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Create International Payment (India)

Geography: This article is applicable for ANZ Transactive - Global customers banking in India.
Full details are available in Features by Geography.
ANZ Transactive - Global does not support uploading supporting documents in ZIP files. Please check the step instructions or Payment Parameters for the allowed formats.
About International Payments

What is an International Payment?

International payments, also known as cross-border payments or telegraphic transfers, is a payment from a single funding account to one or more nominated beneficiary accounts worldwide using an ANZ-supported and tradeable currency. International payments often involve two currencies where a foreign currency exchange rate is required. 

Payment Method Rules for International payments

  • Value date will default with the current or next business date if the payment is created on a non-business date or after payment cut-off
  • Non-business day - ANZ Transactive – Global will not allow you to create a payment where the Value Date is a non-business day (e.g., weekend, public holiday, bank holiday) or a currency holiday
  • Future value date can be selected up to 90 days
  • Cut-off times vary and are dependent on the currencies used
  • Payment currency includes all ANZ-supported and tradeable currencies
  • Maximum payment value is 999,999,999,999.99
  • Maximum number of payment instructions is 5,000 for an itemised payment
  • Individual Debit indicator will automatically be enabled by default.
  • Where (credit) payment currency is ZAR or SEK, then Beneficiary Bank Country or Region must be ZA (South Africa) or SE (Sweden)
  • When Beneficiary Bank Country is CN (China, and currency is CNY), IN (India), ID (Indonesia), MY (Malaysia), or AE (UAE), the Purpose Code is mandatory
  • Invalid Character rules apply to this payment type.

Who can create an International Payment?

Eligible users with Payment Management role permissions and account access can create and manage an International Payment based on your organisation's predetermined user permissions and payment settings. These role permissions can include:
  • Manage Payments - Adhoc (Adhoc & Approved Beneficiaries)
  • Manage Payments - Approved Beneficiary / Templates
  • Manage Payments - Import Payments
  • Manage Payments - FX Allowed
Users with more than 1000 accounts, may need to use the Previous or Next arrows on the screen to search and select the debit account when creating a payment.
For more information, please refer to Role Permissions and User Permissions.
Payment input screens
International Payment screen
The following image is an example of an international payment screen with fields including the division, debit account, value date and cut-off time, payment name and reference, and beneficiary details.
  • Cut-off time (near the value date) indicates the payment method cut-off time, based on the originating jurisdiction and payment currencies
  • The time zone and format (near the value date) are displayed as per your Settings & Preferences
Create International Payment India screen v.02.png
Beneficiary Payment Details screen
The following image is an example of a Beneficiary Payment Details screen with fields including the beneficiary's name, address and account details, beneficiary bank details, beneficiary email advice option, additional remittance and sender to receiver information.
Beneficiary Payment Details India v.02.png
Beneficiary Details screen
The following image is an example of the Beneficiary Details screen with fields including the beneficiary bank details, beneficiary's name, address and account details, beneficiary bank details, and beneficiary email address.
Beneficiary Details India v.02.png

Create an International Payment

There are multiple ways you can create an international payment from the Payments menu. Choose from the following options:

  1. Click Create Payment > International Payment (see step-by-step instructions below)
  2. Click Create Payment > Use Payment Template
  3. Click Create Payment > Upload Payment File
  4. Click Create Payment > Use Past Payment
  5. Click Current Payments > New > International Payment (see step-by-step instructions below)
STEP ACTION
1 Click Payments > Create Payment menu or
Click Payments > Current Payments menu > New
2 If required, choose a Country or Region where the funding account is domiciled. Select either:
  • Australia, New Zealand or China
  • Other Countries or Regions (Hong Kong, India, the Philippines, Singapore or Vietnam)
3 Click International Payment.
4 If required, select the Division the payment will be made from.
If you are entitled to more than one division, you can set a default division for future payments.
5 Select the Debit Account.
6 Value Date will default with the current or next business date.
If required, choose a future value date up to 90 days.
7 Enter a Payment Name up to 35 characters that will appear on payment reports.
8 Enter a Payment Reference up to 35 characters that will appear within the narrative on the funding account and payment reports.
9 Select the Payment Currency.
Refer to Processing & cut-off times for list of available payment currencies.
10 If required, tick Enter Amounts in Debit Currency if payment amount is in a different currency.
11
To reduce the risk of fraud, ANZ recommends you always confirm beneficiary details when processing a payment.
Control Bar
CONTROL BAR ITEM DESCRIPTION
Add Add individual Beneficiary details to the payment instruction.
Remove Tick the checkbox next to the Beneficiary details, then click Remove.
Filter Filter data on the screen. Enter criteria into one or more text boxes that are under each column heading to display matching records.

Click Add to add one or more beneficiary details using the following options:
Add Beneficiary from your Beneficiaries list
Search and select the Beneficiary from the Beneficiary Name field, then proceed to next steps. If required, click Add again to add additional beneficiaries.
Add New Beneficiary
Users must have entitlements to create new beneficiaries to complete these steps.
STEP ACTION
1 If required, tick Add this beneficiary to your Beneficiaries when the payment is submitted.
2 Select Beneficiary Bank Country or Region
The following fields will be based on the debit account and Beneficiary Bank Country or Region selected.
3 Select Clearing Code Type: Options based on Beneficiary Bank Country or Region include:
Clearing Codes
CODE DESCRIPTION
SWIFT  
AT Austrian Bankleitzahl
AU Australian Bank State Branch (BSB) Code
BL German Bankleitzahl
CC Canadian Payments Association Payment Routing Number
CH CHIPS Universal Identifier (US)
CN China National Advanced Payment System (CNAPS) Code
CP CHIPS Participant Identifier
ES Spanish Domestic Interbank Code
FW Fedwire Routing Numbers (US)
GR HEBIC (Hellenic Bank Identification Code)
HK Bank Code of Hong Kong
IE Irish National Clearing Code (NSC)
IN Indian Financial System Code
IT Italian Domestic Identification Code
NZ New Zealand National Clearing Code
PL Polish National Clearing Code (KNR)
PT Portuguese National Clearing Code
RT Pay by Real Time Gross Settlement
SC UK Domestic Sort Code (GB)
SW Swiss Clearing Code (BC code)
ZA South African National Clearing Code
4 Click Search, to search and select the Beneficiary Bank SWIFT or Clearing Code.
5 Enter Account Number/IBAN.
6
This field will be available when the debit account is domiciled in Australia, China, Hong Kong, India, New Zealand, Philippines, Singapore or Vietnam and the Beneficiary bank is in either China, Macao, Hong Kong or Singapore.
If required, select Account Type:
  • Resident Individual
  • Non-Resident Individual
  • Resident Corporate
  • Non-Resident Corporate
7 Enter Beneficiary Name up to 35 characters.

Enter Full Legal Name (first name, any middle names, last name) or Registered Legal Entity Name of Beneficiary.
8 If required, enter Beneficiary Email Address up to 255 characters, separated by a comma, if sending a Beneficiary Advice. Multiple Email Addresses must be separated by a comma (,).

Please refer to Payment Report Types for a sample Beneficiary Advice.
9 If adding Beneficiary to your Beneficiaries list, enter a unique My Beneficiary ID up to 35 characters.
10 Select Beneficiary Country or Region.
11 Enter Beneficiary Address up to 35 characters per line and City.
12 Click Save.
13 If required, click Add again to add additional beneficiaries.
Proceed to next steps.
12 If required, enter Client Reference up to 35 characters if different from the Payment Reference prepopulated.
13 Enter the Beneficiary payment Amount.
14 If required, click Beneficiary Payment Details icon to view or update additional beneficiary information:
Add or update Beneficiary Payment Details
STEP ACTION
1 Add or edit Beneficiary
2 Add or edit Payment Amount or Debit Currency & Amount
3 Select Payment Purpose when Beneficiary Bank Country is CN (China)*/ IN (India), ID (Indonesia), MY (Malaysia), or AE (UAE).
*Payment Purpose Code is required when payment currency is CNY.
Payment Purpose Codes
BENEFICIARY BANK COUNTRY CODE CODE DESCRIPTION
AE EDU Educational Support
AE FIS Financial services
AE GDS Goods Bought or Sold
AE GRI Government related income taxes tariffs 
AE IGT INTER GROUP TRANSFER
AE LIP Loan Interest Payments
AE OTS Other modes of transport
AE SAL Salary
AE TTS Technical trade-related and other busine
CN CCDNDR Charity Donation (CNH Payments)
CN CCTFDR Capital Transfer (CNH Payments)
CN CGODDR Goods Trade (CNH Payments)
CN COCADR Other (CNH Payments)
CN CSTRDR Service Trade (CNH Payments)
CN CTF Cross-Border Capital Transfer (CNY Payme
CN FTF Bank to Bank Fund Transfer (CNY Payments
CN GOD Cross-Border Goods Trade (CNY Payments)
CN OTF Fund Return for Cross-Border Goods Trade
CN RMT Cross-Border Individual Remittance (CNY 
CN STR Cross-Border Service Trade (CNY Payments
ID 1000 All receipts/payments affecting OCAs and
ID 1011 Exports, f.o.b. Shipment of merchandise 
ID 1013 Refunds - export/import Refunds on retur
ID 1014 Prepayments - export/import Prepayments 
ID 1015 Transactions in merchandise in bunkers a
ID 1016 Services pertaining to processing of mer
ID 1017 Passenger transportation
ID 1021 Repair/maintenance services for movable 
ID 1022 Freight to/from other countries Transpor
ID 1024 Freight other than for export/import Fre
ID 1025 Transportation support services Transpor
ID 1030 All expenditures incurred for business a
ID 1040 All transactions for training/education 
ID 1050 Postal and courier services (such as PO 
ID 1060 Construction and installation of buildin
ID 1071 Services for all insurance activities (i
ID 1072 Services for all insurance activities (i
ID 1080 Payment of fees, commissions for brokera
ID 1090 Services transactions pertaining to comp
ID 1099 Merchandise transactions other than expo
ID 1100 Fees for use of trademarks, franchises, 
ID 1111 Operational leasing Lease without option
ID 1112 Leasing of land and buildings Lease of l
ID 1120 Mining, agricultural, forestry, and simi
ID 1129 All receipts/payments affecting overseas
ID 1130 Services related to audiovisual producti
ID 1139 All receipts/payments arising from refun
ID 1140 Receipts from/payments to foreign govern
ID 1161 Payments/receipts in respect of taxes or
ID 1162 Grants/donations (including but not limi
ID 1163 Salaries, wages, and allowances paid to/
ID 1170 Dividend and distributed profits
ID 1181 Interest on: 1) securities issued by non
ID 1182 Interest on: 2) current accounts and dep
ID 1183 Interest on: 3) borrowings/loans (includ
ID 1189 Other investment income
ID 1191 Sale/purchase of transferable patents, c
ID 1192 Sale/purchase of land, buildings, unproc
ID 1199 All service transactions other than ment
ID 1201 Equity participation Receipts from equit
ID 1202 Divestiture of equity participation Rece
ID 1203 Reinvested earnings
ID 1206 Securities issued by non-residents: 1) S
ID 1207 Securities issued by non-residents: 2) O
ID 1208 Securities issued by non-residents: 2) O
ID 1209 Securities issued by residents: 1) Share
ID 1210 Securities issued by residents: 2) Other
ID 1211 Securities issued by residents: 2) Other
ID 1212 Securities issued by residents: 2) Other
ID 1213 Securities issued by residents: 2) Other
ID 1214 Securities issued by residents: 3) Other
ID 1215 Securities issued by residents: 3) Other
ID 1216 Securities issued by residents: 3) Other
ID 1217 Securities issued by residents: 3) Other
ID 1221 a. Provision/drawing of loans with matur
ID 1222 a. Provision/drawing of loans with matur
ID 1231 b. Repayment of loans with maturity of: 
ID 1232 b. Repayment of loans with maturity of: 
ID 1233 c. Financial leasing Leasing based on le
ID 1255 a. Receipts in favor of OCI of reporting
ID 1256 a. Receipts in favor of OCI of reporting
ID 1259 b. Cash withdrawal/deposit against/in fa
ID 1261 a. Spot transactions (including direct e
ID 1262 a. Spot transactions (including direct e
ID 1263 b. Forward transactions: 1) foreign curr
ID 1264 b. Forward transactions: 2) foreign curr
ID 1265 Derivative transactions Receipts/payment
ID 1266 Derivative transactions Receipts/payment
ID 1299 All capital/financial transactions other
IN P0001 Repatriation of Indian investment abroad (in equity capital (shares))
IN P0002 Repatriation of Indian investment abroad (in debt securities)
IN P0003 Repatriation of Indian investment abroad (in branches)
IN P0004 Repatriation of Indian investment abroad (in subsidiaries and associates)
IN P0005 Repatriation of Indian investment abroad (in real estate)
IN P0006 Foreign direct investment in India in eq(uity)
IN P0007 Foreign direct investment in India in de(bt securities)
IN P0008 Foreign direct investment in India in re(al estate)
IN P0009 Foreign portfolio investment in India in (equity shares)
IN P0010 Foreign portfolio investment in India in (debt securities including debt funds)
IN P0011 Repayment of loans extended to Non-Resid(ents)
IN P0012 Long and medium term loans with original
IN P0013 Short term loans with original maturity (upto one year from Non-Residents to India (Short-term Trade Credit))
IN P0014 Receipts o/a Non-Resident deposits (FCNR((B)/NR(E)RA, etc.) {ADs should report these even if funds are not "swapped" into Rupees})
IN P0015 Loans and overdrafts taken by ADs on the(ir own account. (Any amount of loan credited to the NOSTRO account which may not be swapped into Rupees should also be reported))
IN P0016 Purchase of a foreign currency against a(nother currency)
IN P0017 Sale of intangible assets like patents, (copyrights, trademarks etc. by Indian companies)
IN P0018 Other capital receipts not included else(where)
IN P0101 Value of export bills negotiated / purch(ased/discounted etc. (covered under GR/PP/SOFTEX/EC copy of shipping bills etc.)
IN P0102 Realisation of export bills ((in respect (of goods) sent on collection (full invoice value))
IN P0103 Advance receipts against export contract(s (export of goods only))
IN P0104 Receipts against export of goods not cov(ered by the GR/PP/SOFTEX/EC copy of shipping bill etc.)
IN P0105 Export bills (in respect of goods) sent (on collection)
IN P0106 Conversion of overdue export bills from (NPD to collection mode)
IN P0107 Realisation of NPD export bills (full va(lue of bill to be reported)
IN P0201 Receipts of surplus freight/passenger fa(re by Indian shipping companies operating abroad)
IN P0202 Purchases on account of operating expens(es of Foreign shipping companies operating in India)
IN P0205 Purchases on account of operational leas(ing (with crew) – Shipping companies)
IN P0207 Receipts of surplus freight/passenger fa(re by Indian Airlines companies operating abroad)
IN P0208 Receipt on account of operating expenses (of Foreign Airlines companies operating in India)
IN P0211 Purchases on account of operational leas(ing (with crew) –Airlines companies
IN P0213 Receipts on account of other transportat(ion services (stevedoring, demurrage, port handling charges etc.))
IN P0301 Purchases towards travel (Includes purch(ases of foreign TCs, currency: notes etc over the counter, by hotels, hospitals, Emporiums, Educational institutions etc. as well as amount received by TT/SWIFT transfers or debit.
IN P0308 FC surrendered by returning Indian touri(sts)
IN P0401 Postal services
IN P0402 Courier services
IN P0403 Telecommunication services
IN P0404 Satellite services
IN P0501 Receipts for cost of construction of ser(vices projects in India)
IN P0601 Receipts of life insurance premium
IN P0602 Receipts of freight insurance – relating (to import & export of goods)
IN P0603 Receipts on account of other general ins(urance premium)
IN P0604 Receipts of Reinsurance premium
IN P0605 Receipts on account of Auxiliary service(s {commission on Insurance})
IN P0606 Receipts on account of settlement of cla(ims)
IN P0701 Financial intermediation except investme(ment banking – Bank charges, collection charges, LC charges, cancellation of forward contracts, commission on financial leasing etc.)
IN P0702 Investment banking - brokerage, under wr(iting commission etc.)
IN P0703 Auxiliary services - charges on operatio(n & regulatory fees, custodial services, depository services etc.)
IN P0801 Hardware consultancy/implementation
IN P0802 Software consultancy/implementation (oth(er than those covered in SOFTEX form)
IN P0803 Data base, data processing charges
IN P0804 Repair and maintenance of computer and s(oftware)
IN P0805 News agency services
IN P0806 Other information services- Subscription (to newspapers, periodicals, etc.)
IN P0807 Off site Software Exports
IN P0901 Franchises services - patents,copy right(s, trade marks, industrial processes, franchises etc.)
IN P0902 Receipts for use, through licensing arra(ngements, of produced originals or prototypes (such as manuscripts and films))
IN P1001 Merchanting Services - net receipt (from (sale and purchase of goods without crossing the border)
IN P1002 Trade related services - Commission on e(xports/imports)
IN P1003 Operational leasing services (other than(financial leasing and without
IN P1004 Legal services
IN P1005 Accounting, auditing, book keeping and t(ax consulting services)
IN P1006 Business and management consultancy and (public relations services)
IN P1007 Advertising, trade fair, market research (and public opinion polling services)
IN P1008 Research & Development services 
IN P1009 Architectural, engineering and other tec(hnical services
IN P1010 Agricultural, mining and on -site process(ing services – protection against insects & disease, increasing of harvest yields, forestry services, mining services like analysis of ores etc.
IN P1011 Inward remittance for maintenance of off(ices in India)
IN P1012 Distribution Services
IN P1013 Environmental Services
IN P1019 Other services not included elsewhere
IN P1101 Audio-visual and related services – serv(ices and associated fees related to production of motion pictures, rentals, fees received by actors, directors, producers an dfees for distribution rights)
IN P1102 Personal, cultural services such as thos(e related to museums, libraries, archives and sporting activities and fees for correspondence courses of Indian Universities/Institutes
IN P1201 Maintenance of foreign embassies in Indi(a)
IN P1203 Maintenance of international institution(s such as offices of IMF missions, World Bank, UNICEF etc. in India)
IN P1301 Inward remittance from Indian non-reside(nts towards family maintenance and savings)
IN P1302 Personal gifts and donations 
IN P1303 Donations to religious and charitable in(stitutions in India)
IN P1304 Grants and donations to governments and (charitable institutions established by the governments
IN P1306 Receipts / Refund of taxes
IN P1401 Compensation of employees
IN P1403 Inward remittance towards interest on lo(ans extended to non-residents (ST/MT/LT loans
IN P1404 Inward remittance of interest on debt se(curities – debentures / bonds / FRNsetc,)
IN P1405 Inward remittance towards interest recei(pts of ADs on their own account (on investments)
IN P1406 Repatriation of profits to India
IN P1407 Receipt of dividends by Indians
IN P1501 Refunds / rebates on account of imports
IN P1502 Reversal of wrong entries, refunds of am(ount remitted for non-imports)
IN P1503 Remittances (receipts) by residents unde(r international bidding process
MY 0 FOOD AND LIVE ANIMALS
MY 1000 Beverages and tobacco
MY 2000 Crude materials, inedible, except fuels
MY 3000 Mineral fuels, lubricants and related ma
MY 4000 Animal and vegetable oils, fats and waxe
MY 5000 Chemicals and related products, not clas
MY 6000 Manufactured goods
MY 7000 Machinery, non-customised packaged softw
MY 7100 Power lines, pipelines and undersea comm
MY 8000 Miscellaneous manufactured articles
MY 9000 Commodities and miscellaneous transactio
MY 9001 Goods (Broad Classification)
MY 9100 Refunds relating to goods transactions
MY 9700 Non-monetary gold
MY 10010 Goods for processing (manufacturing serv
MY 11110 Freight by air
MY 11120 Freight by sea
MY 11130 Freight by other modes of transportation
MY 11210 Passenger fare by air
MY 11220 Passenger fare by sea
MY 11230 Passenger fare by other modes of transpo
MY 12110 Airport services
MY 12120 Port services
MY 12130 Other terminal facilities
MY 12140 Postal and courier services
MY 12210 Charter of aircraft (with crew)
MY 12220 Charter of ships and vessels (with crew)
MY 12230 Charter of other modes of transport (wit
MY 12310 Rentals/operating leasing of aircraft (w
MY 12320 Rentals/operating leasing of ships and v
MY 12330 Rentals/operating leasing of other trans
MY 12400 Fees for salvage operations
MY 12500 Repair and maintenance of aircraft, ship
MY 13110 Goods and services purchased by travelle
MY 13210 Goods and services purchased through bus
MY 13220 Goods and services purchased by short te
MY 13300 Travel for pilgrimage and religious obse
MY 13400 Travel for medical treatment
MY 13500 Education-related
MY 14110 Direct investment income
MY 14120 Portfolio investment income
MY 14130 Retained earnings
MY 14140 Investment income attributable to Non-re
MY 14210 Interest paid to/ received from related 
MY 14220 Interest paid to/ received from non-rela
MY 14230 Interest paid to/received from Non-resid
MY 14240 Interest paid to/received from Non-resid
MY 14250 Interest paid to/received from Non-resid
MY 14310 Wages and salaries in cash
MY 14320 Wages and salaries in kind/benefits attr
MY 14330 Employer's social contributions
MY 14410 Taxes on products and productions
MY 14420 Subsidies on products and productions
MY 14430 Rental on natural resources
MY 15100 Malaysian government offices abroad and 
MY 15200 International organisations
MY 15300 Trade missions
MY 15400 Commission and other charges relating to
MY 15500 The Bank minting of coins and printing o
MY 16100 Telecommunication services
MY 16210 Construction and installation services i
MY 16220 Construction and installation services a
MY 16311 Premium paid/received on high risk insur
MY 16312 Premiums paid/received on other general 
MY 16313 Premium paid/received on life insurance/
MY 16314 Premiums paid/received on reinsurance/re
MY 16315 Premium paid/received on insurance/takaf
MY 16321 Claims settlements on high risk insuranc
MY 16322 Claims settlements on other general insu
MY 16323 Claims settlements on life insurance/tak
MY 16324 Claims paid/received on reinsurance/reta
MY 16325 Claims paid/received on insurance/takafu
MY 16332 Auxiliary Insurance Services
MY 16410 Explicitly-charged financial services 
MY 16420 Explicit margins on buying and selling o
MY 16430 Explicitly-charged asset management serv
MY 16440 Financial intermediation service charges
MY 16510 Computer services
MY 16520 Information services
MY 16610 Charges associated with intellectual pro
MY 16620 License fees to reproduce and distribute
MY 16710 Merchanting trade
MY 16720 Sharing of administrative expenses
MY 16730 Research and development
MY 16740 Architectural, engineering, and other te
MY 16750 Agricultural, mining, and on-site proces
MY 16760 Advertising, market research and public 
MY 16771 Legal services
MY 16772 Accounting services
MY 16773 Management consulting services
MY 16780 Rentals/operating leasing of dwellings, 
MY 16791 Trade-related services
MY 16792 Waste treatment services
MY 16810 Audio-visual and artistic related servic
MY 16820 Health services
MY 16830 Education services
MY 16840 Heritage and recreational services
MY 16850 Other personal services
MY 16900 Other services transactions not identifi
MY 16910 Refunds relating to services transaction
MY 17010 Inter-company settlement for offsetting 
MY 17020 Transfer by a company to/from its own cu
MY 17030 Bilateral trade transactions.
MY 17040 Transfer of funds between overseas accou
MY 17050 Transfer of funds between banking instit
MY 17060 Transfer of funds between overseas accou
MY 17070 Transfer by a resident (exclude bank) to
MY 17080 Settlement between Remittance Services P
MY 21110 Government Sector: Grants, aid, donation
MY 21120 Government Sector: Pension, gratuity
MY 21131 Taxes on income, wealth and other taxabl
MY 21132 Fines and penalties (government sector)
MY 21133 Social contributions and benefits (gover
MY 21140 Compensation and pledging
MY 21201 Personal transfer
MY 21210 Grants and gifts
MY 21220 Workers' remittances
MY 21230 Legacies, compensations and prizes
MY 21241 Taxes on income, wealth and other taxabl
MY 21242 Fines and penalties (private sector)
MY 21245 Net premiums on non-life insurance and s
MY 21246 Non-life insurance claims and calls unde
MY 22110 Debt forgiveness (government sector)
MY 22130 Other capital transfers (government sect
MY 22210 Debt forgiveness (private sector)
MY 22220 Migrant transfer
MY 22230 Other capital transfers (private sector)
MY 23000 Acquisition/ disposal of non-produced, n
MY 31111 Extension/receipt (drawdown) of long-ter
MY 31112 Repayment of principal to/by Non-residen
MY 31113 Prepayment of principal to/by Non-reside
MY 31121 Extension/receipt (drawdown) of short-te
MY 31122 Repayment of principal to/by Non-residen
MY 31123 Prepayment of principal to/by Non-reside
MY 31311 Issuance
MY 31312 Redemption
MY 31411 Financial lease extension to/receipt fro
MY 31412 Repayment of financial lease to/receipt 
MY 31413 Prepayment of financial lease to/receipt
MY 31511 Credit facilities extension to/receipt f
MY 31512 Repayment of credit facilities to/by Non
MY 31513 Prepayment of credit facilities to/by No
MY 31911 Extension to /receipt from Non-resident.
MY 31912 Repayment of other loans facilities to/b
MY 31913 Prepayment of other loans facilities to/
MY 31921 Extension to /receipt from Non-resident.
MY 31922 Repayment of other loans facilities to/b
MY 31923 Prepayment of other loans facilities to/
MY 33000 Employee stock options
MY 34000 Subscriptions/ Contributions to/ Reimbur
MY 35130 Mergers and acquisitions
MY 35140 Equity investment other than mergers and
MY 35200 Liquidation of investment
MY 35300 Head office accounts in branches
MY 35400 Capital Expenditure in Special Enterpris
MY 36110 Issued by residents in domestic capital 
MY 36120 Issued by residents in international mar
MY 36130 Issued by Non-residents in international
MY 36140 Issued by Non-residents in domestic capi
MY 36210 Issued by residents in domestic capital 
MY 36220 Issued by residents in international mar
MY 36230 Issued by Non-residents in international
MY 36240 Issued by Non-residents in domestic capi
MY 36310 Issued by residents in domestic capital 
MY 36320 Issued by residents in international mar
MY 36330 Issued by Non-residents in international
MY 36340 Issued by Non-residents in domestic capi
MY 36410 Purchase/sale of Malaysian Government se
MY 36420 Purchase/sale of Foreign Government secu
MY 36430 Purchase/sale of Foreign Government secu
MY 37100 Swaps
MY 37200 Forwards
MY 37300 Futures
MY 37400 Options
MY 37900 Others derivatives
MY 39111 Purchase/sale of real estate in Malaysia
MY 39112 Purchase/sale of real estate in Malaysia
MY 39121 Purchase/sale of real estate abroad (com
MY 39122 Purchase/sale of real estate abroad (res
MY 39131 Purchase/sale of real estates in host co
MY 39132 Purchase/sale of real estates in host co
MY 39210 Placement/withdrawal of deposits of resi
MY 39220 Placement/withdrawal of deposits of resi
MY 39230 Placement/withdrawal of deposits by Non-
MY 39240 Deposits balances of foreign offices of 
MY 39250 Placement/withdrawals of deposits in FC 
MY 39260 Nostro balances with the correspondent b
MY 39300 Currency
MY 39600 Guarantees
MY 39700 Credit Commitments
MY 39900 Other investment nie
  OTHERS OTHERS
  P0091 Purchase from Reserve Bank of India (Cur(rency-wise Totals))
  P0092 Purchase from other ADs in India (Curren(cy-wise Totals))
  P0093 Purchase from Overseas banks & correspond(ents (Currency-wise Totals))
  P0094 debit from the Vostro a/c of overseas ba(nk or correspondents (Country-wise Totals))
  P0095 Aggregate Purchases at Branches (Currenc(y-wise Totals))
  P0100 Exports (Totals) {N/P/D + Collection bil(ls Realised during Fortnight +Advance received during Fortnight) (Purchases from Public against exports (Currency-wise Totals))}
  P0144 Purchases from Public against third coun(try exports (Currency-wise Totals))
  P1590 Receipts below Rs. 5,00,000 (Currency-wi(se Totals
  P1591 Non-Exports equivalent & above Rs. 5,00, ((Currency-wise Totals)
  P2088 Opening Balance (Debit Balance in Mirror)
  P2199 Closing Balance (Debit Balance in Mirror)
  S0001 Indian investment abroad -in equity (capital (shares))
  S0002 Indian investment abroad -in debt securi(ties)
  S0003 Indian investment abroad -in branches & (wholly owned subsidiaries)
  S0004 Indian investment abroad -in subsidiarie(s and associates)
  S0005 Indian investment abroad -in real estate
  S0006 Repatriation of Foreign Direct Investmen(t in India- in equity shares)
  S0007 Repatriation of Foreign Direct Investmen(t in India- in debt securities)
  S0008 Repatriation of Foreign Direct Investmen(t in India- in real estate)
  S0009 Repatriation of Foreign Portfolio Invest(ment in India- in equity shares
  S0010 Repatriation of Foreign Portfolio Invest(ment in India- in debt securities)
  S0011 Loans extended to Non-Residents
  S0012 Repayment of long & medium term loans wi
  S0013 Repayment of short term loans with origin
  S0014 Repatriation of Non-Resident Deposits (F(CNRB/N.RERA etc.)
  S0015 Repayment of loans & overdrafts taken by (ADs on their own account)
  S0016 Sale of a foreign currency against anoth(er foreign currency)
  S0017 Purchase of intangible assets like paten(ts, copyrights, trade marks etc.)
  S0018 Other capital payments not included else (Where)
  S0019 Acquisition of non-producd non-financial (assets (Purchase of intangible assets like patents, copyrights, trademarkts etc., user of natural resources) – Non-Government)
  S0020 Payments made on account of margin payme(nts, premium payment and settlement amount etc. under Financial derivative transactions)
  S0021 Payments made on account of sale share (under Employee stock option)
  S0022 Payments made on account of sale share
  S0023 Opening of foreign currency account
  S0024 External Assistance extended by India (e.g. Loans and advances extended by India to Foreign governments under various agreements)
  S0025 Repayments made on account of External (Assistance received by India.)
  S0026 Capital transfers Guarantees payments(, Investment Grand given by the government/international organisation, exceptionally large Non-life insurance claims) – Government)
  S0027 Capital transfers Guarantees payments ((Guarantees payments, Investment Grand given by the Non-government, exceptionally large Nonlife insurance claims) – Non-Government)
  S0091 Sales to Reserve Bank of India (Currency(-wise Totals))
  S0092 Sales to other ADs in India (Currency-wi(se Totals))
  S0093 Sales to Overseas banks & correspondents ((Currency-wise Totals)
  S0094 credit to the vostro a/c of overseas ban(k or correspondents (Country-wise Totals))
  S0095 Aggregate Sales at Branches (Currency-wi(se Totals)
  S0099 Other capital payments not included else(where)
  S0101 Advance payment against imports
  S0102 Payment towards imports- settlement of i(nvoice)
  S0103 Imports by diplomatic missions
  S0104 Intermediary trade 
  S0108 Goods acquired under merchanting Payment (against import leg of merchanting trade*)
  S0109 Payment made for Import frm Nepal Bhutan(, if any
  S0144 Sales to Public against Imports into oth(er countries (Currency-wise Totals)
  S0190 Imports below Rs. 500000 (Currency-wise (Totals))
  S0191 Imports equivalent & above Rs. 5 Lakhs ((Currency-wise Totals)
  S0201 Payments for surplus freight/passenger f(are by foreign shipping companies operating in India)
  S0202 Payment for operating expenses of Indian (shipping companies operating abroad)
  S0203 Freight on imports – Shipping companies
  S0204 Freight on exports – Shipping companies
  S0205 Operational leasing (with crew) – Shippi(ng companies)
  S0206 Booking of passages abroad – Shipping co(mpanies)
  S0207 Payments for surplus freight/passenger f(are by foreign Airlines companies operating in India)
  S0208 Operating expenses of Indian Airlines co(mpanies operating abroad)
  S0209 Freight on imports – Airlines companies
  S0210 Freight on exports – Airlines companies
  S0211 Operational leasing (with crew) – Airlin(es companies)
  S0212 Booking of passages abroad – Airlines co(mpanies)
  S0213 Payments on account of stevedoring, demu(rrage, port handling charges etc.)
  S0214 Payments on account of stevedoring(, demurrage, port handling charges etc. (Shipping companies))
  S0215 Payments on account of stevedoring(, demurrage, port handling charges, etc.(Airlines companies)
  S0216 Payments for Passenger - Shipping (Companies)
  S0217 Other payments by Shipping companies
  S0218 Payments for Passenger - Airlines compan(ies)
  S0219 Other Payments by Airlines companies
  S0220 Payments on account of freight under (other modes of transport (Internal Waterways, Roadways, Railways, Pipeline transports and others))
  S0221 Payments on account of passenger fare (under other modes of transport (Internal Waterways, Roadways, Railways, Pipeline transports and others))
  S0222 Postal & Courier services by Air
  S0223 Postal & Courier services by Sea
  S0224 Postal & Courier services by others
  S0301 Remittance towards Business travel.
  S0302 Travel under basic travel quota (BTQ)
  S0303 Travel for pilgrimage
  S0304 Travel for medical treatment
  S0305 Travel for education (including fees, ho(stel expenses etc.)
  S0306 Other travel (international credit cards
  S0401 Postal services
  S0402 Courier services
  S0403 Telecommunication services
  S0404 Satellite services
  S0501 Construction of projects abroad by India(n companies including import of goods at project site)
  S0502 Payments for cost of construction etc. o(f projects executed by foreign companies in India)
  S0601 Payments for Life insurance premium
  S0602 Freight insurance – relating to import & (export of goods)
  S0603 Other general insurance premium
  S0604 Reinsurance premium
  S0605 Auxiliary services (commission on insura(nce)
  S0606 Settlement of claims
  S0607 Insurance claim Settlement of non-life (insurance; and life insurance (only term insurance)
  S0608 Life Insurance Claim Settlements
  S0609 Standardised guarantee services
  S0610 Premium for pension funds
  S0611 Periodic pension entitlements e.g. month(ly quarterly or yearly payments of pension amounts by Indian Pension Fund Companies)
  S0612 Invoking of standardised guarantees
  S0701 Financial intermediation except investme(nt banking – Bank charges, collection charges, LC charges, cancellation of forward contracts, commission on financial leasing etc.)
  S0702 Investment banking – brokerage, under wr(iting commission etc.)
  S0703 Auxiliary services – charges on operatio(n & regulatory fees, custodial services, depository services etc.)
  S0801 Hardware consultancy/implementation
  S0802 Software consultancy / implementation
  S0803 Data base, data processing charges
  S0804 Repair and maintenance of computer and s(oftware)
  S0805 News agency services
  S0806 Other information services- Subscription (to newspapers, periodicals)
  S0807 Off-site software imports
  S0808 Telecommunication services including (electronic mail services and voice mail services)
  S0809 Satellite services include space shuttle (and rockets etc.)
  S0901 Franchises services – patents, copyright(s, trade marks industrial processes, franchises etc.)
  S0902 Payment for use, through licensing arran(gements, of produced originals or prototypes (such as manuscripts and films))
  S1001 Merchanting services –net payments (from (Sale & purchase of goodes without crossing the border)
  S1002 Trade related services – commission on e(xports / imports)
  S1003 Operational leasing services (other than ((financial leasing) without operating crew, including charter hire)
  S1004 Legal services
  S1005 Accounting, auditing, book keeping and t(ax consulting services)
  S1006 Business and management consultancy and (public relatios services)
  S1007 Advertising, trade fair, market research (and public opinion polling service)
  S1008 Research & Development services
  S1009 Architectural, engineering and other tec(hnical services)
  S1010 Agricultural, mining and on–site process(ing services – protection against insects & disease, increasing of harvest yields, forestry services, mining services like analysis of ores etc.)
  S1011 Payments for maintenance of offices abro(ad)
  S1012 Distribution Services
  S1013 Environmental Services
  S1014 Engineering Services
  S1015 Tax consulting services
  S1016 Market research and public opinion (polling service)
  S1017 Publishing and printing services
  S1018 Mining services like on–site processing (services analysis of ores etc.)
  S1019 Other services not included elsewhere
  S1020 Commission agent services
  S1021 Wholesale and retailing trade services.
  S1022 Operational leasing services other than (financial leasing) without operating crew, including charter hire- Shipping companies)
  S1023 Other Technical Services including (scientific/space services)
  S1101 Audio-visual and related services – serv(ices and associated fees related to production of motion pictures, rentals, fess received by actors, directors, producers and fees for distribution rights)
  S1102 Personal, cultural services such as thos(e related to museums, libraries, archives and sporting activities; fees for correspondence courses abroad
  S1103 Radio and television production(, distribution and transmission services)
  S1104 Entertainment services
  S1105 Museums, library and archival services
  S1106 Recreation and sporting activities (services)
  S1107 Education (e.g. fees for correspondence (course abroad))
  S1108 Health Service (payment towards services (received from hospitals, doctors, nurses, paramedical and similar services etc. rendered remotely or on-site))\
  S1109 Other Personal, Cultural & Recreational (services0
  S1201 Maintenance of Indian embassies abroad
  S1202 Remittances by foreign embassies in Indi(a)
  S1301 Remittance by non-residents towards fami(ly maintenance and savings)
  S1302 Remittance towards personal gifts and do(nations)
  S1303 Remittance towards donations to religiou(s and charitable institutions abroad)
  S1304 Remittance towards grants and donations (to other governments and charitable institutions established by the governments)
  S1305 Contributions/donations by the Governmen (to international institutions)
  S1306 Remittance towards payment / refund of t(axes)
  S1307 Outflows on account of migrant transfers (including personal effects)
  S1401 Compensation of employees
  S1402 Remittance towards interest on Non-Resid(ent deposits (FCNRB/NRERA/NRNRD/NRSR etc.)
  S1403 Remittance towards interest on loans fro(m Non-Residents (ST/MT/LT loans)
  S1404 Remittance of interest on debt securitie(s – debentures / bonds / FRNs etc.)
  S1405 Remittance towards interest payment by A(Ds on their own account (to VOSTRO a/c holders or the OD on NOSTRO a/c)
  S1406 Repatriation of profits
  S1407 Payment / repatriation of dividends
  S1408 Remittance of profit by FDI enterprises (in India (by branches of foreign companies including bank branches)
  S1409 Remittance of dividends by FDI enterpris(es in India (other than branches) on equity and investment fund shares)
  S1410 Payment of interest by FDI enterprises (in India to their Parent company abroad)
  S1411 Remittance of interest income on account (of Portfolia Investment in India)
  S1412 Remittance of dividends on account
  S1501 Refunds / rebates / reduction in invoice
  S1502 Reversal of wrong entries, refunds of am(ount remitted for non-exports)
  S1503 Payments by residents for international (bidding)
  S1504 Notional sales when export bills negotia(ted/ purchased/ discounted are dishonoured/ crystallised/ cancelled and reversed from suspense account
  S1505 Deemed Imports exports between SEZ(, EPZs and Domestic tariff areas)
  S1590 Non-Imports payment below Rs 500000 (Cur(rency-wise Totals)
  S1591 Non-Imports equivalent & above Rs. 5 Lak(hs (Currency-wise Totals))
  S1601 Payments on accnt of mainten repair (services rendered for Vessels, ships, boats, warships, etc.)
  S1602 Payments on account of maintenance and (repair services rendered for aircrafts, space shuttles, rockets, military aircrafts, helicopters, etc.)
  S1701 Payments for processing of goods
  S2088 Opening Balance (Credit Balance in Mirro(r/Credit Balance in Vostro)
  S2199 Closing Balance (Credit Balance in Mirro(r/Credit Balance in Vostro)
4 If required, add or enter Client Reference up to 35 characters and will appear as part of the narrative on the debit account and beneficiary's statements and on payment reports.
5 Select Charges
  • SHA - this means any fees charged by other banks (including our correspondent banks, any other intermediary banks and/or the recipient's bank) will be deducted from the payment before the proceeds are paid to the beneficiary.
  • OUR - 'OUR Charge' fee is charged by us. We will cover fees charged by our correspondent banks used in processing this payment. Other banks (including other intermediary banks and/or the recipient's bank) may charge an additional fee.
6 If required, enter Beneficiary LEI (20 characters).
7 If required, enter Intermediary Bank details:
  • Select Clearing Code Type
  • Search and select Clearing Code
If the intermediary bank input field is not visible for your international payment instruction, please contact your ANZ Customer Service Centre for assistance with updating your organisation’s permissions.
8 If required, enter Remittance Information up to 140 characters that will appear on the Beneficiary Advice, the Payment Detail Report and Field 70 of the SWIFT MT103 message
9 If required, enter Additional Details up to 80 characters x 100 lines of information that will appear on the Beneficiary Advice and the Payment Detail Report.
Any text that exceeds these limits, will be truncated.
10 If required, tick Email Beneficiary Advice and enter email address(es) up to 255 characters, separated by a comma
  • Pre-populated email addresses are derived from the beneficiary details in the Beneficiaries list
  • Please refer to Payment Report Types for a sample Beneficiary Advice
11 If required, select code and enter Sender to Receiver Information up to 28 characters that will appear in field 72 of the SWIFT message:
Sender to Receiver Details
TYPE CODE DESCRIPTION
ACC Instructions for Acct with Institution /ACC/
EDU UAE Educational Support /EDU/
FAM UAE Family Support Workers Remittances /FAM/
FIS UAE Financial Services /FIS/
FND Full No Deduct /FND/
GDS UAE Goods Bought or Sold /GDS/
GRI UAE Government Related /GRI/
IGT UAE Inter Group Transfer /IGT/
INS Instructing Inst of Sender to Execute /INS/
INT Instructions for Intermediary Institution /INT/
LIP UAE Loan Interest Payments /LIP/
OTS UAE Other Modes of Transport /OTS/
PRIORITY Priority Payment/PRIORITY/
REC Instructions for Receiver of Message /REC/
SAL UAE Salary /SAL/
TTS UAE Technical Trade and Other Business Services /TTS/
TRADE Instructing Inst of Sender to Execute /TRADE/
12 If required, click Upload Document to upload doc, docx, jpg, jpeg or pdf supporting documents for this payment instruction, with up to five files not exceeding a total size of 15MB.

Supporting documents are required when the payment instruction contains the local currency and FX details.
13 Click Save
15 If required, choose your FX Details* option:
Bank Book
Use Bank Book when:
  • you do not have an existing FX contract to readily use or,
  • the value of the payment is less than or equal to the equivalent of $500K USD.
Upon submission of the payment, the bank will book a foreign exchange rate for the cross-currency payment. For future dated payments, the payment will appear in your Current Payments grid until the value of the payment. The status will update to Processing, pending the bank to book a foreign exchange rate.
Contract
Payments above $500K USD equivalent requires a prebooked contract rate.
Choose a prebooked foreign exchange rate:
STEP ACTION
1 Select Contract from Rate Type
2 Click Add FX Contracts
3 Choose FX Contract ID to apply to the payment instruction
4 Click OK
5 Enter Utilised Amount for the full payment amount
16 Sender Legal Entity Identifier (LEI)^
Enter 20-character Sender LEI, if Sender LEI is not pre-populated.
17 Do you wish to continue the payment at a later stage?
  • Yes - Click Save as Draft, then click OK and Close Payment to exit out to the payment and return to the Current Payments screen. Payment will be in a Draft status.
  • No - Continue steps below
18 Click Review & Submit
19 Click Submit
RESULT: Payment has been submitted and pending approval.

* A non-transactable daily mid-rate (which does not include a margin) has been used to estimate the transaction value for the purpose of approval discretions and available funds checking. The actual exchange rate for the transaction will be displayed when a trade or contract is applied to the payment request.
^Sender LEI is mandatory when any payments made to non-ANZ India beneficiaries exceeds LEI threshold i.e., INR 500,000,000.00.

Beneficiary LEI is required based on the following conditions:

  • At least one Beneficiary Bank is non-ANZ India and payment amount is equal to or greater than INR 500,000,000, and
  • LEI is not already assigned to the entity
Errors and Alerts
Error and alert messages such as 'fields validations' display information about the impacted field(s) and highlights the field(s) in red. Error messages are specific to the payment method types, fields available and particulars validations. You can update the information within the impacted field(s) and continue processing the payment.

Mandatory field validations

Errors and Alerts HK & SG.png

Beneficiary alert notifications

  • Error is indicated by a red triangle. Details must be corrected to proceed with payment processing.
  • Alert with Warning is indicated by an amber triangle. Details can be corrected or accepted to proceed with payment processing.
Beneficiary Alert notification AU & NZ.png

Errors and Alerts within the Beneficiary Payment Details screen

  • Error is indicated by a red triangle. Details must be corrected to proceed with payment processing
  • Alert with Warning is indicated by an amber triangle. Details can be corrected or accepted to proceed with payment processing
Errors and Alerts AU & NZ.png

Foreign exchange field validations

Error - PH Bank Book.png

Next Steps

When the payment has been successfully submitted and is now in a Pending Approval status, you can choose from the following on-screen options:

  • Request Payment Summary Report - Download in CSV, PDF and XLSX
  • Save Payment as Template - View in Templates menu. Use Payment Template.
  • Create Another Payment
  • View this Payment in a Pending Approval status
  • Click OK to close the payment and return to the Current Payments screen

When the payment has been successfully submitted for approval(s), the next steps can be:

When the international payment is in a Completed status, you can Generate an MT103 message for each individual beneficiary in the payment instruction.

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