December Announcements 2025

Currently customers in Hong Kong and Singapore fund cross-currency payments using either a Dynamic rate or a Contract. From 8 December 2025, there will be an additional option to use Dynamic - Auto Trade.

• To use Dynamic - Auto Trade, please specify AUTOTRADE as the FX Deal ID in payment files.
• If FX Deal ID is blank, the Rate Type will default to Dynamic.
• If a payment batch includes both transactions with and without a FX Deal ID, the entire batch will be rejected. The exception to this is when itemised debit is used, as a separate batch is created.
• For Pain001 files, Dynamic - Auto Trade is set in <CdtTrfTxInf><XchgRateInf><CtrctId>.
• Transactions in a Future Dated status are auto released on the value date with an auto applied FX rate.

From 8 December 2025, ANZ will increase Foreign Exchange (FX) thresholds from USD 500K to USD 5 million for certain currency pairs on payments made via ANZ Fileactive and ANZ Transactive – Global in Hong Kong and Singapore. This applies to major currencies: AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, and USD.

• For other currencies, including AED, CHF, CNY, DKK, FJD, INR, NOK, PHP, SEK, THB, and ZAR, the USD 500K threshold remains.
• When a payment involves currency pairs, the lower threshold will apply.

If needed, please contact your Markets Sales representative to book an FX rate for your payment.

A new SWIFT Services - Payments File Formats guide has replaced the ANZ Transactive - Global MT101 File Format guide and now includes details for Pain.001 for CBPR+ / SCORE+ for MX / ISO, whilst retaining MT101. This document is applicable for customers in Hong Kong, India, Philippines, Singapore and Vietnam.

To access the updated document, please go to the File Formats Guides article.

From 15 December 2025, ANZ will increase Foreign Exchange (FX) thresholds from USD 500K to USD 5 million for certain currency pairs on payments made via ANZ Fileactive and ANZ Transactive – Global in Vietnam. This applies to the following currencies: CAD, CHF, DKK, EUR, GBP, HKD, JPY, SEK, SGD and USD.

• USD 500K threshold remains for the following currencies: AUD, NZD, THB and VND.
• When a payment involves currency pairs, the lower threshold will apply.

If needed, please contact your Markets Sales representative to book an FX rate for your payment.

Currently customers in Hong Kong and Singapore fund cross-currency payments using either a Dynamic rate or a Contract. From 8 December 2025, there will be an additional option to use Dynamic - Auto Trade. When used, a Foreign Exchange (FX) rate will be applied to the payment without users needing to perform the Get Rate action.

1. Create Payment screens: An additional default Dynamic – Auto Trade Rate Type will be available in the FX Details section of a payment:

   

2. File Upload: To use Dynamic-Auto Trade, please specify AUTOTRADE as the FX Deal ID in the Contract Reference field. Please note:
   • If FX Deal ID is blank, the Rate Type will default to Dynamic and a user will need to perform the Get Rate action.
   • If a payment batch includes both transactions with and without a FX Deal ID, the entire batch will be rejected. The exception to this is when itemised debit is used, as a separate batch is created.
3. Future Dated payments: Transactions in a Future Dated status are auto released on the value date with an auto applied FX rate.

After a payment is processed, the FX rate is not displayed in ANZ Transactive – Global and is available in advices and reports.

Watch the YouTube video for a quick demonstration:

From 8 December 2025, ANZ will increase Foreign Exchange (FX) thresholds from USD 500K to USD 5 million for certain currency pairs on payments made via ANZ Fileactive and ANZ Transactive – Global in Hong Kong and Singapore. This applies to major currencies: AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, and USD.

• For other currencies, including AED, CHF, CNY, DKK, FJD, INR, NOK, PHP, SEK, THB, and ZAR, the USD 500K threshold remains.
• When a payment involves currency pairs, the lower threshold will apply.

If needed, please contact your Markets Sales representative to book an FX rate for your payment.

The following file format guides have been updated:

• ANZ Transactive - Global File Formats (Web only): Details have been added for Hong Kong and Singapore customers on how to use Dynamic-Auto Trade in file uploads. Refer to page 36, Contract Reference field.
• A new SWIFT Services - Payments File Formats guide has replaced the ANZ Transactive - Global MT101 File Format guide and now includes details for Pain.001 for CBPR+ / SCORE+ for MX / ISO, whilst retaining MT101. This document is applicable for customers in Hong Kong, India, Philippines, Singapore and Vietnam.

To access the updated documents, please go to the File Formats Guides article.

From 15 December 2025, you will have more flexibility when managing your bills. You can now future-date your Australian Pay a Bill payments via BPAY®* up to 365 days in advance, previously 60 days, allowing you to plan ahead.

For more information on creating BPAY® payments, please refer to Create Pay a Bill - BPAY (Australia).

*BPAY® Registered to BPAY Pty Ltd. ABN 69 079 137 518.

From 15 December 2025, we are introducing several improvements for Administrators. Here’s what’s new:

Account Management

• The Account Management screen now displays the division’s Primary Jurisdiction, helping Administrators confirm if a division can be assigned to the account’s domiciled country or region.
• If the jurisdiction does not match, you’ll see this error message:
  “The selected division cannot be added as the account country does not match the division’s primary jurisdiction.”

For more information, please refer to Account Management screen.

Administration Reports

• Administrators can now extract User Details Report and User Summary Report for users who share one or more of their assigned divisions.
• A new Select Division option is available when creating or editing these reports.

For more information, please refer to Administration Report Types and Create & Schedule Administration Reports

Confidential Data Group

• Confidential Data Group is only applicable to Australia and New Zealand customers.
• If the customer jurisdiction excludes these countries, the Other Settings screen will not display this option.

For more information, please refer to Other Settings screen.

Role Management & User Permissions

• Administrators can now create custom roles for Payer and/or Payee Management only and apply this role to User Permissions.
• Users with these roles can add, approve, delete, edit, and view payers and payees, ensuring better segregation of duties.
• This includes users in Australia who use Confirmation of Payee.

For more information, please refer to Create Role, User Permissions and Create User.

 

From 15 December 2025, ANZ will increase Foreign Exchange (FX) thresholds from USD 500K to USD 5 million for certain currency pairs on payments made via ANZ Fileactive and ANZ Transactive – Global in Vietnam. This applies to the following currencies: CAD, CHF, DKK, EUR, GBP, HKD, JPY, SEK, SGD and USD.

• USD 500K threshold remains for the following currencies: AUD, NZD, THB and VND.
• When a payment involves currency pairs, the lower threshold will apply.

If needed, please contact your Markets Sales representative to book an FX rate for your payment.

The upcoming holiday season will impact some payment processing services across our geographies.

Australia based transactions

25 December 2025 (Christmas Day)

• No Domestic Transfers, Direct Entry (DE), Real Time Gross Settlements (RTGS) and BPAY payments.
• International payments using Australian (AUD), New Zealand (NZD) and United States (USD) will not be available, and FX rates cannot be booked.

26 December 2025 (Boxing Day)

• No Domestic Transfers, DE, RTGS and BPAY payments.
• International payments using Australian (AUD) and New Zealand (NZD) will not be available, and FX rates cannot be booked.

Osko (NPP) payments will process as normal.

New Zealand based transactions

25 December 2025 (Christmas Day)

• No RTGS payments processing.
• Domestic payments will process within standard payment processing times.
• International payments using Australian (AUD), New Zealand (NZD) and United States (USD) will not be available, and FX rates cannot be booked.

26 December 2025 (Boxing Day)

• No RTGS payments processing.
• Domestic payments will process within standard payment processing times.
• International payments using Australian (AUD) and New Zealand (NZD) will not be available, and FX rates cannot be booked.

Please ensure you manage your payment processing around the above changes. We apologise for any inconvenience.

For more information, please refer to: Festive Holiday webinar.

The upcoming holiday season will impact some payment processing services across our geographies.

Australia based transactions

01 January 2026 (New Year's Day)

• No Domestic Transfers, DE, RTGS and BPAY payments.
• International payments using Australian (AUD), New Zealand (NZD) and United States (USD) will not be available, and FX rates cannot be booked.

Osko (NPP) payments will process as per normal.

New Zealand based transactions

01 January 2026 (New Year’s Day)

• No RTGS payments processing.
• Domestic payments will process within standard payment processing times.
• International payments using Australian (AUD), New Zealand (NZD) and United States (USD) will not be available, and FX rates cannot be booked.

02 January 2026 (Day after New Year’s Day)

• No RTGS payments processing.
• Domestic payments will process within standard payment processing times.
• International payments using New Zealand (NZD) will not be available, and FX rates cannot be booked.

Please ensure you manage your payment processing around the above changes. We apologise for any inconvenience. 

For more information, please see the link to the Festive Holiday webinar.

From 18 December 2025, customers in Australia with access to Transaction Analysis will notice an enhanced view of their dashboard. 
Enhancements include:

• Expanded account selection: Australian foreign currency accounts included in analysis.
• New widgets:
  • Balances in Reporting Currency: displays total AUD balance across selected accounts and currencies. Each currency shows its percentage share of the overall total, and highlights changes between the selected start and end dates.
  • Cash Position by Month: view opening and closing balances across a selected date range, in AUD or the account currency.

• Enhanced Analytics: gain deeper insights into cash flow when selecting a single currency.

  

For more information, FAQs and instructional video please refer to Transaction Analysis.

This 30-minute session will demonstrate how to manage ANZ Transactive - Global during the holiday season, with a particular focus on:

• Payment processing and approval planning
• Managing user access and permissions
• Security features
• Support materials
• Q&A (via MS Teams chat)

View our webinar recording, Holiday Planning: ANZ Transactive - Global Tips For The Festive Season, hosted on 03 Decembner 2025, that covered topics including payment processing, approval planning, managing user access and permissions and security features.