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Indonesia - Domestic payments

Geography: This article is applicable for ANZ Transactive Global customers banking in Indonesia.
Full details are available in Features by Geography.
Payment file upload option using ANZ Transactive Cash Asia file format guides is available through the ANZ Fileactive Portal.
ACH (SKN) payment
About ACH (SKN) payments

What is an ACH (SKN) payment?

ACH (Automated Clearing House) SKN (Sistem Kliring Nasional) is a domestic-low value payment that allows you to transfer funds from your Indonesia domiciled account registered to ANZ Transactive Global, to a beneficiary's Indonesia domiciled IDR account in Indonesia. Funds are credited to the beneficiary account on the next working day. This payment type also allows you to create Payroll (Salary) payments.
For more information, please refer to Asia & Pacific - Payment types.

Payment method rules for ACH (SKN) payments

  • Value date will default with the current or next business date if the payment is created on a non-business date. If today's payment misses the cut-off time, your payment will remain in a processing status until it is processed on the next business date.
  • Non-business day - ANZ Transactive Global will not allow you to create a payment where the Value Date is a non-business day (e.g., weekend, public holiday, bank holiday) or a currency holiday
  • Payment currency is IDR only
  • Maximum payment value is $999,999,999

Who can create a Domestic payment?

  • Eligible users with Initiator and account access can create and manage an ACH (SKN) payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
    • Initiator
    • Initiate/Authorise
    • Full Access
  • Only users who are entitled to Payroll Payments will be able to view, edit and approve payments when the Payroll indicator selected.
Payment input screens
Domestic Payment screen
The following image is an example of a domestic payment screen with fields including the division, debit account, payment method, execution date, and beneficiary details.
ACH Payment screen (ID).png
Beneficiary Payment Details screen
The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, payment reference, remittance information and invoice details.
ACH Beneficiary payment details screen (ID).png
Beneficiary Details screen
The following image is an example of the Beneficiary Details screen with fields including the beneficiary's name, address, account and beneficiary email address. 
ACH Beneficiary details screen (ID).png

Create an ACH (SKN) payment

There are multiple ways you can create a domestic payment using the ACH (SKN) payment method from the Asia & Pacific Payments menu. Choose from the following options:

  1. Click Create Payment > Domestic Payment (see step-by-step instructions below)
  2. Click Create Payment > Use payment templates
  3. Click Create Payment > Use payment file using Asia & Pacific File Format Guides
  4. Click Create Payment > Use existing payment
  5. Click Approve Payments > New > Domestic Payment (see step-by-step instructions below)
  6. Click Current Payments > New > Domestic Payment (see step-by-step instructions below)

To create an ACH (SKN) payment and manually enter the payment instructions, follow the steps below:

STEP ACTION
1 Click Asia & Pacific Payments > Create Payment menu or
Click Asia & Pacific Payments > Current Payments menu > New or
Click Asia & Pacific Payments > Approve Payments menu > New.
2 Click Domestic Payment.
3 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
The Bank/Branch field will prepopulate from the Division selected.
4 Select a Debit Account.
5 Select ACH (SKN) Payment Method
The Ordering Party Name will prepopulate based on the debit account selected.
6 Execution Date defaults with the current business date.
If required, click Later to choose a future value date.
7 If required, select Payroll for confidential salary payments and to restrict access to view, edit and approve the payment.
8 If required, select the Individual Debits indicator to generate a separate debit entry on your account for each individual beneficiary payment instruction.
9
To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.

Click Add to add one or more beneficiary details using the following options:

Add Beneficiary from your Beneficiaries list
Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
Add New Beneficiary
Users must have entitlements to create new beneficiaries to complete these steps.
Currently, new beneficiaries cannot be saved to your Beneficiaries menu.
STEP ACTION
1 Click Add New Beneficiary from the Beneficiary Name field.
2 Enter Beneficiary Name up to 35 characters.
3 Enter Beneficiary Address up to 35 characters per line and City.
4 Select Country or Region.
5 Enter the Beneficiary's Account Number without spaces or hyphens.
6

If required, enter a Beneficiary email address to send a Beneficiary Advice.

  • Separate email addresses by a comma
  • Email addresses cannot exceed 50 characters
  • Emails will be sent to the beneficiary when payment status is Closed
7 Click Procced.
8 If required, click Add again to add additional beneficiaries.
Proceed to next steps.
10 If required, enter Payment Reference up to 20 characters.
11 Enter the Beneficiary payment Amount.
12

If required, click Beneficiary Payment Details icon to view and update additional beneficiary information:

Add or update Beneficiary Payment Details
STEP ACTION
1 Add or edit Beneficiary Name up to 35 characters.
2 Add or edit Beneficiary Address up to 35 characters per line and City.
3 Add or edit Beneficiary Account without spaces or hyphens.
4 Add or edit Email Address(es) up to 50 characters.
5 Add or edit Beneficiary Amount.
6 Add or edit Payment Reference up to 20 characters.
7

Select Charges:

  • Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment.
  • Shared (default) - you pay outgoing transfer charges, and the beneficiary pays the correspondent bank charges. The beneficiary will receive the payment minus the correspondent bank charges.
  • Beneficiary - not available for this payment type.
8 Add or edit the Beneficiary Bank / Branch Code.
9

Select Beneficiary Type. Choose from:

  • Individual
  • Company
  • Government
  • Corporate Non Resident
  • Individual Non Resident
  • Corporate Resident
  • Individual Resident
10

Select Payment Purpose.

Purpose Codes & Descriptions
PURPOSE CODE DESCRIPTION
01 Investment
02 Transfer of Wealth
03 Purchase
2011 Export of Goods
2012 Imported goods
2015 Bunkers and Stores
2018 Advance Payment is paid in full
2019 Advance Payment is partially paid
2097 Other Goods Transactions - Trade in Goods within the Territory of Indonesia
2098 Other Goods Transactions - Sales (not Indonesia goods) / Purchases outside Indo for overseas selling
2127 Settlement of Account Balance (netting) related to Export
2129 Settlement of Account Balance (netting) not related to Export
2150 Transfer of Income (Workers Remittances)
2163 Labor Income
2193 Buying and Selling Non-Financial Assets - Marketing Assets
2194 Sale and Purchase of Non-Financial Assets - Contracts, Leases, Licenses
2197 Buying and Selling Land
2198 Buying and Selling Buildings
2203 Equity Participation in Indonesia
2204 Equity Participation outside Indonesia
2206 Divestment of Equity Participation in Indonesia
2207 Divestment of Equity Participation outside Indonesia
2221 Loan granting / withdrawal with a term of up to 1 year
2222 Loan provision / withdrawal with a term of> 1 year
2231 Loan repayments with a term of up to 1 year
2232 Loan repayments with a term of> 1 year
2233 Financial Leasing
2240 Deposits in Indonesia - Deposit Placement - up to 3 months (Term Deposit)
2241 Deposits in Indonesia - Deposits Placement - up to 3 months (Others, including Current Accounts & Call Money)
2242 Savings in Indonesia - Deposit placement - more than 3 - 6 months
2243 Savings in Indonesia - Deposit Placement - more than 6 months
2244 Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Term Deposit)
2245 Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Others, including Current Accounts & Call Money)
2246 Deposits in Indonesia - Withdrawal of deposits - more than 3 - 6 months
2247 Deposits in Indonesia - Withdrawal of Deposits - more than 6 months
2251 Deposits outside Indonesia - Deposits Placement - up to 3 months (Current Account & Call Money)
2252 Deposits outside Indonesia - Deposits of deposits - more than 3 months
2255 Deposits outside Indonesia - Withdrawal of Deposits - up to 3 months (Current Account & Call Money)
2256 Deposits outside Indonesia - Withdrawal of deposits - more than 3 months
2257 Deposits Outside Indonesia - Withdrawal of Foreign Exchange Proceeds from Exports from Foreign Accounts
2261 Foreign Exchange Spot Transactions against Rupiah
2262 Spot Transactions between Foreign Currencies
2263 Foreign Currency Forward Transactions against Rupiah
2264 Forward Transactions between Foreign Currencies
2271 Derivative Transactions - Profits on Forward Transactions
2272 Derivative Transactions - Receipts for Forward Rate Agreements
2273 Derivative Transactions - Receipts in Interest Swap / Currency Swap Transactions
2274 Derivative Transactions - Receipts for Initial / Repayable Margin
2275 Derivative Transactions - Receipts for Variation / Non Repayable Margin
2276 Derivative Transactions - Receipt of Premium in Option Transactions
2277 Derivative Transactions - Principal Receipt in Currency Swaps at the beginning of the Transaction
2278 Derivative Transactions - Principal Receipt in Currency Swaps at the end of the Transaction
2279 Derivative Transactions - Receipt of Premiums in Credit Default Swap Transactions
2280 Guarantee Deposit / Return
2282 Refunds for Transactions other than Export / Import of Goods & Other Goods Transactions
2299 Other Capital / Financial Transactions
2311 Non-Resident Valued Letters - Shares
2321 Non-Resident Securities - Bonds
2322 Non-Resident Securities - Other Long-Term Securities
2323 Non-Resident Securities - Other Long-Term Securities
2331 Non-Resident Valuation Letters - Treasury Bills
2332 Non-Resident Valuable Letters - Promissory Notes
2333 Non-Resident Securities - Other Short Term Debt Securities
2341 Resident Valuation Letter - Shares
2342 Resident Securities - Other Equity Securities (Warrant, Right)
2351 Resident Securities - Government Bonds of the Republic of Indonesia
2352 Resident Securities - Corporate Bonds
2353 Resident Securities - Medium Term Notes
2354 Resident Securities - Other Long-Term Debt Securities
2361 Resident Securities - Bank Indonesia Certificate & Bank Indonesia Wadiah Certificate
2362 Resident Securities - Treasury Bills
2363 Resident Securities - Promissory Notes
2364 Resident Securities - Negotiable Certificate of Deposit
2365 Resident Securities - Other Short Term Debt Securities
2366 Resident Securities - Bank Indonesia Certificate of Deposit
2371 Mutual Funds
2372 Mutual funds that are traded (Exchange Traded Fund)
2375 Resident - Sales of Securities by repo by Owner for a period of up to 1 year
2376 Resident - Sales of Securities by repo by Owners with a term of> 1 year
2377 Resident - Buyer resales repo securities for up to 1 year
2378 Resident - Resale of repo Securities by Buyer> 1 year
2379 Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2380 Resident - Buyback of repo Securities by Owner with a term of> 1 year
2381 Residents - Purchase of Securities that are sold on a repo basis for a period of up to 1 year
2382 Resident - Purchase of Securities that are sold on a repo basis> 1 year
2383 Factoring - Banks in Indonesia up to 1 year
2384 Factoring - Banks in Indonesia> 1 year term
2385 Factoring - Companies in Indonesia for a period of up to 1 year
2386 Factoring - Companies in Indonesia> 1 year
2387 Factoring - Overseas banks up to 1 year
2388 Factoring - Overseas bank term> 1 year
2389 Factoring - Overseas companies for a period of up to 1 year
2390 Factoring - Overseas company term> 1 year
2391 Submission of Funds o / Cash Provider in Gold Swap agreement term of up to 1 year
2392 Submission of Funds o / Cash Provider in Gold Swap agreement term> 1 year
2393 Refunds o / Gold Owner in Gold Swap agreement term of up to 1 year
2394 Refunds o / Gold Owner in Gold Swap agreement term> 1 year
2395 Receipt of funds o / Cash Provider in a Gold Swap agreement term of up to 1 year
2396 Receipt of funds o / Cash Provider in Gold Swap agreement term> 1 year
2397 Receipt of Funds o / Gold Owner in Gold Swap agreement term of up to 1 year
2398 Receipt of Funds o / Gold Owner in Gold Swap agreement term> 1 year
2400 Goods Processing Services
2405 Goods Maintenance and Repair Services
2411 Passenger Transportation - Sea Transportation Mode
2412 Passenger Transportation - Air Transport Mode
2413 Passenger or Freight Transportation Export & Import - Other modes of transportation (rail, pipeline, highway, etc.) 
2421 Transportation of Goods (Freight) Export & Import - Sea Transportation Mode
2422 Transportation of Goods (Freight) Export & Import - Air Transportation Mode
2431 Transportation of Goods (Freight) outside of Export & Import - Sea Transportation Mode
2432 Transportation of Goods (Freight) outside of Export & Import - Air Transportation Mode
2433 Transportation of goods (Freight) excluding Export & Import - Other modes of transportation
2441 Transportation Support - Sea Transportation Mode
2442 Transportation Support - Air Transportation Mode
2443 Transportation Support - Other Transportation Modes
2450 Post and Courier
2461 Business trip
2462 Personal Travel
2466 Health services are carried out in Indonesia
2467 Health services are carried out outside Indonesia
2468 Education / training services are carried out in Indonesia
2469 Education / training services are carried out outside Indonesia
2480 Telecommunication Services
2490 Computer Services
2495 Information Services
2501 Construction Services in Indonesia for up to 1 year
2502 Construction Services in Indonesia for more than 1 year
2511 Overseas Construction Services for up to 1 year
2512 Overseas Construction Services for more than 1 year
2521 Direct Insurance - Life Insurance (Premium)
2522 Direct Insurance - Life Insurance (Benefit)
2523 Direct Insurance - Freight Insurance (Premium)
2524 Direct Insurance - Freight Insurance (Claim)
2525 Other Direct Insurance (Premium)
2526 Other Direct Insurance (Claim)
2531 Reinsurance (Premium)
2532 Reinsurance (Claim)
2533 Reinsurance (Commission)
2541 Insurance Support Services (Auxiliary Insurance Services)
2546 Pension Fund (Contribution)
2547 Pension Fund (Benefit)
2550 Financial Services
2560 Use of Intellectual Property Rights
2570 Research and development
2580 Law, Accounting, Management Consultant, and Public Relations
2590 Advertising, Market Research, and Public Opinion
2600 Architecture, Engineering, and Other Engineering
2610 Mining, Agriculture, and Waste and Pollution Management
2615 Operational Leasing (Goods)
2616 Operational Leasing (Unmanned Transportation Facility)
2630 Trade Related Services
2640 Other Business Services
2651 Arts, Culture and Recreation Services are carried out in Indonesia
2652 Arts, Culture and Recreation Services are carried out outside Indonesia
2660 Government Services
2670 Other Service Transactions
2701 Interest, profit sharing, margin and bonus - Non-resident Securities for up to 1 year
2702 Interest, profit sharing, margin and bonus - Non-resident Securities> 1 year
2705 Interest, profit sharing, margin and bonus - Current & Savings Account
2710 Interest, profit sharing, margin and bonus - Loans
2716 Interest, profit sharing, margin and bonus - Residential Securities up to 1 year
2717 Interest, profit sharing, margin and bonus - Resident Securities> 1 year
2720 Interest, profit sharing, margin and bonus - Gold Swap
2725 Dividends and profit / profit distributed, including profits from mutual funds
2730 Security Landing Transaction Fees, Gold Loans, Gold Swaps - Securities Owner
2731 Security Landing Transaction Fees, Gold Loans, Gold Swaps - Gold Owner
2741 Land Lease
2742 Rent Office Space, Apartments, Houses, and the like
2743 Rent Land and Office Space, Apartments, Houses
2751 Grant / the like (cash) which is not related to the obligation to buy fixed assets
2752 Grant / the like (cash) related to the obligation to buy fixed assets
2760 Password / fines and the like
2765 Tax on Products such as Value Added Tax, Payroll Tax, PBB, Business License
2766 Tax on Income and Welfare
2767 Other Taxes
2770 Right to Use of Natural Resources
2802 Export Refunds
2803 Import Refunds
2804 Other Goods Returns (Refunds)
2808 Working Capital / Cashcall - Oil and Gas
2809 Working Capital / Cashcall - Non Oil and Gas
2811 Advance Payment - Goods outside of Export and Import
2812 Advance Payment - Insurance
2813 Advance Payment - Others
2814 Receipt / Refund of Orders (based on IPO & Private Placement)
2815 Reimbursement of Bailout Data
2821 Non-Resident - Sales of Securities on a repo basis by the Owner for a period of up to 1 year
2822 Non-Resident - Sales of Securities on a repo basis by Owners with a term of> 1 year
2823 Non-Resident - Buyer resale of repo Securities for a period of up to 1 year
2824 Non-Resident - Resale of repo Securities by Buyer> 1 year
2825 Non-Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2826 Non-Resident - Buyback of repo Securities by Owner with a term of> 1 year
2827 Non-Residents - Purchase of Securities that are sold on a repo basis of up to 1 year
2828 Non-Resident - Purchase of Securities that are sold on a repo basis> 1 year
2901 Transactions between Non-Resident with other Non-Resident
2902 Credit card payment and the like
2903 Buy and sell, acquisition, delivery, or remittance of foreign currency 
2904 Buy and sale, acquisition, takeover, or settlement of a travelers cheque
2905 For export money orders, in order to takeover of the customer
2906 Refunds, cancellations, payment forwarding, and bookkeeping adjustments
2907 Change of transaction status from Resident to Non-Resident or vice versa
2911 For export money orders, in order to rediscount / refinancing
2912 For export money orders, in order to repayment of rediscount / refinancing
2981 Fund placement in the form of DHE deposits - a period of 1 month
2982 Fund placement in the form of DHE deposits - a period of 3 months
2983 Fund placement in the form of DHE deposits - a period of 6 months
2984 Fund placement in the form of DHE deposits - a period of more than 6 months
2985 Disbursement of deposits in the form of DHE deposits
2986 Transfer of deposits between DHE Special Accounts, both intrabank and interbank
2987 Transfer of funds other than DHE from DHE Special Account
2988 Interest or revenue share for DHE Special Account
99 Others
11

If required, select Beneficiary Category. Choose from:

  • Individual
  • Government
  • Bank Indonesia
  • Bank - Reporting Bank
  • Bank - Overseas Branch / Head Office
  • Bank - Other Bank
  • Nonbanks Financial Institutions
  • Company
  • Institution / International Organisation - Bank
  • Institution / International Organisation - Non-Bank
  • Other (Including School and Foundation)
12

If required, select Financial Relationship. Choose from:

  • Shareholder
  • Overseas Subsidiaries
  • Companies with the same group
  • Non-Affiliated or shareholder with shares less than 10%
13 If required, enter Remittance Information up to 140 characters and will appear on the Beneficiary Advice and Payment Details Report.
14 If required, enter Invoice Details up to 80 x 60 lines and will appear on the Beneficiary Advice and Payment Details Report.
15 Click Save or Update.
13 If required, repeat above steps to add each beneficiary.
14

If required, choose Rate Type:

  • Carded - FX rate is indicative only and subject to change at any time without notice.
  • Contract - enter booked Contract ID and FX Rate.
15

If required, click Attach Document to add supporting documents.

  1. Search and select document
  2. If required, choose Category
  • Follow Attach Document process again to add any additional documents.
  • Document formats acceptable: PDF, DOCX, DOC, XLSX, XLS
  • Document file size cannot exceed 5MB
  • File name cannot exceed 25 characters and only with alphanumeric, hyphens, underscores and spaces
  • Documents can only be viewed and/or deleted once payment is submitted for approval
16 Click Review & Submit.
17 Click Submit.
Errors and Alerts

Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.

Mandatory field validations:

ACH Beneficiary Alert.pngErrors and Alerts (ID) v.02.png

Upload supporting document validations:

Upload Document errors - exceeds file size.png
Upload Document errors - unsupported document.png
Upload Document errors - file name errors.png

Next Steps

When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:

  • Review this Payment from the Payment Details screen
  • View Approve Payments from the Approve Payments screen
  • Save Payment as Template to your Templates screen
  • Create a New Payment
  • Click OK to return to the Create Payment screen

When the payment has been successfully submitted for approval(s), the next steps can be:

ACH (SKN) Cash withdrawal payment
  • These instructions are specifically for Cash Withdrawals less than IDR 1 billion. For values equal to or greater than IDR 1 billion, please refer to Create RTGS Cash withdrawal payment - details can be found in this article.
  • For all other ACH payment specifics, please refer to ACH (SKN) payment - details can be found in this article.
About Cash Withdrawal Payments

What is a Cash withdrawal payment?

Cash withdrawal allows you to transfer funds from your Indonesia domiciled account registered to ANZ Transactive Global, to a predefined 'PT Bank ANZ Indonesia' beneficiary bank account in Indonesia. The nominated recipient is required to provide photo identification and if required, other supporting documentation to collect the cash from the nominated CIMB Niaga Bank branch.
For more information, please refer to Asia & Pacific - Payment types.

Payment method rules for Cash withdrawal payments

  • Beneficiary name should be selected as PT Bank ANZ Indonesia.
  • Remittance Information: Mandatory details are required in a specific format. Refer step instructions.
  • Supporting documents to include a copy of the Beneficiary photo ID
  • Non-Cash Withdrawal beneficiaries can be added to this payment.
  • Transaction narratives for Cash Withdrawals will appear in payment reports with an ACH (SKN) prefix.
  • Value date will default with the current or next business date if the payment is created on a non-business date. If today's payment misses the cut-off time, your payment will remain in a processing status until it is processed on the next business date.
  • Non-business day - ANZ Transactive Global will not allow you to create a payment where the Value Date is a non-business day (e.g., weekend, public holiday, bank holiday) or a currency holiday
  • Payment currency is IDR only
  • Maximum payment value is $999,999,999

Who can create a Domestic payment?

  • Eligible users with Initiator and account access can create and manage an ACH (SKN) payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
    • Initiator
    • Initiate/Authorise
    • Full Access
Payment input screens
Domestic Payment screen
The following image is an example of a domestic payment screen with fields including the division, debit account, payment method, execution date, beneficiary details and supporting documents.
ACH (Cash Withdrawal) Payment screen (ID).png
Beneficiary Payment Details screen
The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, payment reference, and cash withdrawal remittance information.
ACH (Cash Withdrawal) Beneficiary payment details screen (ID).png

Create a Cash withdrawal payment

There are multiple ways you can create a cash withdrawal payment using the ACH (SKN) payment method from the Asia & Pacific Payments menu. Choose from the following options:

  1. Click Create Payment > Domestic Payment (see step-by-step instructions below)
  2. Click Create Payment > Use payment templates
  3. Click Create Payment > Use payment file using Asia & Pacific File Format Guides
  4. Click Create Payment > Use existing payment
  5. Click Approve Payments > New > Domestic Payment (see step-by-step instructions below)
  6. Click Current Payments > New > Domestic Payment (see step-by-step instructions below)

To create a Cash Withdrawal payment and manually enter the payment instructions, follow the steps below:

STEP ACTION
1 Click Asia & Pacific Payments > Create Payment menu or
Click Asia & Pacific Payments > Current Payments menu > New or
Click Asia & Pacific Payments > Approve Payments menu > New.
2 Click Domestic Payment.
3 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
The Bank/Branch field will prepopulate from the Division selected.
4 Select a Debit Account.
5 Select ACH (SKN) Payment Method
The Ordering Party Name will prepopulate based on the debit account selected.
6 Execution Date defaults with the current business date.
If required, click Later to choose a future value date.
7 If required, select the Individual Debits indicator to generate a separate debit entry on your account for each individual beneficiary payment instruction.
8
To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.

Click Add to add one or more beneficiary details.

Search and select the predefined PT Bank ANZ Indonesia beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
9 Enter 'Cash Withdrawal' in the Payment Reference field.
10 Enter the Beneficiary payment Amount.
11

Click Beneficiary Payment Details icon to view and update additional beneficiary information:

Add or update Beneficiary Payment Details
STEP ACTION
1 Add or edit Email Address(es) up to 50 characters.
2 Add or edit Beneficiary Amount.
3

Select Charges as:

  • Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment.
4

Select Beneficiary Type. Choose from:

  • Individual
  • Company
  • Government
  • Corporate Non Resident
  • Individual Non Resident
  • Corporate Resident
  • Individual Resident
5

Select Payment Purpose.

Purpose Codes & Descriptions
PURPOSE CODE DESCRIPTION
01 Investment
02 Transfer of Wealth
03 Purchase
2011 Export of Goods
2012 Imported goods
2015 Bunkers and Stores
2018 Advance Payment is paid in full
2019 Advance Payment is partially paid
2097 Other Goods Transactions - Trade in Goods within the Territory of Indonesia
2098 Other Goods Transactions - Sales (not Indonesia goods) / Purchases outside Indo for overseas selling
2127 Settlement of Account Balance (netting) related to Export
2129 Settlement of Account Balance (netting) not related to Export
2150 Transfer of Income (Workers Remittances)
2163 Labor Income
2193 Buying and Selling Non-Financial Assets - Marketing Assets
2194 Sale and Purchase of Non-Financial Assets - Contracts, Leases, Licenses
2197 Buying and Selling Land
2198 Buying and Selling Buildings
2203 Equity Participation in Indonesia
2204 Equity Participation outside Indonesia
2206 Divestment of Equity Participation in Indonesia
2207 Divestment of Equity Participation outside Indonesia
2221 Loan granting / withdrawal with a term of up to 1 year
2222 Loan provision / withdrawal with a term of> 1 year
2231 Loan repayments with a term of up to 1 year
2232 Loan repayments with a term of> 1 year
2233 Financial Leasing
2240 Deposits in Indonesia - Deposit Placement - up to 3 months (Term Deposit)
2241 Deposits in Indonesia - Deposits Placement - up to 3 months (Others, including Current Accounts & Call Money)
2242 Savings in Indonesia - Deposit placement - more than 3 - 6 months
2243 Savings in Indonesia - Deposit Placement - more than 6 months
2244 Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Term Deposit)
2245 Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Others, including Current Accounts & Call Money)
2246 Deposits in Indonesia - Withdrawal of deposits - more than 3 - 6 months
2247 Deposits in Indonesia - Withdrawal of Deposits - more than 6 months
2251 Deposits outside Indonesia - Deposits Placement - up to 3 months (Current Account & Call Money)
2252 Deposits outside Indonesia - Deposits of deposits - more than 3 months
2255 Deposits outside Indonesia - Withdrawal of Deposits - up to 3 months (Current Account & Call Money)
2256 Deposits outside Indonesia - Withdrawal of deposits - more than 3 months
2257 Deposits Outside Indonesia - Withdrawal of Foreign Exchange Proceeds from Exports from Foreign Accounts
2261 Foreign Exchange Spot Transactions against Rupiah
2262 Spot Transactions between Foreign Currencies
2263 Foreign Currency Forward Transactions against Rupiah
2264 Forward Transactions between Foreign Currencies
2271 Derivative Transactions - Profits on Forward Transactions
2272 Derivative Transactions - Receipts for Forward Rate Agreements
2273 Derivative Transactions - Receipts in Interest Swap / Currency Swap Transactions
2274 Derivative Transactions - Receipts for Initial / Repayable Margin
2275 Derivative Transactions - Receipts for Variation / Non Repayable Margin
2276 Derivative Transactions - Receipt of Premium in Option Transactions
2277 Derivative Transactions - Principal Receipt in Currency Swaps at the beginning of the Transaction
2278 Derivative Transactions - Principal Receipt in Currency Swaps at the end of the Transaction
2279 Derivative Transactions - Receipt of Premiums in Credit Default Swap Transactions
2280 Guarantee Deposit / Return
2282 Refunds for Transactions other than Export / Import of Goods & Other Goods Transactions
2299 Other Capital / Financial Transactions
2311 Non-Resident Valued Letters - Shares
2321 Non-Resident Securities - Bonds
2322 Non-Resident Securities - Other Long-Term Securities
2323 Non-Resident Securities - Other Long-Term Securities
2331 Non-Resident Valuation Letters - Treasury Bills
2332 Non-Resident Valuable Letters - Promissory Notes
2333 Non-Resident Securities - Other Short Term Debt Securities
2341 Resident Valuation Letter - Shares
2342 Resident Securities - Other Equity Securities (Warrant, Right)
2351 Resident Securities - Government Bonds of the Republic of Indonesia
2352 Resident Securities - Corporate Bonds
2353 Resident Securities - Medium Term Notes
2354 Resident Securities - Other Long-Term Debt Securities
2361 Resident Securities - Bank Indonesia Certificate & Bank Indonesia Wadiah Certificate
2362 Resident Securities - Treasury Bills
2363 Resident Securities - Promissory Notes
2364 Resident Securities - Negotiable Certificate of Deposit
2365 Resident Securities - Other Short Term Debt Securities
2366 Resident Securities - Bank Indonesia Certificate of Deposit
2371 Mutual Funds
2372 Mutual funds that are traded (Exchange Traded Fund)
2375 Resident - Sales of Securities by repo by Owner for a period of up to 1 year
2376 Resident - Sales of Securities by repo by Owners with a term of> 1 year
2377 Resident - Buyer resales repo securities for up to 1 year
2378 Resident - Resale of repo Securities by Buyer> 1 year
2379 Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2380 Resident - Buyback of repo Securities by Owner with a term of> 1 year
2381 Residents - Purchase of Securities that are sold on a repo basis for a period of up to 1 year
2382 Resident - Purchase of Securities that are sold on a repo basis> 1 year
2383 Factoring - Banks in Indonesia up to 1 year
2384 Factoring - Banks in Indonesia> 1 year term
2385 Factoring - Companies in Indonesia for a period of up to 1 year
2386 Factoring - Companies in Indonesia> 1 year
2387 Factoring - Overseas banks up to 1 year
2388 Factoring - Overseas bank term> 1 year
2389 Factoring - Overseas companies for a period of up to 1 year
2390 Factoring - Overseas company term> 1 year
2391 Submission of Funds o / Cash Provider in Gold Swap agreement term of up to 1 year
2392 Submission of Funds o / Cash Provider in Gold Swap agreement term> 1 year
2393 Refunds o / Gold Owner in Gold Swap agreement term of up to 1 year
2394 Refunds o / Gold Owner in Gold Swap agreement term> 1 year
2395 Receipt of funds o / Cash Provider in a Gold Swap agreement term of up to 1 year
2396 Receipt of funds o / Cash Provider in Gold Swap agreement term> 1 year
2397 Receipt of Funds o / Gold Owner in Gold Swap agreement term of up to 1 year
2398 Receipt of Funds o / Gold Owner in Gold Swap agreement term> 1 year
2400 Goods Processing Services
2405 Goods Maintenance and Repair Services
2411 Passenger Transportation - Sea Transportation Mode
2412 Passenger Transportation - Air Transport Mode
2413 Passenger or Freight Transportation Export & Import - Other modes of transportation (rail, pipeline, highway, etc.) 
2421 Transportation of Goods (Freight) Export & Import - Sea Transportation Mode
2422 Transportation of Goods (Freight) Export & Import - Air Transportation Mode
2431 Transportation of Goods (Freight) outside of Export & Import - Sea Transportation Mode
2432 Transportation of Goods (Freight) outside of Export & Import - Air Transportation Mode
2433 Transportation of goods (Freight) excluding Export & Import - Other modes of transportation
2441 Transportation Support - Sea Transportation Mode
2442 Transportation Support - Air Transportation Mode
2443 Transportation Support - Other Transportation Modes
2450 Post and Courier
2461 Business trip
2462 Personal Travel
2466 Health services are carried out in Indonesia
2467 Health services are carried out outside Indonesia
2468 Education / training services are carried out in Indonesia
2469 Education / training services are carried out outside Indonesia
2480 Telecommunication Services
2490 Computer Services
2495 Information Services
2501 Construction Services in Indonesia for up to 1 year
2502 Construction Services in Indonesia for more than 1 year
2511 Overseas Construction Services for up to 1 year
2512 Overseas Construction Services for more than 1 year
2521 Direct Insurance - Life Insurance (Premium)
2522 Direct Insurance - Life Insurance (Benefit)
2523 Direct Insurance - Freight Insurance (Premium)
2524 Direct Insurance - Freight Insurance (Claim)
2525 Other Direct Insurance (Premium)
2526 Other Direct Insurance (Claim)
2531 Reinsurance (Premium)
2532 Reinsurance (Claim)
2533 Reinsurance (Commission)
2541 Insurance Support Services (Auxiliary Insurance Services)
2546 Pension Fund (Contribution)
2547 Pension Fund (Benefit)
2550 Financial Services
2560 Use of Intellectual Property Rights
2570 Research and development
2580 Law, Accounting, Management Consultant, and Public Relations
2590 Advertising, Market Research, and Public Opinion
2600 Architecture, Engineering, and Other Engineering
2610 Mining, Agriculture, and Waste and Pollution Management
2615 Operational Leasing (Goods)
2616 Operational Leasing (Unmanned Transportation Facility)
2630 Trade Related Services
2640 Other Business Services
2651 Arts, Culture and Recreation Services are carried out in Indonesia
2652 Arts, Culture and Recreation Services are carried out outside Indonesia
2660 Government Services
2670 Other Service Transactions
2701 Interest, profit sharing, margin and bonus - Non-resident Securities for up to 1 year
2702 Interest, profit sharing, margin and bonus - Non-resident Securities> 1 year
2705 Interest, profit sharing, margin and bonus - Current & Savings Account
2710 Interest, profit sharing, margin and bonus - Loans
2716 Interest, profit sharing, margin and bonus - Residential Securities up to 1 year
2717 Interest, profit sharing, margin and bonus - Resident Securities> 1 year
2720 Interest, profit sharing, margin and bonus - Gold Swap
2725 Dividends and profit / profit distributed, including profits from mutual funds
2730 Security Landing Transaction Fees, Gold Loans, Gold Swaps - Securities Owner
2731 Security Landing Transaction Fees, Gold Loans, Gold Swaps - Gold Owner
2741 Land Lease
2742 Rent Office Space, Apartments, Houses, and the like
2743 Rent Land and Office Space, Apartments, Houses
2751 Grant / the like (cash) which is not related to the obligation to buy fixed assets
2752 Grant / the like (cash) related to the obligation to buy fixed assets
2760 Password / fines and the like
2765 Tax on Products such as Value Added Tax, Payroll Tax, PBB, Business License
2766 Tax on Income and Welfare
2767 Other Taxes
2770 Right to Use of Natural Resources
2802 Export Refunds
2803 Import Refunds
2804 Other Goods Returns (Refunds)
2808 Working Capital / Cashcall - Oil and Gas
2809 Working Capital / Cashcall - Non Oil and Gas
2811 Advance Payment - Goods outside of Export and Import
2812 Advance Payment - Insurance
2813 Advance Payment - Others
2814 Receipt / Refund of Orders (based on IPO & Private Placement)
2815 Reimbursement of Bailout Data
2821 Non-Resident - Sales of Securities on a repo basis by the Owner for a period of up to 1 year
2822 Non-Resident - Sales of Securities on a repo basis by Owners with a term of> 1 year
2823 Non-Resident - Buyer resale of repo Securities for a period of up to 1 year
2824 Non-Resident - Resale of repo Securities by Buyer> 1 year
2825 Non-Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2826 Non-Resident - Buyback of repo Securities by Owner with a term of> 1 year
2827 Non-Residents - Purchase of Securities that are sold on a repo basis of up to 1 year
2828 Non-Resident - Purchase of Securities that are sold on a repo basis> 1 year
2901 Transactions between Non-Resident with other Non-Resident
2902 Credit card payment and the like
2903 Buy and sell, acquisition, delivery, or remittance of foreign currency 
2904 Buy and sale, acquisition, takeover, or settlement of a travelers cheque
2905 For export money orders, in order to takeover of the customer
2906 Refunds, cancellations, payment forwarding, and bookkeeping adjustments
2907 Change of transaction status from Resident to Non-Resident or vice versa
2911 For export money orders, in order to rediscount / refinancing
2912 For export money orders, in order to repayment of rediscount / refinancing
2981 Fund placement in the form of DHE deposits - a period of 1 month
2982 Fund placement in the form of DHE deposits - a period of 3 months
2983 Fund placement in the form of DHE deposits - a period of 6 months
2984 Fund placement in the form of DHE deposits - a period of more than 6 months
2985 Disbursement of deposits in the form of DHE deposits
2986 Transfer of deposits between DHE Special Accounts, both intrabank and interbank
2987 Transfer of funds other than DHE from DHE Special Account
2988 Interest or revenue share for DHE Special Account
99 Others
6

If required, select Beneficiary Category. Choose from:

  • Individual
  • Government
  • Bank Indonesia
  • Bank - Reporting Bank
  • Bank - Overseas Branch / Head Office
  • Bank - Other Bank
  • Nonbanks Financial Institutions
  • Company
  • Institution / International Organisation - Bank
  • Institution / International Organisation - Non-Bank
  • Other (Including School and Foundation)
7

If required, select Financial Relationship. Choose from:

  • Shareholder
  • Overseas Subsidiaries
  • Companies with the same group
  • Non-Affiliated or shareholder with shares less than 10%
8

Enter Remittance Information up to 140 characters and will appear on the Beneficiary Advice and Payment Details Report.
Cash Withdrawal details must include the following information:

  • Details of Payment: Cash withdrawal at CIMB Niaga Bank <enter branch name>
  • Cash withdrawal date: <enter next business date>
  • Authorised Photo ID: <enter beneficiary name>, <enter beneficiary ID number>
9 If required, enter Invoice Details up to 80 x 60 lines and will appear on the Beneficiary Advice and Payment Details Report.
10 Click Save or Update.
12 If required, repeat above steps to add each beneficiary.
13

If required, choose Rate Type:

  • Carded - FX rate is indicative only and subject to change at any time without notice.
  • Contract - enter booked Contract ID and FX Rate.
14

Click Attach Document to add a copy of the Beneficiary's photo ID.

  1. Search and select document
  2. If required, choose Category
  • Follow Attach Document process again to add any additional documents.
  • Document formats acceptable: PDF, DOCX, DOC, XLSX, XLS
  • Document file size cannot exceed 5MB
  • File name cannot exceed 25 characters and only with alphanumeric, hyphens, underscores and spaces
  • Documents can only be viewed and/or deleted once payment is submitted for approval
15 Click Review & Submit.
16 Click Submit.
Errors and Alerts

Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.

Mandatory field validations:

ACH Beneficiary Alert.pngErrors and Alerts (ID) v.02.png

Upload supporting document validations:

Upload Document errors - exceeds file size.png
Upload Document errors - unsupported document.png
Upload Document errors - file name errors.png

Next Steps

When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:

  • Review this Payment from the Payment Details screen
  • View Approve Payments from the Approve Payments screen
  • Save Payment as Template to your Templates screen
  • Create a New Payment
  • Click OK to return to the Create Payment screen

When the payment has been successfully submitted for approval(s), the next steps can be:

BI Fast payment
About BI Fast Payments

What is a BI Fast payment?

BI Fast (Bank Indonesia Fast Payment) is a domestic payment that allows you to transfer funds from your IDR Indonesia domiciled account registered to ANZ Transactive Global, to a beneficiary's Indonesia domiciled IDR account in Indonesia in near real-time. This payment type also allows you to create Payroll (Salary) payments.
For more information, please refer to Asia & Pacific Payment Types.

Payment method rules for BI Fast payments

  • Value date will default with the current or next business date if the payment is created on a non-business date. If today's payment misses the cut-off time, your payment will remain in a processing status until it is processed on the next business date.
  • Cut-off time for BI Fast payments is 23:00
  • Payment currency is IDR only
  • Maximum payment value is IDR 250M per transaction

Who can create a Domestic payment?

  • Eligible users with Initiator and account access can create and manage a BI Fast payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
    • Initiator
    • Initiate/Authorise
    • Full Access
  • Only users who are entitled to Payroll Payments will be able to view, edit and approve payments when the Payroll indicator selected.
Payment input screens
Domestic Payment screen
The following image is an example of a domestic payment screen with fields including the division, debit account, payment method, execution date, and beneficiary details.
BI Fast screen.png
Beneficiary Payment Details screen
The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, payment reference, remittance information and invoice details.
BI Fast Payment details screen.png
Beneficiary Details screen
The following image is an example of the Beneficiary Details screen with fields including the beneficiary's name, address, account and beneficiary email address. 
ACH Beneficiary details screen (ID).png

Create a BI Fast payment

There are multiple ways you can create a BI Fast Payment from the Asia & Pacific Payments menu. Choose from the following options:

  1. Click Create Payment > BI Fast Payment (see step-by-step instructions below)
  2. Click Create Payment > Use payment templates
  3. Click Create Payment > Use payment file using Asia & Pacific File Format Guides
  4. Click Create Payment > Use existing payment
  5. Click Approve Payments > New > BI Fast Payment (see step-by-step instructions below)
  6. Click Current Payments > New > BI Fast Payment (see step-by-step instructions below)

To create a BI Fast payment and manually enter the payment instructions, follow the steps below:

STEP ACTION
1 Click Asia & Pacific Payments > Create Payment menu or
Click Asia & Pacific Payments > Current Payments menu > New or
Click Asia & Pacific Payments > Approve Payments menu > New.
2 Click BI Fast Payment.
3 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
The Bank/Branch field will prepopulate from the Division selected.
4 Select a Debit Account.
5 Execution Date defaults with the current business date.
If required, click Later to choose a future value date.
6 If required, select Payroll for confidential salary payments and to restrict access to view, edit and approve the payment.
7 If required, select the Individual Debits indicator to generate a separate debit entry on your account for each individual beneficiary payment instruction.
8 Click Save & Continue to generate an Instrument number, before adding your Beneficiary details.
9
To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.

Click Add to add one or more beneficiary details using the following options:

Add Beneficiary from your Beneficiaries list
Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
Add New Beneficiary
Users must have entitlements to create new beneficiaries to complete these steps.
Currently, new beneficiaries cannot be saved to your Beneficiaries menu.
STEP ACTION
1 Click Add New Beneficiary from the Beneficiary Name field.
2 Enter Beneficiary Name up to 35 characters.
3 Enter Beneficiary Address up to 35 characters per line and City.
4 Select Country or Region.
5 Enter the Beneficiary's Account Number without spaces or hyphens.
6

If required, enter a Beneficiary email address to send a Beneficiary Advice.

  • Separate email addresses by a comma
  • Email addresses cannot exceed 50 characters
  • Emails will be sent to the beneficiary when payment status is Closed
7 Click Procced.
8 If required, click Add again to add additional beneficiaries.
Proceed to next steps.
10 If required, enter Payment Reference up to 20 characters.
11 Enter the Beneficiary payment Amount not exceeding IDR 250M.
12

Click Beneficiary Payment Details icon to view and update additional beneficiary information:

Add or update Beneficiary Payment Details
STEP ACTION
1 Add or edit Beneficiary Name up to 35 characters.
2 Add or edit Beneficiary Address up to 35 characters per line and City.
3 Add or edit Beneficiary Account without spaces or hyphens.
4 Add or edit Email Address(es) up to 50 characters.
5 Add or edit Beneficiary Amount not exceeding IDR 250M.
6 Add or edit Payment Reference up to 20 characters.
7

Select Charges:

  • Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment.
  • Shared (default) - you pay outgoing transfer charges, and the beneficiary pays the correspondent bank charges. The beneficiary will receive the payment minus the correspondent bank charges.
  • Beneficiary - not available for this payment type.
8 Add or edit the Beneficiary Bank / Branch Code.
9

Select Beneficiary Type. Choose from:

  • Government ID BI Fast
  • Remittance ID BI Fast
  • Other BI Fast
  • Corporate Non Resident
  • Individual Non Resident
  • Corporate Resident
  • Individual Resident
10

Select Payment Purpose.

Purpose Codes & Descriptions
PURPOSE CODE DESCRIPTION
01 Investment
02 Transfer of Wealth
03 Purchase
99 Others
11

If required, select Beneficiary Category. Choose from:

  • Individual
  • Government
  • Bank Indonesia
  • Bank - Reporting Bank
  • Bank - Overseas Branch / Head Office
  • Bank - Other Bank
  • Nonbanks Financial Institutions
  • Company
  • Institution / International Organisation - Bank
  • Institution / International Organisation - Non-Bank
  • Other (Including School and Foundation)
12

If required, select Financial Relationship. Choose from:

  • Shareholder
  • Overseas Subsidiaries
  • Companies with the same group
  • Non-Affiliated or shareholder with shares less than 10%
13 If required, enter Remittance Information up to 140 characters and will appear on the Beneficiary Advice and Payment Details Report.
14 If required, enter Invoice Details up to 80 x 60 lines and will appear on the Beneficiary Advice and Payment Details Report.
15 Click Save or Update.
13 If required, repeat above steps to add each beneficiary.
14

If required, click Attach Document to add supporting documents.

  1. Search and select document
  2. If required, choose Category
  • Follow Attach Document process again to add any additional documents.
  • Document formats acceptable: PDF, DOCX, DOC, XLSX, XLS
  • Document file size cannot exceed 5MB
  • File name cannot exceed 25 characters and only with alphanumeric, hyphens, underscores and spaces
  • Documents can only be viewed and/or deleted once payment is submitted for approval
15 Click Review & Submit.
16 Click Submit.
Errors and Alerts

Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.

Mandatory field validations:

ACH Beneficiary Alert.pngErrors and Alerts (ID) v.02.png

Beneficiary amount validation:

Beneficiary amount should be less than or equal to 250,000,000 IDR. Please enter an amount below this limit.

BI Fast Amount error.png

Exception error:

Exception found, please check the transaction / beneficiary details entered and try again. There are over 200 technical and business verifications when saving the Beneficiary Payment Details screen.  Please contact our Customer Service teams to assist with troubleshooting. BI Fast Exception Error (ID).png
 

Upload supporting document validations:

Upload Document errors - exceeds file size.png
Upload Document errors - unsupported document.png
Upload Document errors - file name errors.png

Unsaved beneficiary warning

If a beneficiary is not saved successfully in the BI Fast Payment screen and you try to close it, you’ll see this message:

"If you proceed without adding a beneficiary, this payment will be classified as an ACH (SKN) payment rather than a BI Fast Payment."
You can view the Payment ID from the Current Payments screen as an ACH (SKN) payment, and you cannot change it back to a BI Fast Payment.
BI Fast unsaved beneficiary error (ID).png

Next Steps

When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:

  • Review this Payment from the Payment Details screen
  • View Approve Payments from the Approve Payments screen
  • Create a New Payment
  • Click OK to return to the Create Payment screen

When the payment has been successfully submitted for approval(s), the next steps can be:

Book Transfer
About Book Transfers

What is a Book Transfer?

A Book Transfer allows you to transfer funds from your Indonesia domiciled account registered to ANZ Transactive Global, to a beneficiary's ANZ account within Indonesia. 
For more information, please refer to Asia & Pacific Payment Types.

Payment method rules for Book Transfers

  • Value date will default with the current or next business date if the payment is created on a non-business date. If today's payment misses the cut-off time, your payment will remain in a processing status until it is processed on the next business date.
  • Non-business day - ANZ Transactive Global will not allow you to create a payment where the Value Date is a non-business day (e.g., weekend, public holiday, bank holiday) or a currency holiday
  • Payment currency includes ANZ-supported and tradeable currencies
  • Maximum payment value is $999,999,999,999

Who can create a Domestic payment?

  • Eligible users with Initiator and account access can create and manage a Book Transfer based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
    • Initiator
    • Initiate/Authorise
    • Full Access
  • Only users who are entitled to Confidential payments will be able to view, edit and approve payments when the Confidential indicator is selected.
Payment input screens
Domestic Payment screen
The following image is an example of a domestic payment screen with fields including the division, debit account, payment method, execution date, and beneficiary details.
BKT Payment screen (ID).png
Beneficiary Payment Details screen
The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, payment reference, remittance information and invoice details.
BKT Beneficiary payment details screen (ID).png
Beneficiary Details screen
The following image is an example of the Beneficiary Details screen with fields including the beneficiary's name, address, account and beneficiary email address. 
ACH Beneficiary details screen (ID).png

Create a Book Transfer

There are multiple ways you can create a domestic payment using the Book Transfer payment method from the Asia & Pacific Payments menu. Choose from the following options:

  1. Click Create Payment > Domestic Payment (see step-by-step instructions below)
  2. Click Create Payment > Use payment templates
  3. Click Create Payment > Use payment file using Asia & Pacific File Format Guides
  4. Click Create Payment > Use existing payment
  5. Click Approve Payments > New > Domestic Payment (see step-by-step instructions below)
  6. Click Current Payments > New > Domestic Payment (see step-by-step instructions below)

To create a Book Transfer payment and manually enter the payment instructions, follow the steps below:

STEP ACTION
1 Click Asia & Pacific Payments > Create Payment menu or
Click Asia & Pacific Payments > Current Payments menu > New or
Click Asia & Pacific Payments > Approve Payments menu > New.
2 Click Domestic Payment.
3 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
The Bank/Branch field will prepopulate from the Division selected.
4 Select a Debit Account.
5 Select Book Transfer Payment Method
The Ordering Party Name will prepopulate based on the debit account selected.
6 Execution Date defaults with the current business date.
If required, click Later to choose a future value date.
7 If required, select the Payment Currency.
Refer to Processing & cut-off times for list of available payment currencies.
The net Payment Amount will be populated when the Beneficiary amount(s) are entered.
 
8 If required, select Confidential for confidential payments and to restrict access to view, edit and approve the payment.
9 If required, select the Individual Debits indicator to generate a separate debit entry on your account for each individual beneficiary payment instruction.
10
To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.

Click Add to add one or more beneficiary details using the following options:

Add Beneficiary from your Beneficiaries list
Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
Add New Beneficiary
Users must have entitlements to create new beneficiaries to complete these steps.
Currently, new beneficiaries cannot be saved to your Beneficiaries menu.
STEP ACTION
1 Click Add New Beneficiary from the Beneficiary Name field.
2 Enter Beneficiary Name up to 35 characters.
3 Enter Beneficiary Address up to 35 characters per line and City.
4 Select Country or Region.
5 Enter the Beneficiary's Account Number without spaces or hyphens.
6

If required, enter a Beneficiary email address to send a Beneficiary Advice.

  • Separate email addresses by a comma
  • Email addresses cannot exceed 50 characters
  • Emails will be sent to the beneficiary when payment status is Closed
7 Click Procced.
8 If required, click Add again to add additional beneficiaries.
Proceed to next steps.
11 If required, enter Payment Reference up to 20 characters.
12 Enter the Beneficiary payment Amount.
13

If required, click Beneficiary Payment Details icon to view and update additional beneficiary information:

Add or update Beneficiary Payment Details
STEP ACTION
1 Add or edit Beneficiary Name up to 35 characters.
2 Add or edit Beneficiary Address up to 35 characters per line and City.
3 Add or edit Beneficiary Account without spaces or hyphens.
4 Add or edit Email Address(es) up to 50 characters.
5 Add or edit Beneficiary Amount.
6 Add or edit Payment Reference up to 20 characters.
7

Select Charges:

  • Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment.
  • Shared (default) - you pay outgoing transfer charges, and the beneficiary pays the correspondent bank charges. The beneficiary will receive the payment minus the correspondent bank charges.
  • Beneficiary - not available for this payment type.
8 Add or edit the Beneficiary Bank / Branch Code.
9

If required, select Beneficiary Type. Choose from:

  • Individual
  • Company
  • Government
  • Corporate Non Resident
  • Individual Non Resident
  • Corporate Resident
  • Individual Resident
10

If required, select Beneficiary Category. Choose from:

  • Individual
  • Government
  • Bank Indonesia
  • Bank - Reporting Bank
  • Bank - Overseas Branch / Head Office
  • Bank - Other Bank
  • Nonbanks Financial Institutions
  • Company
  • Institution / International Organisation - Bank
  • Institution / International Organisation - Non-Bank
  • Other (Including School and Foundation)
11

If required, select Financial Relationship. Choose from:

  • Shareholder
  • Overseas Subsidiaries
  • Companies with the same group
  • Non-Affiliated or shareholder with shares less than 10%
12 If required, enter Remittance Information up to 140 characters and will appear on the Beneficiary Advice and Payment Details Report.
13 If required, enter Invoice Details up to 80 x 60 lines and will appear on the Beneficiary Advice and Payment Details Report.
14 Click Save or Update.
14 If required, repeat above steps to add each beneficiary.
15

If required, choose Rate Type:

  • Carded - FX rate is indicative only and subject to change at any time without notice.
  • Contract - enter booked Contract ID and FX Rate.
16

If required, click Attach Document to add supporting documents.

  1. Search and select document
  2. If required, choose Category
  • Follow Attach Document process again to add any additional documents.
  • Document formats acceptable: PDF, DOCX, DOC, XLSX, XLS
  • Document file size cannot exceed 5MB
  • File name cannot exceed 25 characters and only with alphanumeric, hyphens, underscores and spaces
  • Documents can only be viewed and/or deleted once payment is submitted for approval
17 Click Review & Submit.
18 Click Submit.
Errors and Alerts

Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.

Mandatory field validations:

BKT Beneficiary Alert.png
Errors and Alerts (ID) v.02.png

Upload supporting document validations:

Upload Document errors - exceeds file size.png
Upload Document errors - unsupported document.png
Upload Document errors - file name errors.png

Next Steps

When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:

  • Review this Payment from the Payment Details screen
  • View Approve Payments from the Approve Payments screen
  • Save Payment as Template to your Templates screen
  • Create a New Payment
  • Click OK to return to the Create Payment screen

When the payment has been successfully submitted for approval(s), the next steps can be:

eTax payment
About eTax payments

What is an eTax payment?

An eTax Payment is a domestic payment that allows you to transfer funds from your Indonesian Rupiah (IDR) domiciled account registered to ANZ Transactive Global, to a fixed eTax beneficiary IDR account in Indonesia. Using a Billing Code, you can confirm the pre-populated eTax Details and pay the tax amount in full.
For more information, please refer to Asia & Pacific Payment Types.

Payment method rules for eTax payments

  • Value date will default with the current or next business date if the payment is created on a non-business date. If today's payment misses the cut-off time, your payment will remain in a processing status until it is processed on the next business date.
  • Non-business day - ANZ Transactive Global will not allow you to create a payment where the Value Date is a non-business day (e.g., weekend, public holiday, bank holiday) or a currency holiday
  • Cut-off time for eTax payments is 15:00
  • Payment currency is IDR only
  • Maximum payment value is $999,999,999,999
  • Creation methods of Use Payment Template, Use Payment File or User Existing Payment are not available for this payment type
  • Beneficiary Report or Advice not available for this payment type
  • Beneficiary name will default with Rekening Penerimaan Negara Terpusat (Central State Revenue Account)
  • Partially pay eTax Payment is not available
  • eTax Payment Templates are not available as the Billing Code is unique in each instance.

Who can create a Domestic payment?

  • Eligible users with Initiator and account access can create and manage an eTax payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
    • Initiator
    • Initiate/Authorise
    • Full Access
Payment input screens
eTax Payment screen
The following image is an example of an eTax payment screen with fields including the division, debit account, execution date, and beneficiary details.
eTAX Payment screen (ID).png
eTax Details screen
The following image is an example of an eTax Details screen with fields including the beneficiary's name, address and account details, billing code, Tax payer name, address, ID, type, period and Object Number.
eTAX Payment details screen.png

Create an eTax payment

There are multiple ways you can create an eTax payment from the Asia & Pacific Payments menu. Choose from the following options:

  1. Click Create Payment >eTax payment (see step-by-step instructions below)
  2. Click Approve Payments > New > eTax Payment (see step-by-step instructions below)
  3. Click Current Payments > New > eTax Payment (see step-by-step instructions below)

To create an eTax Payment, follow the steps below:

STEP ACTION
1 Click Asia & Pacific Payments > Create Payment menu or
Click Asia & Pacific Payments > Current Payments menu > New or
Click Asia & Pacific Payments > Approve Payments menu > New.
2 Click eTax Payment.
3 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
The Bank/Branch field will prepopulate from the Division selected.
4 Select a Debit Account.
5 Execution Date defaults with the current business date.
If required, click Later to choose a future value date.
6 If required, select Confidential for confidential eTax payment and to restrict access to view, edit and approve the payment.
7 eTax Beneficiary Name will default with Rekening Penerimaan Negara Terpusat (Central State Revenue Account), and with linked account number.
8 Click eTax Payment Details icon.
9

Enter Billing Code and then click, Fetch.

RESULT: Tax Payment details related to the Billing Code will appear on screen, including Tax Payer Name, Tax Payer Address, Tax ID, Tax Type, Tax Period, Tax Object Number, SK Number, Items and Beneficiary name, address and account.
10 Click Clear to reenter Billing Code or Confirm to confirm the tax details.
11 Click Review & Submit.
12 Click Submit.

Next Steps

When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:

  • Review this Payment from the Payment Details screen
  • View Approve Payments from the Approve Payments screen
  • Create a New Payment
  • Click OK to return to the Create Payment screen

When the payment has been successfully submitted for approval(s), the next steps can be:

RTGS payment
About RTGS payments

What is an RTGS payment?

Real Time Gross Settlement (RTGS) payment allows you to transfer funds from your Indonesia domiciled account registered to ANZ Transactive Global, to a beneficiary's Indonesia domiciled IDR account in Indonesia. Payments are processed same day, rather than overnight. This payment type also allows you to create Payroll (Salary) payments.
For more information, please refer to Asia & Pacific Payment Types.

Payment method rules for RTGS payments

  • Value date will default with the current or next business date if the payment is created on a non-business date. If today's payment misses the cut-off time, your payment will remain in a processing status until it is processed on the next business date.
  • Non-business day - ANZ Transactive Global will not allow you to create a payment where the Value Date is a non-business day (e.g., weekend, public holiday, bank holiday) or a currency holiday
  • Payment currency is IDR only
  • Maximum payment value is $999,999,999,999

Who can create a Domestic payment?

  • Eligible users with Initiator and account access can create and manage an RTGS payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
    • Initiator
    • Initiate/Authorise
    • Full Access
  • Only users who are entitled to Payroll Payments will be able to view, edit and approve payments when the Payroll indicator selected.
Payment input screens
Domestic Payment screen
The following image is an example of a domestic payment screen with fields including the division, debit account, payment method, execution date, and beneficiary details.
RTGS Payment screen (ID).png
Beneficiary Payment Details screen
The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, payment reference, remittance information and invoice details.
RTGS Beneficiary payment details screen (ID).png
Beneficiary Details screen
The following image is an example of the Beneficiary Details screen with fields including the beneficiary's name, address, account and beneficiary email address. 
ACH Beneficiary details screen (ID).png

Create an RTGS payment

There are multiple ways you can create a domestic payment using the RTGS payment method from the Asia & Pacific Payments menu. Choose from the following options:

  1. Click Create Payment > Domestic Payment (see step-by-step instructions below)
  2. Click Create Payment > Use payment templates
  3. Click Create Payment > Use payment file using Asia & Pacific File Format Guides
  4. Click Create Payment > Use existing payment
  5. Click Approve Payments > New > Domestic Payment (see step-by-step instructions below)
  6. Click Current Payments > New > Domestic Payment (see step-by-step instructions below)

To create an RTGS payment and manually enter the payment instructions, follow the steps below:

STEP ACTION
1 Click Asia & Pacific Payments > Create Payment menu or
Click Asia & Pacific Payments > Current Payments menu > New or
Click Asia & Pacific Payments > Approve Payments menu > New.
2 Click Domestic Payment.
3 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
The Bank/Branch field will prepopulate from the Division selected.
4 Select a Debit Account.
5 Select RTGS Payment Method
The Ordering Party Name will prepopulate based on the debit account selected.
6 Execution Date defaults with the current business date.
If required, click Later to choose a future value date.
7 If required, select Payroll for confidential salary payments and to restrict access to view, edit and approve the payment.
8 If required, select the Individual Debits indicator to generate a separate debit entry on your account for each individual beneficiary payment instruction.
9
To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.

Click Add to add one or more beneficiary details using the following options:

Add Beneficiary from your Beneficiaries list
Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
Add New Beneficiary
Users must have entitlements to create new beneficiaries to complete these steps.
Currently, new beneficiaries cannot be saved to your Beneficiaries menu.
STEP ACTION
1 Click Add New Beneficiary from the Beneficiary Name field.
2 Enter Beneficiary Name up to 35 characters.
3 Enter Beneficiary Address up to 35 characters per line and City.
4 Select Country or Region.
5 Enter the Beneficiary's Account Number without spaces or hyphens.
6

If required, enter a Beneficiary email address to send a Beneficiary Advice.

  • Separate email addresses by a comma
  • Email addresses cannot exceed 50 characters
  • Emails will be sent to the beneficiary when payment status is Closed
7 Click Procced.
8 If required, click Add again to add additional beneficiaries.
Proceed to next steps.
10 If required, enter Payment Reference up to 20 characters.
11 Enter the Beneficiary payment Amount.
12

If required, click Beneficiary Payment Details icon to view and update additional beneficiary information:

Add or update Beneficiary Payment Details
STEP ACTION
1 Add or edit Beneficiary Name up to 35 characters.
2 Add or edit Beneficiary Address up to 35 characters per line and City.
3 Add or edit Beneficiary Account without spaces or hyphens.
4 Add or edit Email Address(es) up to 50 characters.
5 Add or edit Beneficiary Amount.
6 Add or edit Payment Reference up to 20 characters.
7

Select Charges:

  • Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment.
  • Shared (default) - you pay outgoing transfer charges, and the beneficiary pays the correspondent bank charges. The beneficiary will receive the payment minus the correspondent bank charges.
  • Beneficiary - not available for this payment type.
8 Add or edit the Beneficiary Bank / Branch Code.
9

Select Beneficiary Type. Choose from:

  • Individual
  • Company
  • Government
  • Corporate Non Resident
  • Individual Non Resident
  • Corporate Resident
  • Individual Resident
10

Select Payment Purpose.

Purpose Codes & Descriptions
PURPOSE CODE DESCRIPTION
2011 Export of Goods
2012 Imported goods
2015 Bunkers and Stores
2018 Advance Payment is paid in full
2019 Advance Payment is partially paid
2097 Other Goods Transactions - Trade in Goods within the Territory of Indonesia
2098 Other Goods Transactions - Sales (not Indonesia goods) / Purchases outside Indo for overseas selling
2127 Settlement of Account Balance (netting) related to Export
2129 Settlement of Account Balance (netting) not related to Export
2150 Transfer of Income (Workers Remittances)
2163 Labor Income
2193 Buying and Selling Non-Financial Assets - Marketing Assets
2194 Sale and Purchase of Non-Financial Assets - Contracts, Leases, Licenses
2197 Buying and Selling Land
2198 Buying and Selling Buildings
2203 Equity Participation in Indonesia
2204 Equity Participation outside Indonesia
2206 Divestment of Equity Participation in Indonesia
2207 Divestment of Equity Participation outside Indonesia
2221 Loan granting / withdrawal with a term of up to 1 year
2222 Loan provision / withdrawal with a term of> 1 year
2231 Loan repayments with a term of up to 1 year
2232 Loan repayments with a term of> 1 year
2233 Financial Leasing
2240 Deposits in Indonesia - Deposit Placement - up to 3 months (Term Deposit)
2241 Deposits in Indonesia - Deposits Placement - up to 3 months (Others, including Current Accounts & Call Money)
2242 Savings in Indonesia - Deposit placement - more than 3 - 6 months
2243 Savings in Indonesia - Deposit Placement - more than 6 months
2244 Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Term Deposit)
2245 Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Others, including Current Accounts & Call Money)
2246 Deposits in Indonesia - Withdrawal of deposits - more than 3 - 6 months
2247 Deposits in Indonesia - Withdrawal of Deposits - more than 6 months
2251 Deposits outside Indonesia - Deposits Placement - up to 3 months (Current Account & Call Money)
2252 Deposits outside Indonesia - Deposits of deposits - more than 3 months
2255 Deposits outside Indonesia - Withdrawal of Deposits - up to 3 months (Current Account & Call Money)
2256 Deposits outside Indonesia - Withdrawal of deposits - more than 3 months
2257 Deposits Outside Indonesia - Withdrawal of Foreign Exchange Proceeds from Exports from Foreign Accounts
2261 Foreign Exchange Spot Transactions against Rupiah
2262 Spot Transactions between Foreign Currencies
2263 Foreign Currency Forward Transactions against Rupiah
2264 Forward Transactions between Foreign Currencies
2271 Derivative Transactions - Profits on Forward Transactions
2272 Derivative Transactions - Receipts for Forward Rate Agreements
2273 Derivative Transactions - Receipts in Interest Swap / Currency Swap Transactions
2274 Derivative Transactions - Receipts for Initial / Repayable Margin
2275 Derivative Transactions - Receipts for Variation / Non Repayable Margin
2276 Derivative Transactions - Receipt of Premium in Option Transactions
2277 Derivative Transactions - Principal Receipt in Currency Swaps at the beginning of the Transaction
2278 Derivative Transactions - Principal Receipt in Currency Swaps at the end of the Transaction
2279 Derivative Transactions - Receipt of Premiums in Credit Default Swap Transactions
2280 Guarantee Deposit / Return
2282 Refunds for Transactions other than Export / Import of Goods & Other Goods Transactions
2299 Other Capital / Financial Transactions
2311 Non-Resident Valued Letters - Shares
2321 Non-Resident Securities - Bonds
2322 Non-Resident Securities - Other Long-Term Securities
2323 Non-Resident Securities - Other Long-Term Securities
2331 Non-Resident Valuation Letters - Treasury Bills
2332 Non-Resident Valuable Letters - Promissory Notes
2333 Non-Resident Securities - Other Short Term Debt Securities
2341 Resident Valuation Letter - Shares
2342 Resident Securities - Other Equity Securities (Warrant, Right)
2351 Resident Securities - Government Bonds of the Republic of Indonesia
2352 Resident Securities - Corporate Bonds
2353 Resident Securities - Medium Term Notes
2354 Resident Securities - Other Long-Term Debt Securities
2361 Resident Securities - Bank Indonesia Certificate & Bank Indonesia Wadiah Certificate
2362 Resident Securities - Treasury Bills
2363 Resident Securities - Promissory Notes
2364 Resident Securities - Negotiable Certificate of Deposit
2365 Resident Securities - Other Short Term Debt Securities
2366 Resident Securities - Bank Indonesia Certificate of Deposit
2371 Mutual Funds
2372 Mutual funds that are traded (Exchange Traded Fund)
2375 Resident - Sales of Securities by repo by Owner for a period of up to 1 year
2376 Resident - Sales of Securities by repo by Owners with a term of> 1 year
2377 Resident - Buyer resales repo securities for up to 1 year
2378 Resident - Resale of repo Securities by Buyer> 1 year
2379 Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2380 Resident - Buyback of repo Securities by Owner with a term of> 1 year
2381 Residents - Purchase of Securities that are sold on a repo basis for a period of up to 1 year
2382 Resident - Purchase of Securities that are sold on a repo basis> 1 year
2383 Factoring - Banks in Indonesia up to 1 year
2384 Factoring - Banks in Indonesia> 1 year term
2385 Factoring - Companies in Indonesia for a period of up to 1 year
2386 Factoring - Companies in Indonesia> 1 year
2387 Factoring - Overseas banks up to 1 year
2388 Factoring - Overseas bank term> 1 year
2389 Factoring - Overseas companies for a period of up to 1 year
2390 Factoring - Overseas company term> 1 year
2391 Submission of Funds o / Cash Provider in Gold Swap agreement term of up to 1 year
2392 Submission of Funds o / Cash Provider in Gold Swap agreement term> 1 year
2393 Refunds o / Gold Owner in Gold Swap agreement term of up to 1 year
2394 Refunds o / Gold Owner in Gold Swap agreement term> 1 year
2395 Receipt of funds o / Cash Provider in a Gold Swap agreement term of up to 1 year
2396 Receipt of funds o / Cash Provider in Gold Swap agreement term> 1 year
2397 Receipt of Funds o / Gold Owner in Gold Swap agreement term of up to 1 year
2398 Receipt of Funds o / Gold Owner in Gold Swap agreement term> 1 year
2400 Goods Processing Services
2405 Goods Maintenance and Repair Services
2411 Passenger Transportation - Sea Transportation Mode
2412 Passenger Transportation - Air Transport Mode
2413 Passenger or Freight Transportation Export & Import - Other modes of transportation (rail, pipeline, highway, etc.)
2421 Transportation of Goods (Freight) Export & Import - Sea Transportation Mode
2422 Transportation of Goods (Freight) Export & Import - Air Transportation Mode
2431 Transportation of Goods (Freight) outside of Export & Import - Sea Transportation Mode
2432 Transportation of Goods (Freight) outside of Export & Import - Air Transportation Mode
2433 Transportation of goods (Freight) excluding Export & Import - Other modes of transportation
2441 Transportation Support - Sea Transportation Mode
2442 Transportation Support - Air Transportation Mode
2443 Transportation Support - Other Transportation Modes
2450 Post and Courier
2461 Business trip
2462 Personal Travel
2466 Health services are carried out in Indonesia
2467 Health services are carried out outside Indonesia
2468 Education / training services are carried out in Indonesia
2469 Education / training services are carried out outside Indonesia
2480 Telecommunication Services
2490 Computer Services
2495 Information Services
2501 Construction Services in Indonesia for up to 1 year
2502 Construction Services in Indonesia for more than 1 year
2511 Overseas Construction Services for up to 1 year
2512 Overseas Construction Services for more than 1 year
2521 Direct Insurance - Life Insurance (Premium)
2522 Direct Insurance - Life Insurance (Benefit)
2523 Direct Insurance - Freight Insurance (Premium)
2524 Direct Insurance - Freight Insurance (Claim)
2525 Other Direct Insurance (Premium)
2526 Other Direct Insurance (Claim)
2531 Reinsurance (Premium)
2532 Reinsurance (Claim)
2533 Reinsurance (Commission)
2541 Insurance Support Services (Auxiliary Insurance Services)
2546 Pension Fund (Contribution)
2547 Pension Fund (Benefit)
2550 Financial Services
2560 Use of Intellectual Property Rights
2570 Research and development
2580 Law, Accounting, Management Consultant, and Public Relations
2590 Advertising, Market Research, and Public Opinion
2600 Architecture, Engineering, and Other Engineering
2610 Mining, Agriculture, and Waste and Pollution Management
2615 Operational Leasing (Goods)
2616 Operational Leasing (Unmanned Transportation Facility)
2630 Trade Related Services
2640 Other Business Services
2651 Arts, Culture and Recreation Services are carried out in Indonesia
2652 Arts, Culture and Recreation Services are carried out outside Indonesia
2660 Government Services
2670 Other Service Transactions
2701 Interest, profit sharing, margin and bonus - Non-resident Securities for up to 1 year
2702 Interest, profit sharing, margin and bonus - Non-resident Securities> 1 year
2705 Interest, profit sharing, margin and bonus - Current & Savings Account
2710 Interest, profit sharing, margin and bonus - Loans
2716 Interest, profit sharing, margin and bonus - Residential Securities up to 1 year
2717 Interest, profit sharing, margin and bonus - Resident Securities> 1 year
2720 Interest, profit sharing, margin and bonus - Gold Swap
2725 Dividends and profit / profit distributed, including profits from mutual funds
2730 Security Landing Transaction Fees, Gold Loans, Gold Swaps - Securities Owner
2731 Security Landing Transaction Fees, Gold Loans, Gold Swaps - Gold Owner
2741 Land Lease
2742 Rent Office Space, Apartments, Houses, and the like
2743 Rent Land and Office Space, Apartments, Houses
2751 Grant / the like (cash) which is not related to the obligation to buy fixed assets
2752 Grant / the like (cash) related to the obligation to buy fixed assets
2760 Password / fines and the like
2765 Tax on Products such as Value Added Tax, Payroll Tax, PBB, Business License
2766 Tax on Income and Welfare
2767 Other Taxes
2770 Right to Use of Natural Resources
2802 Export Refunds
2803 Import Refunds
2804 Other Goods Returns (Refunds)
2808 Working Capital / Cashcall - Oil and Gas
2809 Working Capital / Cashcall - Non Oil and Gas
2811 Advance Payment - Goods outside of Export and Import
2812 Advance Payment - Insurance
2813 Advance Payment - Others
2814 Receipt / Refund of Orders (based on IPO & Private Placement)
2815 Reimbursement of Bailout Data
2821 Non-Resident - Sales of Securities on a repo basis by the Owner for a period of up to 1 year
2822 Non-Resident - Sales of Securities on a repo basis by Owners with a term of> 1 year
2823 Non-Resident - Buyer resale of repo Securities for a period of up to 1 year
2824 Non-Resident - Resale of repo Securities by Buyer> 1 year
2825 Non-Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2826 Non-Resident - Buyback of repo Securities by Owner with a term of> 1 year
2827 Non-Residents - Purchase of Securities that are sold on a repo basis of up to 1 year
2828 Non-Resident - Purchase of Securities that are sold on a repo basis> 1 year
2901 Transactions between Non-Resident with other Non-Resident
2902 Credit card payment and the like
2903 Buy and sell, acquisition, delivery, or remittance of foreign currency 
2904 Buy and sale, acquisition, takeover, or settlement of a travelers cheque
2905 For export money orders, in order to takeover of the customer
2906 Refunds, cancellations, payment forwarding, and bookkeeping adjustments
2907 Change of transaction status from Resident to Non-Resident or vice versa
2911 For export money orders, in order to rediscount / refinancing
2912 For export money orders, in order to repayment of rediscount / refinancing
2981 Fund placement in the form of DHE deposits - a period of 1 month
2982 Fund placement in the form of DHE deposits - a period of 3 months
2983 Fund placement in the form of DHE deposits - a period of 6 months
2984 Fund placement in the form of DHE deposits - a period of more than 6 months
2985 Disbursement of deposits in the form of DHE deposits
2986 Transfer of deposits between DHE Special Accounts, both intrabank and interbank
2987 Transfer of funds other than DHE from DHE Special Account
2988 Interest or revenue share for DHE Special Account
11

If required, select Beneficiary Category. Choose from:

  • Individual
  • Government
  • Bank Indonesia
  • Bank - Reporting Bank
  • Bank - Overseas Branch / Head Office
  • Bank - Other Bank
  • Nonbanks Financial Institutions
  • Company
  • Institution / International Organisation - Bank
  • Institution / International Organisation - Non-Bank
  • Other (Including School and Foundation)
12

If required, select Financial Relationship. Choose from:

  • Shareholder
  • Overseas Subsidiaries
  • Companies with the same group
  • Non-Affiliated or shareholder with shares less than 10%
13 If required, enter Remittance Information up to 140 characters and will appear on the Beneficiary Advice and Payment Details Report.
14 If required, enter Invoice Details up to 80 x 60 lines and will appear on the Beneficiary Advice and Payment Details Report.
15 Click Save or Update.
13 If required, repeat above steps to add each beneficiary.
14

If required, choose Rate Type:

  • Carded - FX rate is indicative only and subject to change at any time without notice.
  • Contract - enter booked Contract ID and FX Rate.
15

If required, click Attach Document to add supporting documents.

  1. Search and select document
  2. If required, choose Category
  • Follow Attach Document process again to add any additional documents.
  • Document formats acceptable: PDF, DOCX, DOC, XLSX, XLS
  • Document file size cannot exceed 5MB
  • File name cannot exceed 25 characters and only with alphanumeric, hyphens, underscores and spaces
  • Documents can only be viewed and/or deleted once payment is submitted for approval
16 Click Review & Submit.
17 Click Submit.
Errors and Alerts

Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.

Mandatory field validations:

RTGS Beneficiary Alert.png
Errors and Alerts (ID) v.02.png

Upload supporting document validations:

Upload Document errors - exceeds file size.png
Upload Document errors - unsupported document.png
Upload Document errors - file name errors.png

Next Steps

When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:

  • Review this Payment from the Payment Details screen
  • View Approve Payments from the Approve Payments screen
  • Save Payment as Template to your Templates screen
  • Create a New Payment
  • Click OK to return to the Create Payment screen

When the payment has been successfully submitted for approval(s), the next steps can be:

RTGS Cash withdrawal payment
  • These instructions are specifically for Cash Withdrawals equal to or greater than IDR 1 billion. For values less than IDR 1 billion, please refer to ACH (SKN) Cash withdrawal payment - details can be found in this article.
  • For all other RTGS payment specifics, please refer to RTGS payment - details can be found in this article.
About Cash withdrawal payments

What is a Cash withdrawal payment?

Cash withdrawal allows you to transfer funds from your Indonesia domiciled account registered to ANZ Transactive Global, to a predefined 'PT Bank ANZ Indonesia' beneficiary bank account in Indonesia. The nominated recipient is required to provide photo identification and if required, other supporting documentation to collect the cash from the nominated CIMB Niaga Bank branch.
For more information, please refer to Asia & Pacific Payment Types.

Payment method rules for Cash withdrawal payments

  • Beneficiary name should be selected as PT Bank ANZ Indonesia.
  • Remittance Information: Mandatory details are required in a specific format. Refer step instructions.
  • Supporting documents to include a copy of the Beneficiary photo ID
  • Non-Cash Withdrawal beneficiaries can be added to this payment.
  • Transaction narratives for Cash Withdrawals will appear in payment reports with an RTGS prefix.
  • Value date will default with the current or next business date if the payment is created on a non-business date. If today's payment misses the cut-off time, your payment will remain in a processing status until it is processed on the next business date.
  • Non-business day - ANZ Transactive Global will not allow you to create a payment where the Value Date is a non-business day (e.g., weekend, public holiday, bank holiday) or a currency holiday
  • Payment currency is IDR only
  • Maximum payment value is $999,999,999,999

Who can create a Domestic payment?

  • Eligible users with Initiator and account access can create and manage an RTGS payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
    • Initiator
    • Initiate/Authorise
    • Full Access
Payment input screens
Domestic Payment screen
The following image is an example of a domestic payment screen with fields including the division, debit account, payment method, execution date, beneficiary details and supporting documents.
RTGS (Cash Withdrawal) Payment screen (ID).png
Beneficiary Payment Details screen
The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, payment reference, and cash withdrawal remittance information.
RTGS (Cash Withdrawal) Beneficiary payment details screen (ID).png

Create a Cash withdrawal payment

There are multiple ways you can create a cash withdrawal payment using the RTGS payment method from the Asia & Pacific Payments menu. Choose from the following options:

  1. Click Create Payment > Domestic Payment (see step-by-step instructions below)
  2. Click Create Payment > Use payment templates
  3. Click Create Payment > Use payment file using Asia & Pacific File Format Guides
  4. Click Create Payment > Use existing payment
  5. Click Approve Payments > New > Domestic Payment (see step-by-step instructions below)
  6. Click Current Payments > New > Domestic Payment (see step-by-step instructions below)

To create a Cash Withdrawal payment and manually enter the payment instructions, follow the steps below:

STEP ACTION
1 Click Asia & Pacific Payments > Create Payment menu or
Click Asia & Pacific Payments > Current Payments menu > New or
Click Asia & Pacific Payments > Approve Payments menu > New.
2 Click Domestic Payment.
3 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
The Bank/Branch field will prepopulate from the Division selected.
4 Select a Debit Account.
5 Select RTGS Payment Method
The Ordering Party Name will prepopulate based on the debit account selected.
6 Execution Date defaults with the current business date.
If required, click Later to choose a future value date.
7 If required, select the Individual Debits indicator to generate a separate debit entry on your account for each individual beneficiary payment instruction.
8
To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.

Click Add to add one or more beneficiary details.

Search and select the predefined PT Bank ANZ Indonesia beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
9 Enter 'Cash Withdrawal' in the Payment Reference field.
10 Enter the Beneficiary payment Amount.
11

Click Beneficiary Payment Details icon to view and update additional beneficiary information:

Add or update Beneficiary Payment Details
STEP ACTION
1 Add or edit Email Address(es) up to 50 characters.
2 Add or edit Beneficiary Amount.
3

Select Charges as:

  • Ours - you pay all transfer charges, and the beneficiary receives the full amount of the payment.
4

Select Beneficiary Type. Choose from:

  • Individual
  • Company
  • Government
  • Corporate Non Resident
  • Individual Non Resident
  • Corporate Resident
  • Individual Resident
5

Select Payment Purpose.

Purpose Codes & Descriptions
PURPOSE CODE DESCRIPTION
2011 Export of Goods
2012 Imported goods
2015 Bunkers and Stores
2018 Advance Payment is paid in full
2019 Advance Payment is partially paid
2097 Other Goods Transactions - Trade in Goods within the Territory of Indonesia
2098 Other Goods Transactions - Sales (not Indonesia goods) / Purchases outside Indo for overseas selling
2127 Settlement of Account Balance (netting) related to Export
2129 Settlement of Account Balance (netting) not related to Export
2150 Transfer of Income (Workers Remittances)
2163 Labor Income
2193 Buying and Selling Non-Financial Assets - Marketing Assets
2194 Sale and Purchase of Non-Financial Assets - Contracts, Leases, Licenses
2197 Buying and Selling Land
2198 Buying and Selling Buildings
2203 Equity Participation in Indonesia
2204 Equity Participation outside Indonesia
2206 Divestment of Equity Participation in Indonesia
2207 Divestment of Equity Participation outside Indonesia
2221 Loan granting / withdrawal with a term of up to 1 year
2222 Loan provision / withdrawal with a term of> 1 year
2231 Loan repayments with a term of up to 1 year
2232 Loan repayments with a term of> 1 year
2233 Financial Leasing
2240 Deposits in Indonesia - Deposit Placement - up to 3 months (Term Deposit)
2241 Deposits in Indonesia - Deposits Placement - up to 3 months (Others, including Current Accounts & Call Money)
2242 Savings in Indonesia - Deposit placement - more than 3 - 6 months
2243 Savings in Indonesia - Deposit Placement - more than 6 months
2244 Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Term Deposit)
2245 Deposits in Indonesia - Withdrawal of Deposits - up to 3 months (Others, including Current Accounts & Call Money)
2246 Deposits in Indonesia - Withdrawal of deposits - more than 3 - 6 months
2247 Deposits in Indonesia - Withdrawal of Deposits - more than 6 months
2251 Deposits outside Indonesia - Deposits Placement - up to 3 months (Current Account & Call Money)
2252 Deposits outside Indonesia - Deposits of deposits - more than 3 months
2255 Deposits outside Indonesia - Withdrawal of Deposits - up to 3 months (Current Account & Call Money)
2256 Deposits outside Indonesia - Withdrawal of deposits - more than 3 months
2257 Deposits Outside Indonesia - Withdrawal of Foreign Exchange Proceeds from Exports from Foreign Accounts
2261 Foreign Exchange Spot Transactions against Rupiah
2262 Spot Transactions between Foreign Currencies
2263 Foreign Currency Forward Transactions against Rupiah
2264 Forward Transactions between Foreign Currencies
2271 Derivative Transactions - Profits on Forward Transactions
2272 Derivative Transactions - Receipts for Forward Rate Agreements
2273 Derivative Transactions - Receipts in Interest Swap / Currency Swap Transactions
2274 Derivative Transactions - Receipts for Initial / Repayable Margin
2275 Derivative Transactions - Receipts for Variation / Non Repayable Margin
2276 Derivative Transactions - Receipt of Premium in Option Transactions
2277 Derivative Transactions - Principal Receipt in Currency Swaps at the beginning of the Transaction
2278 Derivative Transactions - Principal Receipt in Currency Swaps at the end of the Transaction
2279 Derivative Transactions - Receipt of Premiums in Credit Default Swap Transactions
2280 Guarantee Deposit / Return
2282 Refunds for Transactions other than Export / Import of Goods & Other Goods Transactions
2299 Other Capital / Financial Transactions
2311 Non-Resident Valued Letters - Shares
2321 Non-Resident Securities - Bonds
2322 Non-Resident Securities - Other Long-Term Securities
2323 Non-Resident Securities - Other Long-Term Securities
2331 Non-Resident Valuation Letters - Treasury Bills
2332 Non-Resident Valuable Letters - Promissory Notes
2333 Non-Resident Securities - Other Short Term Debt Securities
2341 Resident Valuation Letter - Shares
2342 Resident Securities - Other Equity Securities (Warrant, Right)
2351 Resident Securities - Government Bonds of the Republic of Indonesia
2352 Resident Securities - Corporate Bonds
2353 Resident Securities - Medium Term Notes
2354 Resident Securities - Other Long-Term Debt Securities
2361 Resident Securities - Bank Indonesia Certificate & Bank Indonesia Wadiah Certificate
2362 Resident Securities - Treasury Bills
2363 Resident Securities - Promissory Notes
2364 Resident Securities - Negotiable Certificate of Deposit
2365 Resident Securities - Other Short Term Debt Securities
2366 Resident Securities - Bank Indonesia Certificate of Deposit
2371 Mutual Funds
2372 Mutual funds that are traded (Exchange Traded Fund)
2375 Resident - Sales of Securities by repo by Owner for a period of up to 1 year
2376 Resident - Sales of Securities by repo by Owners with a term of> 1 year
2377 Resident - Buyer resales repo securities for up to 1 year
2378 Resident - Resale of repo Securities by Buyer> 1 year
2379 Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2380 Resident - Buyback of repo Securities by Owner with a term of> 1 year
2381 Residents - Purchase of Securities that are sold on a repo basis for a period of up to 1 year
2382 Resident - Purchase of Securities that are sold on a repo basis> 1 year
2383 Factoring - Banks in Indonesia up to 1 year
2384 Factoring - Banks in Indonesia> 1 year term
2385 Factoring - Companies in Indonesia for a period of up to 1 year
2386 Factoring - Companies in Indonesia> 1 year
2387 Factoring - Overseas banks up to 1 year
2388 Factoring - Overseas bank term> 1 year
2389 Factoring - Overseas companies for a period of up to 1 year
2390 Factoring - Overseas company term> 1 year
2391 Submission of Funds o / Cash Provider in Gold Swap agreement term of up to 1 year
2392 Submission of Funds o / Cash Provider in Gold Swap agreement term> 1 year
2393 Refunds o / Gold Owner in Gold Swap agreement term of up to 1 year
2394 Refunds o / Gold Owner in Gold Swap agreement term> 1 year
2395 Receipt of funds o / Cash Provider in a Gold Swap agreement term of up to 1 year
2396 Receipt of funds o / Cash Provider in Gold Swap agreement term> 1 year
2397 Receipt of Funds o / Gold Owner in Gold Swap agreement term of up to 1 year
2398 Receipt of Funds o / Gold Owner in Gold Swap agreement term> 1 year
2400 Goods Processing Services
2405 Goods Maintenance and Repair Services
2411 Passenger Transportation - Sea Transportation Mode
2412 Passenger Transportation - Air Transport Mode
2413 Passenger or Freight Transportation Export & Import - Other modes of transportation (rail, pipeline, highway, etc.) 
2421 Transportation of Goods (Freight) Export & Import - Sea Transportation Mode
2422 Transportation of Goods (Freight) Export & Import - Air Transportation Mode
2431 Transportation of Goods (Freight) outside of Export & Import - Sea Transportation Mode
2432 Transportation of Goods (Freight) outside of Export & Import - Air Transportation Mode
2433 Transportation of goods (Freight) excluding Export & Import - Other modes of transportation
2441 Transportation Support - Sea Transportation Mode
2442 Transportation Support - Air Transportation Mode
2443 Transportation Support - Other Transportation Modes
2450 Post and Courier
2461 Business trip
2462 Personal Travel
2466 Health services are carried out in Indonesia
2467 Health services are carried out outside Indonesia
2468 Education / training services are carried out in Indonesia
2469 Education / training services are carried out outside Indonesia
2480 Telecommunication Services
2490 Computer Services
2495 Information Services
2501 Construction Services in Indonesia for up to 1 year
2502 Construction Services in Indonesia for more than 1 year
2511 Overseas Construction Services for up to 1 year
2512 Overseas Construction Services for more than 1 year
2521 Direct Insurance - Life Insurance (Premium)
2522 Direct Insurance - Life Insurance (Benefit)
2523 Direct Insurance - Freight Insurance (Premium)
2524 Direct Insurance - Freight Insurance (Claim)
2525 Other Direct Insurance (Premium)
2526 Other Direct Insurance (Claim)
2531 Reinsurance (Premium)
2532 Reinsurance (Claim)
2533 Reinsurance (Commission)
2541 Insurance Support Services (Auxiliary Insurance Services)
2546 Pension Fund (Contribution)
2547 Pension Fund (Benefit)
2550 Financial Services
2560 Use of Intellectual Property Rights
2570 Research and development
2580 Law, Accounting, Management Consultant, and Public Relations
2590 Advertising, Market Research, and Public Opinion
2600 Architecture, Engineering, and Other Engineering
2610 Mining, Agriculture, and Waste and Pollution Management
2615 Operational Leasing (Goods)
2616 Operational Leasing (Unmanned Transportation Facility)
2630 Trade Related Services
2640 Other Business Services
2651 Arts, Culture and Recreation Services are carried out in Indonesia
2652 Arts, Culture and Recreation Services are carried out outside Indonesia
2660 Government Services
2670 Other Service Transactions
2701 Interest, profit sharing, margin and bonus - Non-resident Securities for up to 1 year
2702 Interest, profit sharing, margin and bonus - Non-resident Securities> 1 year
2705 Interest, profit sharing, margin and bonus - Current & Savings Account
2710 Interest, profit sharing, margin and bonus - Loans
2716 Interest, profit sharing, margin and bonus - Residential Securities up to 1 year
2717 Interest, profit sharing, margin and bonus - Resident Securities> 1 year
2720 Interest, profit sharing, margin and bonus - Gold Swap
2725 Dividends and profit / profit distributed, including profits from mutual funds
2730 Security Landing Transaction Fees, Gold Loans, Gold Swaps - Securities Owner
2731 Security Landing Transaction Fees, Gold Loans, Gold Swaps - Gold Owner
2741 Land Lease
2742 Rent Office Space, Apartments, Houses, and the like
2743 Rent Land and Office Space, Apartments, Houses
2751 Grant / the like (cash) which is not related to the obligation to buy fixed assets
2752 Grant / the like (cash) related to the obligation to buy fixed assets
2760 Password / fines and the like
2765 Tax on Products such as Value Added Tax, Payroll Tax, PBB, Business License
2766 Tax on Income and Welfare
2767 Other Taxes
2770 Right to Use of Natural Resources
2802 Export Refunds
2803 Import Refunds
2804 Other Goods Returns (Refunds)
2808 Working Capital / Cashcall - Oil and Gas
2809 Working Capital / Cashcall - Non Oil and Gas
2811 Advance Payment - Goods outside of Export and Import
2812 Advance Payment - Insurance
2813 Advance Payment - Others
2814 Receipt / Refund of Orders (based on IPO & Private Placement)
2815 Reimbursement of Bailout Data
2821 Non-Resident - Sales of Securities on a repo basis by the Owner for a period of up to 1 year
2822 Non-Resident - Sales of Securities on a repo basis by Owners with a term of> 1 year
2823 Non-Resident - Buyer resale of repo Securities for a period of up to 1 year
2824 Non-Resident - Resale of repo Securities by Buyer> 1 year
2825 Non-Resident - Buyback of repo Securities by Owner for a period of up to 1 year
2826 Non-Resident - Buyback of repo Securities by Owner with a term of> 1 year
2827 Non-Residents - Purchase of Securities that are sold on a repo basis of up to 1 year
2828 Non-Resident - Purchase of Securities that are sold on a repo basis> 1 year
2901 Transactions between Non-Resident with other Non-Resident
2902 Credit card payment and the like
2903 Buy and sell, acquisition, delivery, or remittance of foreign currency 
2904 Buy and sale, acquisition, takeover, or settlement of a travelers cheque
2905 For export money orders, in order to takeover of the customer
2906 Refunds, cancellations, payment forwarding, and bookkeeping adjustments
2907 Change of transaction status from Resident to Non-Resident or vice versa
2911 For export money orders, in order to rediscount / refinancing
2912 For export money orders, in order to repayment of rediscount / refinancing
2981 Fund placement in the form of DHE deposits - a period of 1 month
2982 Fund placement in the form of DHE deposits - a period of 3 months
2983 Fund placement in the form of DHE deposits - a period of 6 months
2984 Fund placement in the form of DHE deposits - a period of more than 6 months
2985 Disbursement of deposits in the form of DHE deposits
2986 Transfer of deposits between DHE Special Accounts, both intrabank and interbank
2987 Transfer of funds other than DHE from DHE Special Account
2988 Interest or revenue share for DHE Special Account
6

If required, select Beneficiary Category. Choose from:

  • Individual
  • Government
  • Bank Indonesia
  • Bank - Reporting Bank
  • Bank - Overseas Branch / Head Office
  • Bank - Other Bank
  • Nonbanks Financial Institutions
  • Company
  • Institution / International Organisation - Bank
  • Institution / International Organisation - Non-Bank
  • Other (Including School and Foundation)
7

If required, select Financial Relationship. Choose from:

  • Shareholder
  • Overseas Subsidiaries
  • Companies with the same group
  • Non-Affiliated or shareholder with shares less than 10%
8

Enter Remittance Information up to 140 characters and will appear on the Beneficiary Advice and Payment Details Report.
Cash Withdrawal details must include the following information:

  • Details of Payment: Cash withdrawal at CIMB Niaga Bank <enter branch name>
  • Cash withdrawal date: <enter next business date>
  • Authorised Photo ID: <enter beneficiary name>, <enter beneficiary ID number>
9 If required, enter Invoice Details up to 80 x 60 lines and will appear on the Beneficiary Advice and Payment Details Report.
10 Click Save or Update.
12 If required, repeat above steps to add each beneficiary.
13

If required, choose Rate Type:

  • Carded - FX rate is indicative only and subject to change at any time without notice.
  • Contract - enter booked Contract ID and FX Rate.
14

Click Attach Document to add a copy of the Beneficiary's photo ID.

  1. Search and select document
  2. If required, choose Category
  • Follow Attach Document process again to add any additional documents.
  • Document formats acceptable: PDF, DOCX, DOC, XLSX, XLS
  • Document file size cannot exceed 5MB
  • File name cannot exceed 25 characters and only with alphanumeric, hyphens, underscores and spaces
  • Documents can only be viewed and/or deleted once payment is submitted for approval
15 Click Review & Submit.
16 Click Submit.
Errors and Alerts

Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.

Mandatory field validations:

ACH Beneficiary Alert.pngErrors and Alerts (ID) v.02.png

Upload supporting document validations:

Upload Document errors - exceeds file size.png
Upload Document errors - unsupported document.png
Upload Document errors - file name errors.png

Next Steps

When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:

  • Review this Payment from the Payment Details screen
  • View Approve Payments from the Approve Payments screen
  • Save Payment as Template to your Templates screen
  • Create a New Payment
  • Click OK to return to the Create Payment screen

When the payment has been successfully submitted for approval(s), the next steps can be:

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