- This functionality is available for eligible selected Australian ANZ Transactive - Global customers.
- Deposits in ANZ Transactive - Global is available to users who have Pilot - Account Enhancements role.
What is a Maturing Deposit?
Parameters of a Maturing Deposit
- Amount - there is no minimum or maximum amount.
-
Term - Fixed Rate Term Deposit - maximum term available is up to 60 months.
If selected term is less than 7 days or greater than 12 months, the quote will be reviewed by ANZ Markets team. The quote can be viewed from the Pending Quotes screen.Security Term Deposit maximum term available is up to 35 days.
- Future Start Date the quote will be reviewed by ANZ Markets team. The quote can be viewed from the Pending Quotes screen.
- Maturity instructions can be submitted between 8am to 4pm AEST/AEDT.
- Pre-loaded settlement instructions can be updated on the maturity date - by 11am AEST/AEDT for auto-roll, or by 4pm AEST/AEDT for other options.
Who can action a Matured Deposit?
Eligible users with Pilot - Account Enhancements role permission, can create and manage Term Deposits in ANZ Transactive - Global.
For more information, please refer to Role Permissions and User Permissions.
The following image is an example of Maturity instructions screen with fields including principal at maturity, deposit amount and term type.
The following image is an example of Review Rollover Quote screen with term field(s).
The following image is an example of the Settlement Instructions screen with fields including principal at maturity and nominated interest at settlement.
View & Action Maturing Deposit
Click a row to view the Deposits Details screen where you can lodge maturity instructions.
Select from Rollover Principal or Redeem Principal.
| STEP | ACTION |
|---|---|
| 1 |
Currency & Deposit Amount will default to current balance. Click Change Deposit Amount to enter a new deposit amount. |
| 2 |
Select the Term Type. Choose from:
If required, tick the checkbox See 1-12 month curve to view rates over this period. Security Deposit term options
Select from:
|
| 3 | Start date will default to today's date. |
| 4 |
Click Get Quote
RESULT: The quote will display on screen.
|
| 5 | Select the required term required. |
| 6 |
Click Proceed with Quote to lock in the rate and term provided. Alternatively, click Back to update your deposit details and request a new quote. |
| 7 |
Select your Nominated Principal Settlement. (Available for Term Deposits with increased/decreased principal amount.)
|
| 8 |
Select your nominated Principal at Maturity
|
| 9 |
Select your Nominated Interest Settlement
|
| 10 | Click Review & Confirm |
| 11 |
Deposit and Term Details display for your review.
RESULT: The deposit instruction has been submitted. A confirmation will be sent to you, and the deposit will be visible on the View Deposits screen.
|
| 12 | Click Done to return to View Deposits screen |
| STEP | ACTION |
|---|---|
| 1 |
Select Where you would like the principal to be paid.
|
| 2 |
Select your Nominated Interest Settlement.
|
| 3 | Click Review & Accept |
| 4 |
Click Confirm & Accept
RESULT: The deposit instruction has been submitted. A confirmation email will be sent to you, and the deposit will be updated on the View Deposits screen by next calendar day.
|
| 5 | Click Done to return to View Deposits screen |
Unable to Display Quote
The following message will display if the Maturing Deposit request:- Term is less than 7 days,
- Term is greater than 12 months, or
- Start date in the future is selected.
Unable to Submit Your Request
The following message will display if a Maturing Deposit is submitted for quote after 4pm AEST/AEDT.
Unable to Complete This Action as The Details Have Recently Changed.
This message will display when the system identifies a duplication for a quote.For example: if a quote is obtained for a Roll Over and the same information is requested for via the Create Deposit menu.