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Create RTGS Template (Philippines)

Geography: This article is applicable for ANZ Transactive – Global customers banking in Philippines.
Full details are available in Features by Geography.
About RTGS Templates

What is a RTGS template?

Real Time Gross Settlement (RTGS) template allows you to setup frequently used payment instructions to transfer funds from your Philippines domiciled account registered to ANZ Transactive – Global, to a beneficiary's Philippines domiciled PHP account in the Philippines. Funds are credited to the beneficiary account on the same day, rather than overnight.
Once successfully created, you can use the preconfigured template to create your payment instructions.

Payment Template Rules for RTGS Payments

  • Fields marked with an asterisk (*) within a template are considered mandatory. Additional information can be added at time of payment, including value date, additional information, etc.
  • Template Approvals are required if your organisation needs Approval for templates when creating, editing or deleting a template. Once approved, the template can be used to create a payment.
  • New Beneficiaries added to a template may need to be approved before the template can be used to create a payment.
  • Invalid Character rules apply to this payment type.

Who can create a RTGS template?

  • Eligible users with Payment Management role permissions and account access can create and manage a RTGS payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
    • Manage Payments - Adhoc (Adhoc & Approved Beneficiaries)
    • Manage Payments - Approved Beneficiary / Templates
    • Manage Payments - Import Payments

Users with more than 1000 accounts, may need to use the Previous or Next arrows on the screen to search and select the debit account when creating a payment.

For more information, please refer to Role Permissions and User Permissions.
Payment template input screens
Domestic Payment template screen
The following image is an example of a domestic payment screen with fields including the division, debit account, payment method, payment name and reference, debit advice description and beneficiary details. UPDATED PH RTGS Template screen.png
Beneficiary Payment Details screen
The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, purpose code, beneficiary email advice option, additional remittance information, and Sender to Receiver information.
RTGS Beneficiary Payment Details screen.png
Beneficiary Details screen
The following image is an example of the Beneficiary Details screen with fields including the beneficiary bank details, beneficiary's name, address and account details, beneficiary bank details, and beneficiary email address.
RTGS Beneficiary Details screen v.02.png

Create a RTGS template

To create a domestic payment template, follow the steps below:

STEP ACTION
1 Click Payments > Templates menu.
2 Click New on the Control Bar.
3

If required, choose a Country or Region where the funding account is domiciled. Select either:

  • Australia, New Zealand or China
  • Other Countries or Regions (Hong Kong, India, the Philippines, Singapore or Vietnam)
4 Click Domestic Payment Template.
5 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
6 Select the Debit Account.
7 Select RTGS Payment Method.
8 Enter a Template Name up to 35 characters. This will become the Template Name when you create a payment from the template.
9 Enter Template Description up to 40 characters.
10 Enter a Payment Reference up to 35 characters that will appear within the narrative on the funding account, beneficiary's statement and payment reports.
11 If required, enter a Debit Advice Description up to 55 characters that will appear on your debit account statement.
12
To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.
Control Bar
CONTROL BAR ITEM DESCRIPTION
Add Add individual Beneficiary details to the payment instruction.
Remove Tick the checkbox next to the Beneficiary details, then click Remove.
Filter Filter data on the screen. Enter criteria into one or more text boxes that are under each column heading to display matching records.


Click Add to add one or more beneficiary details using the following options:

Add Beneficiary from your Beneficiaries list
Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
Add New Beneficiary
Users must have entitlements to create new beneficiaries to complete these steps.
STEP ACTION
1 Click Add New Beneficiary from the Beneficiary Name field.
2 'Add this Beneficiary to your Beneficiaries, when the template is submitted.' is selected by default.
3

Enter Beneficiary Bank Details:

  1. Clearing Code - Enter or search for the Beneficiary Bank Clearing code.
  2. Account Number - Enter the beneficiary account number up to 34 characters.
  3. Select Account Type
    • Resident Individual
    • Non-Resident Individual
    • Resident Corporate
    • Non-Resident Corporate
4

Enter Beneficiary Details:

  1. Beneficiary Name - Enter full legal name or registered legal entity name or beneficiary up to 140 characters
  2. Email Address - If required, enter Beneficiary email address(es) up to 255 characters, separated by a comma
  3. My Beneficiary ID - Enter your unique Beneficiary identifier up to 35 characters
  4. Country or Region - Select Beneficiary country or region
  5. Address Line 1 & 2 - If required, enter Beneficiary address up to 35 characters per line
  6. City - If required, enter Beneficiary City up to 35 characters
5 Click Save
6 If required, click Add again to add additional beneficiaries.
Proceed to next steps.
13 If required, enter Client Reference up to 35 characters if different from the Payment Reference prepopulated.
14 If required, enter the Beneficiary payment amount.
This can be added or updated at time of payment.
15

If required, click Beneficiary Payment Details icon to view or update additional beneficiary information:

Add or update Beneficiary Payment Details
STEP ACTION
1 Add or edit Beneficiary.
2 Add or edit Payment Amount.
3 Add or edit Client Reference.
4

Select Purpose Code.

Purpose Codes & Descriptions
PURPOSE CODE DESCRIPTION
BLSPAY Bills payment to non-government
CORPYB Corporate payment to business
CORPYG Corporate payment to government
CORPYP Corporate payment to person
IBCFTR Interbank Customer FT – Remittance
IBCPAY Interbank Customer Payment
IBCPYM Interbank Customer Payment to Merchants
PAYGOV Other payments to government
PAYRLL Salary payment
OTHERS Others
5

Select Charges:

  • SHA - this means any fees charged by other banks (including our correspondent banks, any other intermediary banks and/or the recipient's bank) will be deducted from the payment before the proceeds are paid to the beneficiary.
  • OUR - 'OUR Charge' fee is charged by us. We will cover fees charged by our correspondent banks used in processing this payment. Other banks (including other intermediary banks and/or the recipient's bank) may charge an additional fee.
6 If required, enter Remittance Information up to 140 characters. This will appear on the Beneficiary Advice and Payment Detail Report.
7 If required, enter Additional Information up to 8000 characters. This will appear on the Beneficiary Advice and Payment Detail Report and is not included in the payment.
8 If required, enter Debit Advice Description up to 55 characters
9 If required, tick Email Beneficiary Advice and enter email address(es) up to 255 characters, separated by a comma.
10

If required, select code and enter Sender to Receiver Information up to 28 characters that will appear in field 72 of the SWIFT message:
 

Sender to Receiver Details
TYPE CODE DESCRIPTION
ACC Instructions for Acct with Institution /ACC/
CCDNDR Charity
CCTFDR Capital
CGODDR Goods
COCADR Other
CSTRDR Service
EDU UAE Educational Support /EDU/
FAM UAE Family Support Workers Remittances /FAM/
FIS UAE Financial Services /FIS/
FND Full No Deduct /FND/
GDS UAE Goods Bought or Sold /GDS/
GRI UAE Government Related /GRI/
IGT UAE Inter Group Transfer /IGT/
INS Instructing Inst of Sender to Execute /INS/
INT Instructions for Intermediary Institution /INT/
LIP UAE Loan Interest Payments /LIP/
OTS UAE Other Modes of Transport /OTS/
PRIORITY Priority Payment/PRIORITY/
REC Instructions for Receiver of Message /REC/
SAL UAE Salary /SAL/
TTS UAE Technical Trade and Other Business Services /TTS/
TRADE Instructing Inst of Sender to Execute /TRADE/
11 Click Save
16

Do you wish to continue the payment at a later stage?

  • Yes - Click Save as Draft, then click OK, then click Close to exit out to the payment and return to the Current Payments screen. Payment will be in a Draft status.
  • No - Continue steps below
17 Click Review & Submit.
18

Click Submit.

RESULT: Payment has been submitted and pending approval.
Errors and Alerts

Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.

Mandatory field validations:

Error Message 1.png

Beneficiary alert notifications:

  • Error is indicated by a red triangle. Details must be corrected to proceed with payment processing.
  • Alert with Warning is indicated by an amber triangle. Details can be corrected or accepted to proceed with payment processing.
Error - Beneficiary Alert.png

Errors and Alerts within the Beneficiary Payment Details screen:

  • Error is indicated by a red triangle. Details must be corrected to proceed with payment processing
  • Alert with Warning is indicated by an amber triangle. Details can be corrected or accepted to proceed with payment processing
Error - Mandaroty Fields with Red Triangle.png

Next Steps

When the payment template has been successfully submitted for approval and is in a Pending Approval status, the next steps can be:

When the payment template has been successfully approved and is in an Approved status, the next steps can be:

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