domestic Salary Payment option is only available to view and action if you have Payroll user permissions.
  • Only users who are entitled to the Confidential Data Group will be able to view and action payments when the Confidential Data Group option is selected.
For more information, please refer to Role Permissions and User Permissions.
Payment input screens
Domestic Payment screen

The following image is an example of a domestic payment screen with fields including the division, debit account, payment method, value date and cut-off time, payment name and reference, and beneficiary details.<>

  • Cut-off time (near the value date) indicates the payment method cut-off time, based on the originating jurisdiction and payment currencies
  • The time zone and format (near the value date) are displayed as per your User profile and preferences
  • The ANZ Transactive Global mobile app will display the cut-off time in the payment time zone.
Domestic Payment input screen TG2.0.png
Beneficiary Payment Details screen

The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, beneficiary particulars, code and reference, beneficiary email advice option and additional remittance information.

Beneficiary Payment Details Screen TG2.0.png
Beneficiary Details screen

The following image is an example of the Beneficiary Details screen with fields including the beneficiary's name, account and email address. 
 

Beneficiary Details Screen TG2.0.png

Create a Domestic payment video

Create a Domestic payment

There are multiple ways you can create a domestic payment using the Domestic payment method type from the Payments menu. Choose from the following options:

  1. Click Create Payment > Domestic Payment or Domestic Salary Payment (see step-by-step instructions below)
  2. Click Create Payment > Use Payment Template
  3. Click Create Payment > Use Payment File - NZ CSV
  4. Click Create Payment > Use a Past Payment
  5. Click Current Payments > New > Domestic Payment or Domestic Salary Payment (see step-by-step instructions below)
STEP ACTION
1 Click Payments > Create Payment menu, or
Click Payments > Current Payments menu > New.
2

If required, choose a Country or Region where the funding account is domiciled. Select either:

  • Australia, New Zealand or China
  • Other Countries or Regions (Hong Kong, India, the Philippines, Singapore or Vietnam)
3 Click Domestic Payment or Domestic Salary Payment.
4 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
5 Select the Debit Account.
6 Select Domestic Payment Method.
7 Value Date will default with the current business date.
If required, choose a future value date up to 120 days.
8 If required, set the Release Time by entering the hour and minute.
 
9 Enter a Payment Name up to 16 characters that will appear on payment reports.
10 If required, enter Particulars up to 12 characters that will appear within the narrative on the debit account.
11 If required, enter Code up to 12 characters that will appear within the narrative on the debit account.
12 If required, enter Reference up to 12 characters that will appear within the narrative on the debit account.
13 If required, select a Confidential Data Group.
14 If required, select the Individual Debits indicator to generate a separate debit entry on your account for each individual beneficiary payment instruction.
15
To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.
Control Bar
CONTROL BAR ITEM DESCRIPTION
Add Add individual Beneficiary details to the payment instruction.
Remove Tick the checkbox next to the Beneficiary details, then click Remove.
Batch Defaults Update Batch Defaults for Domestic payments, including the remitter name, transaction code, beneficiary particulars, code and reference for every subsequent beneficiary added.
Filter Filter data on the screen. Enter criteria into one or more text boxes that are under each column heading to display matching records.


Click Add to add one or more beneficiary details using the following options:

Add Beneficiary from your Beneficiaries list
Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
Add New Beneficiary
Users must have entitlements to create new beneficiaries to complete these steps.
STEP ACTION
1 Click Add New Beneficiary from the Beneficiary Name field.
2

Enter Beneficiary Name up to 140 characters.

Verify Beneficiary Details 

  1. Click Verify Beneficiary Details

    RESULT: Verify Beneficiary Details pop-up window will display the Beneficiary Verification outcome. For all Confirmation of Payee outcomes, please refer to Confirmation of Payee.
  2. Click Continue to proceed with New Beneficiary details, or
  3. Click Cancel to update the Beneficiary account name and account and re-verify.
3 Enter the Beneficiary's Account Number.
2-digit bank code, 4-digit branch code, 7-digit account, 2-3-digit suffix.
4 If required, enter the Beneficiary email address up to 255 characters to receive the Beneficiary Advice.
5 If required, tick 'Add this Beneficiary to Address Book'.
6 Click Procced.
7 If required, click Add again to add additional beneficiaries.
Proceed to next steps.
16 If required, enter Particulars up to 12 characters that will appear within the narrative on the beneficiary's statement.
17 If required, enter Code up to 12 characters that will appear within the narrative on the beneficiary's statement.
18 If required, enter Reference up to 12 characters that will appear within the narrative on the beneficiary's statement.
19 Enter the Beneficiary payment amount.
20

If required, click Beneficiary Payment Details icon to view or update additional beneficiary information:

Add or update Beneficiary Payment Details
STEP ACTION
1 Add or edit Beneficiary Name.
2 Add or edit Payment Amount.
3

Add or edit Transaction Code:

  • 50 - General Payment
  • 52 - Payroll
4 Add or edit Remitter Name up to 16 characters that will appear within the narrative on the beneficiary's statement.
5 Add or edit beneficiary Particulars up to 12 characters that will appear within the narrative on the beneficiary's statement.
6 Add or edit beneficiary Code up to 12 characters that will appear within the narrative on the beneficiary's statement.
7 Add or edit beneficiary Reference up to 12 characters that will appear within the narrative on the beneficiary's statement.
8 If required, enter Remittance Information up to 140 characters and will appear on the Beneficiary Advice and Payment Details Report.
9 If required, enter Invoice Details up to 80 x 60 lines and will appear on the Beneficiary Advice and Payment Details Report.
10 If required, tick Email Beneficiary Advice and enter an email address.
Please refer to Payment Report Types for a sample Beneficiary Advice.
11 Click Save.
21

Do you wish to continue the payment at a later stage?
 

  • Yes - Click Save as Draft, then click OK, then click Close to exit out to the payment and return to the Current Payments screen. Payment will be in a Draft status.
  • No - Continue steps below
22 Click Review & Submit.
23

Click Submit.

RESULT: Payment has been submitted and pending approval.
Errors and Alerts

Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.

Mandatory field validations:

Error Domestic Payment mandatory field TG2.0.png

Beneficiary alert notifications:

  • Error is indicated by a red triangle. Details must be corrected to proceed with payment processing.
  • Alert with Warning is indicated by an amber triangle. Details can be corrected or accepted to proceed with payment processing.
Beneficiary alert notification TG2.0.png

Errors and Alerts within the Beneficiary Payment Details screen:

  • Error is indicated by a red triangle. Details must be corrected to proceed with payment processing
  • Alert with Warning is indicated by an amber triangle. Details can be corrected or accepted to proceed with payment processing
Error Beneficiary Payment Details.png

Next Steps

When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:

  • Request Payment Summary Report - Download in CSV, PDF and XLSX
  • Save Payment as Template - View in Templates menu. Use Payment Template.
  • View this Payment in a Pending Approval status
  • Click OK to close the payment and return to the Current Payments screen

When the payment has been successfully submitted for approval(s), the next steps can be:

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